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U-SBancorp is a banks-regional business based in the US. U-SBancorp stocks (USB.US) are listed on the NYSE and all prices are listed in US Dollars. Its last market close was $47.87 – an increase of 2.22% over the previous week. U-SBancorp employs 70,000 staff and has a trailing 12-month revenue of around $22.7 billion.
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| Latest market close | $48.44 |
|---|---|
| 52-week range | $43.75 - $62.44 |
| 50-day moving average | $47.89 |
| 200-day moving average | $54.10 |
| Wall St. target price | $54.93 |
| PE ratio | 10.9263 |
| Dividend yield | $1.84 (3.88%) |
| Earnings per share (TTM) | $4.34 |
Note: The dollar amounts in the table below are in Canadian dollars.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
Historical closes compared with the close of $48.44 from 2022-08-11
| 1 week (2022-08-02) | 3.22% |
|---|---|
| 1 month (2022-07-08) | 4.10% |
| 3 months (2022-05-08) | N/A |
| 6 months (2022-02-11) | -17.27% |
| 1 year (2021-08-12) | -17.69% |
|---|---|
| 2 years (2020-08-12) | 28.11% |
| 3 years (2019-08-12) | 52.24 |
| 5 years (2017-08-11) | 52.05 |
Valuing U-SBancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of U-SBancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
U-SBancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 11x. In other words, U-SBancorp shares trade at around 11x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
U-SBancorp's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.0602. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into U-SBancorp's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
| Revenue TTM | $22.7 billion |
|---|---|
| Operating margin TTM | 39.62% |
| Gross profit TTM | $23.8 billion |
| Return on assets TTM | 1.18% |
| Return on equity TTM | 13.25% |
| Profit margin | 29.88% |
| Book value | $28.13 |
| Market capitalisation | $70.5 billion |
TTM: trailing 12 months
Environmental, social and governance (known as ESG) criteria are a set of three factors used to measure the sustainability and social impact of companies like U-SBancorp.
When it comes to ESG scores, lower is better, and lower scores are generally associated with lower risk for would-be investors.
Total ESG risk: 28.04
Socially conscious investors use ESG scores to screen how an investment aligns with their worldview, and U-SBancorp's overall score of 28.04 (as at 01/01/2019) is nothing to write home about – landing it in it in the 46th percentile of companies rated in the same sector.
ESG scores are increasingly used to estimate the level of risk a company like U-SBancorp is exposed to within the areas of "environmental" (carbon footprint, resource use etc.), "social" (health and safety, human rights etc.), and "governance" (anti-corruption, tax transparency etc.).
Environmental score: 0.11/100
U-SBancorp's environmental score of 0.11 puts it squarely in the 3rd percentile of companies rated in the same sector. This could suggest that U-SBancorp is a leader in its sector terms of its environmental impact, and exposed to a lower level of risk.
Social score: 11.69/100
U-SBancorp's social score of 11.69 puts it squarely in the 3rd percentile of companies rated in the same sector. This could suggest that U-SBancorp is a leader in its sector when it comes to taking good care of its workforce and the communities it impacts.
Governance score: 12.95/100
U-SBancorp's governance score puts it squarely in the 3rd percentile of companies rated in the same sector. That could suggest that U-SBancorp is a leader in its sector when it comes to responsible management and strategy, and exposed to a lower level of risk.
Controversy score: 3/5
ESG scores also evaluate any incidences of controversy that a company has been involved in. U-SBancorp scored a 3 out of 5 for controversy – a middle-of-the-table result reflecting that U-SBancorp hasn't always managed to keep its nose clean.
Dividend payout ratio: 41.35% of net profits
Recently U-SBancorp has paid out, on average, around 41.35% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.88% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), U-SBancorp shareholders could enjoy a 3.88% return on their shares, in the form of dividend payments. In U-SBancorp's case, that would currently equate to about $1.84 per share.
While U-SBancorp's payout ratio might seem fairly standard, it's worth remembering that U-SBancorp may be investing much of the rest of its net profits in future growth.
U-SBancorp's most recent dividend payout was on 15 July 2022. The latest dividend was paid out to all shareholders who bought their shares by 29 June 2022 (the "ex-dividend date").
U-SBancorp's shares were split on a 3:1 basis on 16 April 1999. So if you had owned 1 share the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your U-SBancorp shares – just the quantity. However, indirectly, the new 66.7% lower share price could have impacted the market appetite for U-SBancorp shares which in turn could have impacted U-SBancorp's share price.
Over the last 12 months, U-SBancorp's shares have ranged in value from as little as $43.745 up to $62.4372. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while U-SBancorp's is 0.9874. This would suggest that U-SBancorp's shares are less volatile than average (for this exchange).
U. S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds.
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