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Canada Drives vs Go Auto
Which car buying website should you use to purchase your next new or used vehicle?
Certified pre-owned and used cars, trucks, SUVs and vans
|Partnered with dealerships|
New and used cars, trucks, SUVs, vans and RVs
|Financing options||Used car loans|
Bad credit car loans
|New car loans|
Bad credit car loans
|APR ranges||4.75% - 29.99%|
Starting at 5% to 7% for used vehicles
|Interest rate type||Fixed||Fixed|
|Loan terms||24-96 months||Usually 36-60 months (but varies based on payments you want)|
|Maximum loan amount||$100,000||Not listed|
|Fees||Not disclosed on the website||Claims to have no hidden fees|
|Exchange policy||7-day exchange/return policy if you’re not satisfied with your car||30-day exchange policy but only for major mechanical problems|
|Warranty||Complimentary 30-day (1,500 kilometre) limited warranty||No warranty|
|Legal provinces||Alberta, British Columbia, Ontario for car buying and Ontario, Alberta, British Columbia and Saskatchewan for financing||Alberta, British Columbia, Ontario, Manitoba|
|Eligibility requirements||Be a Canadian resident and the age of majority in your province|
Hold a valid driver’s licence
Make $1,800 in monthly income
|Be a Canadian resident and the age of majority in your province|
Have a working bank account
Proof of steady income
|Negotiable prices||No||Depends on the dealership|
|Turnaround time||Less than 24 hours||Depends on the dealership|
Canada Drives vs Go Auto: Which one is the best?
Best for inventory: Go Auto
- Canada Drives. Offers fewer than 2,000 cars but the vehicles are hand-selected to make sure they’re in good working order and will fit your needs. You can also have your car delivered to more remote locations.
- Go Auto. Works with dozens of car dealerships across Alberta, BC, Ontario and Manitoba and currently has over 6,000 vehicles listed on its website (as of January 2022). Just keep in mind that you’ll need to live close to a dealership to use this service.
Best for online car buying process: Canada Drives
- Canada Drives. Gives you the chance to compare and buy your car completely online and have it delivered to your home.
- Go Auto. Lets you shop online for a car, but you’ll need to go in to test drive and purchase your vehicle in person.
Best for returns and exchanges: Canada Drives
- Canada Drives. Provides a 7-day return policy with all of its vehicles. You just need to let them know within 7 days if you’re unsatisfied with your purchase and you can get a full refund or exchange.
- Go Auto. Advertises a 30-day (or 1,700 km) exchange policy, but you can only exchange a vehicle if it has major mechanical problems. You also won’t qualify to exchange your vehicle with “second chance” or bad credit financing.
Best for warranty options: Canada Drives
- Canada Drives. Provides a 30-day/1,500 kilometre warranty. You can also purchase extended warranty coverage if you want extra protection.
- Go Auto. Doesn’t offer warranty coverage for its vehicles. However, you may be able to get coverage if you buy a certified pre-owned vehicle.
Best for financing options: Canada Drives
- Canada Drives. Lets you sign up for financing with very few eligibility criteria. Interest rates go from 4.75% - 29.99%, and you can sign up for a variety of term lengths based on how much you want to pay each month.
- Go Auto. Seems to have very few requirements to qualify for financing. It doesn’t list much information about its financing options online, so it’s difficult to say how it compares to other companies.
Best for coverage across Canada: No clear winner
- Canada Drives. Offers vehicles in Alberta, BC and Ontario. It also offers financing with dealership partners in Ontario, Alberta, British Columbia and Saskatchewan.
- Go Auto. Works with dealers across Alberta, BC, Ontario and Manitoba. Most of its vehicles are concentrated in Edmonton and its surrounding area, so you’ll have access to a smaller inventory in other cities.
What are the benefits of using Canada Drives vs Go Auto?
Compare the benefits of using Canada Drives vs Go Auto in the table below:
|Canada Drives||Go Auto|
What to watch out for
Compare the potential drawbacks of using Canada Drives vs Go Auto:
|Canada Drives||Go Auto|
Compare car loans
Do I qualify?
You’ll be required to meet the following eligibility criteria to get a car loan with Canada Drives and Go Auto.
- Be a Canadian resident who is the age of majority in your province
- Have a valid driver’s licence
- Make a steady income to cover loan repayments
- Have an active bank account.
How do I apply for financing?
If you’re ready to apply for a Canada Drives or Go Auto car loan, follow these steps:
- Head to the Canada Drives or the Go Auto homepage to search for a vehicle.
- Input search parameters such as make, model, price, transmission type and location.
- Click on the thumbnail of the car you want to learn more about it.
- Select the financing tab on the main navigation bar and fill out an application to get pre-approved for the car you want.
- Provide personal details such as your full name, address and contact information.
- Agree to a credit check to determine your interest rates.
- Wait to get approved, and then choose a term and payment amount that fits your budget.
- A valid government-issued driver’s licence
- Your last paystub
- A void cheque
- Additional documents as required
Pick Canada Drives if you want a completely online car buying process and delivery of your car to your front door. Pick Go Auto if you’d like to test drive your car first, and you don’t mind going to the dealership in person to make your purchase.
Frequently asked questions
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