Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
How to buy United Bankshares (UBSI) stocks
Learn how to easily invest in United Bankshares stocks.
United Bankshares is a banks-regional business based in the US. United Bankshares stocks (UBSI.US) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $36.75 – a decrease of 1.47% over the previous week. United Bankshares employs 2,836 staff and has a trailing 12-month revenue of around $1.1 billion.
How to buy United Bankshares stock
- Choose a stock trading platform. Use our comparison table or choose from our Top Picks below.
- Open an account. Provide your personal information and sign up.
- Fund your account. Deposit funds unto your account by linking your banking information or transfer funds from another trading account.
- Search for the stock name – UBSI. Search for the stock by name or ticker symbol.
- Buy the stock. Place your order. It's that simple.
National Bank Direct Brokerage
- Commission-free trading
- Several account types available
- Access to array of research tools
CIBC Investor's Edge
- Easy to use platform
- Low fees
- Student and young investor discounts
- Access to international stock exchanges
- Low margin rates
- Powerful research tools
What's in this guide?
- Can I buy shares in United Bankshares?
- Has coronavirus impacted United Bankshares shares?
- United Bankshares shares summary
- Compare share dealing platforms
- Is United Bankshares stock a buy or sell?
- United Bankshares performance over time
- Are United Bankshares shares over-valued?
- United Bankshares's financials
- How volatile are United Bankshares shares?
- Does United Bankshares pay a dividend?
- Have United Bankshares shares ever split?
- Other common questions
United Bankshares stock price (NASDAQ:UBSI)Use our graph to track the performance of UBSI stocks over time.
United Bankshares shares at a glance
|Latest market close||$29.42|
|52-week range||$27.68 - $43.36|
|50-day moving average||$32.67|
|200-day moving average||$37.88|
|Wall St. target price||$34.33|
|Dividend yield||$1.44 (4.89%)|
|Earnings per share (TTM)||$2.98|
Buy United Bankshares stocks from these online trading platformsCompare special offers, low fees and a wide range of investment options among top trading platforms.
Note: The dollar amounts in the table below are in Canadian dollars.
Is it a good time to buy United Bankshares stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
United Bankshares price performance over time
Historical closes compared with the close of $29.42 from 2023-05-31
|1 week (2023-05-25)||-0.17%|
|1 month (2023-05-01)||-7.86%|
|3 months (2023-03-01)||-27.27%|
|6 months (2022-12-01)||-31.26%|
|1 year (2022-05-28)||N/A|
|2 years (2021-06-01)||-29.47%|
|3 years (2020-06-01)||2.12%|
|5 years (2018-06-01)||37|
Is United Bankshares stock undervalued or overvalued?
Valuing United Bankshares stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of United Bankshares's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
United Bankshares's P/E ratio
United Bankshares's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 10x. In other words, United Bankshares shares trade at around 10x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
United Bankshares's PEG ratio
United Bankshares's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.92. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into United Bankshares's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
United Bankshares financials
|Revenue TTM||$1.1 billion|
|Operating margin TTM||48.95%|
|Gross profit TTM||$1 billion|
|Return on assets TTM||1.33%|
|Return on equity TTM||8.61%|
|Market capitalisation||$4 billion|
TTM: trailing 12 months
United Bankshares share dividends
Dividend payout ratio: 48.98% of net profits
Recently United Bankshares has paid out, on average, around 48.98% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 4.89% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), United Bankshares shareholders could enjoy a 4.89% return on their shares, in the form of dividend payments. In United Bankshares's case, that would currently equate to about $1.44 per share.
While United Bankshares's payout ratio might seem fairly standard, it's worth remembering that United Bankshares may be investing much of the rest of its net profits in future growth.
United Bankshares's most recent dividend payout was on 3 July 2023. The latest dividend was paid out to all shareholders who bought their shares by 8 June 2023 (the "ex-dividend date").
Have United Bankshares's shares ever split?
United Bankshares's shares were split on a 2:1 basis on 30 March 1998. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your United Bankshares shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for United Bankshares shares which in turn could have impacted United Bankshares's share price.
United Bankshares share price volatility
Over the last 12 months, United Bankshares's shares have ranged in value from as little as $27.68 up to $43.3566. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while United Bankshares's is 1.0447. This would suggest that United Bankshares's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
United Bankshares overview
United Bankshares, Inc. , a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services.
Stocks similar to United Bankshares
United Bankshares in the news
Lacy Rice Bought 43% More Shares In United Bankshares \
United Bankshares (NASDAQ:UBSI) Will Pay A Dividend Of $0.36
United Bankshares, Inc. Holds Annual Meeting of Shareholders
Frequently asked questions
Disclaimer: This information should not be interpreted as an endorsement of futures, stocks, ETFs, options or any specific provider, service or offering. It should not be relied upon as investment advice or construed as providing recommendations of any kind. Futures, stocks, ETFs and options trading involves substantial risk of loss and therefore are not appropriate for all investors. Trading forex on leverage comes with a higher risk of losing money rapidly. Past performance is not an indication of future results. Consider your own circumstances, and obtain your own advice, before making any trades.
More on investing
How do ETFs work?
Your guide to how ETFs work and whether this type of investment is right for you.Read more…
Best stock app for beginners for 2023
The best stock trading app for beginners is easy to use and offers free trades.Read more…
How to read stock charts
Learning how to read stock charts and recognize chart patterns can unlock your success as a trader.Read more…
More guides on Finder
Best bad credit loans in Prince Edward Island
Compare some of the best bad credit loans in PEI.
Your guide to the features, interest rates and fees to expect when you apply for a short-term loan with Credito.
5 apps like Bree in Canada
Pay for unexpected bills and avoid overdrafts when you sign up for apps like Bree.
Debt Relief Canada (reliefcanada.ca) review
Take a closer look at the debt relief solutions, features and fees of Debt Relief Canada.
Desjardins Online Brokerage (Disnat) review 2023
Learn more about Desjardins Online Brokerage (Disnat) to see if it’s the right broker for you.
Guide to finding the best prepaid card in Canada in June 2023
We show you the best prepaid credit cards in Canada, whether you’re looking for a prepaid card with no fees, cash back rewards, or travel perks, or more.
How to buy Sui (SUI) in Canada
This guide provides step-by-step instructions on how to buy Sui, lists some exchanges where you can get it and provides daily price data on (SUI).
5 apps like Nyble in Canada
Compare apps like Nyble in Canada to access emergency funding.
Your guide to buying and financing a car in Canada with RightRide.
Compare bad credit car loans in BC
Your guide to bad credit car loans in BC and how to find the right financing for your needs.