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Canada Drives vs Go Auto

Which car buying website should you use to purchase your next new or used vehicle?

Canada Drives and Go Auto are popular car buying websites in Canada. Canada Drives is an online dealer that lets you purchase your car online and get it delivered to your home. Go Auto lets you shop from multiple dealerships in select locations to find a vehicle that meets your needs. Learn more about which site might be the best fit for you.

Canada Drives

Canada Drives logo

Go AutoGo Auto logo

InventoryPersonal inventory

Certified pre-owned and used cars, trucks, SUVs and vans

Partnered with dealerships

New and used cars, trucks, SUVs, vans and RVs

Financing optionsUsed car loans
Bad credit car loans
New car loans

Used car loans

Bad credit car loans

APR ranges4.75% - 29.99%

Starting at 5% to 7% for used vehicles

Not listed
Interest rate typeFixedFixed
Loan terms24-96 monthsUsually 36-60 months (but varies based on payments you want)
Maximum loan amount$100,000Not listed
FeesNot disclosed on the websiteClaims to have no hidden fees
Exchange policy7-day exchange/return policy if you’re not satisfied with your car30-day exchange policy but only for major mechanical problems
WarrantyComplimentary 30-day (1,500 kilometre) limited warrantyNo warranty
Legal provincesAlberta, British Columbia, Ontario for car buying and Ontario, Alberta, British Columbia and Saskatchewan for financingAlberta, British Columbia, Ontario, Manitoba
Eligibility requirementsBe a Canadian resident and the age of majority in your province

Hold a valid driver’s licence

Make $1,800 in monthly income

Be a Canadian resident and the age of majority in your province

Have a working bank account

Proof of steady income

Accepts trade-insYesYes
Negotiable pricesNoDepends on the dealership
Contactless deliveryYesNo
Turnaround timeLess than 24 hoursDepends on the dealership

Canada Drives vs Go Auto: Which one is the best?

Best for inventory: Go Auto

  • Canada Drives. Offers fewer than 2,000 cars but the vehicles are hand-selected to make sure they’re in good working order and will fit your needs. You can also have your car delivered to more remote locations.
  • Go Auto. Works with dozens of car dealerships across Alberta, BC, Ontario and Manitoba and currently has over 6,000 vehicles listed on its website (as of January 2022). Just keep in mind that you’ll need to live close to a dealership to use this service.

Best for online car buying process: Canada Drives

  • Canada Drives. Gives you the chance to compare and buy your car completely online and have it delivered to your home.
  • Go Auto. Lets you shop online for a car, but you’ll need to go in to test drive and purchase your vehicle in person.

Best for returns and exchanges: Canada Drives

  • Canada Drives. Provides a 7-day return policy with all of its vehicles. You just need to let them know within 7 days if you’re unsatisfied with your purchase and you can get a full refund or exchange.
  • Go Auto. Advertises a 30-day (or 1,700 km) exchange policy, but you can only exchange a vehicle if it has major mechanical problems. You also won’t qualify to exchange your vehicle with “second chance” or bad credit financing.

Best for warranty options: Canada Drives

  • Canada Drives. Provides a 30-day/1,500 kilometre warranty. You can also purchase extended warranty coverage if you want extra protection.
  • Go Auto. Doesn’t offer warranty coverage for its vehicles. However, you may be able to get coverage if you buy a certified pre-owned vehicle.

Best for financing options: Canada Drives

  • Canada Drives. Lets you sign up for financing with very few eligibility criteria. Interest rates go from 4.75% - 29.99%, and you can sign up for a variety of term lengths based on how much you want to pay each month.
  • Go Auto. Seems to have very few requirements to qualify for financing. It doesn’t list much information about its financing options online, so it’s difficult to say how it compares to other companies.

Best for coverage across Canada: No clear winner

  • Canada Drives. Offers vehicles in Alberta, BC and Ontario. It also offers financing with dealership partners in Ontario, Alberta, British Columbia and Saskatchewan.
  • Go Auto. Works with dealers across Alberta, BC, Ontario and Manitoba. Most of its vehicles are concentrated in Edmonton and its surrounding area, so you’ll have access to a smaller inventory in other cities.

What are the benefits of using Canada Drives vs Go Auto?

Compare the benefits of using Canada Drives vs Go Auto in the table below:

Canada DrivesGo Auto
  • Completely online from start to finish
  • Contactless delivery
  • “Test own” for 7 days
  • 30-day warranty coverage
  • Potentially lower vehicle prices than in-person dealerships
  • Ability to test drive multiple vehicles
  • Larger inventory in some cities (such as Edmonton)
  • 30-day exchange program (only for mechanical issues)
  • Bad credit financing
  • Claims to offer no hidden fees

What to watch out for

Compare the potential drawbacks of using Canada Drives vs Go Auto:

Canada DrivesGo Auto
  • No information on delivery, financing or other fees
  • Not available across Canada
  • Smaller inventory than Go Auto
  • Not able to test drive multiple vehicles
  • No possibility for return or refund outside of serious mechanical issues
  • Not available across Canada
  • Limited inventory in some cities
  • No website information on interest rates or loan terms
  • No at-home delivery

Compare car loans

1 - 8 of 8
Name Product Loan Amount Interest Rate Loan Term Min. Credit Score Requirements
CarsFast Car Loans
$500 - $75,000
4.90% - 29.90%
12 - 96 months
Min. income of $2,000 /month, 3+ months employed
Get a new or used vehicle delivered to your door.
Browse thousands of vehicles from dealers across Canada and get matched with financing that meets your needs.
Loans Canada Car Loans
$500 - $35,000
0% - 31.99%
24 - 120 months
Min. income of $1,800 /month, 3+ months employed
Compare rates from 60+ lenders.
Complete a single application to get quotes from different lenders. Bad credit, CERB and EI borrowers considered. 0% APR for new cars only, used car rates start at 7.99%. 0% financing depends on lender, loan term and other factors.
Coast Capital Car Loan
18 - 84 months
Able to service debt payment of $300/month
Competitive rates and flexible terms.
Finance new and used vehicles from one of Canada's largest credit unions. No credit union membership required. Available across Canada except SK, QC, NT, NU, YT.
goPeer Car Loans
$1,000 - $25,000
8.00% - 31.00%
36 - 60 months
Min. income of $40,000 /year
P2P platform with competitive rates.
Canada's first regulated consumer peer-to-peer lending platform that connects creditworthy Canadians looking for a loan with Canadians looking to invest.
Clutch Car Loans
$7,500 - No max.
From 3.90%
12 - 96 months
3+ months employed, Max.1 bankruptcy
Pre-qualify for a loan in under 2 minutes with no impact to your credit score.
Get approved for financing in under 24 hours for the used car you want. No hidden fees. Get the vehicle delivered to your door.
Carloans411 Car Loans
$500 - $50,000
1.90% - 19.99%
Up to 72 months
Min. income of $1,600 /month, 3+ months employed
High application approval rate.
Get connected with suitable lenders to finance your next car, van or truck. Check eligibility for this loan through LoanConnect.
Canada Auto Finance
$500 - $45,000
4.90% - 29.95%
3 - 96 months
Min. income of $1,500 /month, 3+ months employed
Get financing from partnered local lenders.
Financing for a new or used car is available for borrowers with bad credit, no credit, CERB, EI or bankruptcy.
Splash Auto Finance
$5,000 - $50,000
9.90% - 31.00%
24 - 84 months
Min. income of $2,200 /month, 3+ months employed
Apply with any credit score.
Get financing for a new or used car. Auto loans for borrowers with fair credit, bad credit, no credit or bankruptcy.

Compare up to 4 providers

Do I qualify?

You’ll be required to meet the following eligibility criteria to get a car loan with Canada Drives and Go Auto.

  • Be a Canadian resident who is the age of majority in your province
  • Have a valid driver’s licence
  • Make a steady income to cover loan repayments
  • Have an active bank account.

How do I apply for financing?

If you’re ready to apply for a Canada Drives or Go Auto car loan, follow these steps:

  1. Head to the Canada Drives or the Go Auto homepage to search for a vehicle.
  2. Input search parameters such as make, model, price, transmission type and location.
  3. Click on the thumbnail of the car you want to learn more about it.
  4. Select the financing tab on the main navigation bar and fill out an application to get pre-approved for the car you want.
  5. Provide personal details such as your full name, address and contact information.
  6. Agree to a credit check to determine your interest rates.
  7. Wait to get approved, and then choose a term and payment amount that fits your budget.

Required documents

  • A valid government-issued driver’s licence
  • Your last paystub
  • A void cheque
  • Additional documents as required

Bottom line

Pick Canada Drives if you want a completely online car buying process and delivery of your car to your front door. Pick Go Auto if you’d like to test drive your car first, and you don’t mind going to the dealership in person to make your purchase.

Frequently asked questions

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