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How to buy Pathfinder Bancorp (PBHC) stocks
Learn how to easily invest in Pathfinder Bancorp stocks.
Pathfinder Bancorp is a banks-regional business based in the US. Pathfinder Bancorp stocks (PBHC.US) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $15.94 – an increase of 2.98% over the previous week. Pathfinder Bancorp employs 162 staff and has a trailing 12-month revenue of around $44.5 million.
How to buy Pathfinder Bancorp stock
- Choose a stock trading platform. Use our comparison table or choose from our Top Picks below.
- Open an account. Provide your personal information and sign up.
- Fund your account. Deposit funds unto your account by linking your banking information or transfer funds from another trading account.
- Search for the stock name – PBHC. Search for the stock by name or ticker symbol.
- Buy the stock. Place your order. It's that simple.
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What's in this guide?
- Can I buy shares in Pathfinder Bancorp?
- Has coronavirus impacted Pathfinder Bancorp shares?
- Pathfinder Bancorp shares summary
- Compare share dealing platforms
- Is Pathfinder Bancorp stock a buy or sell?
- Pathfinder Bancorp performance over time
- Are Pathfinder Bancorp shares over-valued?
- Pathfinder Bancorp's financials
- How volatile are Pathfinder Bancorp shares?
- Does Pathfinder Bancorp pay a dividend?
- Have Pathfinder Bancorp shares ever split?
- Other common questions
Pathfinder Bancorp stock price (NASDAQ:PBHC)Use our graph to track the performance of PBHC stocks over time.
Pathfinder Bancorp shares at a glance
|Latest market close||$13.49|
|52-week range||$12.10 - $21.66|
|50-day moving average||$14.94|
|200-day moving average||$18.27|
|Wall St. target price||N/A|
|Dividend yield||$0.36 (2.75%)|
|Earnings per share (TTM)||$2.10|
Buy Pathfinder Bancorp stocks from these online trading platformsCompare special offers, low fees and a wide range of investment options among top trading platforms.
Note: The dollar amounts in the table below are in Canadian dollars.
Is it a good time to buy Pathfinder Bancorp stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
Pathfinder Bancorp price performance over time
Historical closes compared with the close of $13.49 from 2023-06-07
|1 week (2023-06-01)||2.98%|
|1 month (2023-05-09)||1.43%|
|3 months (2023-03-09)||-29.92%|
|6 months (2022-12-09)||-26.57%|
|1 year (2022-06-09)||-29.96%|
|2 years (2021-06-09)||-13.25%|
|3 years (2020-06-09)||29.59%|
|5 years (2018-06-08)||15.75|
Is Pathfinder Bancorp stock undervalued or overvalued?
Valuing Pathfinder Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Pathfinder Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Pathfinder Bancorp's P/E ratio
Pathfinder Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 6x. In other words, Pathfinder Bancorp shares trade at around 6x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
Pathfinder Bancorp financials
|Revenue TTM||$44.5 million|
|Operating margin TTM||35.98%|
|Gross profit TTM||$44.6 million|
|Return on assets TTM||0.93%|
|Return on equity TTM||11.46%|
|Market capitalisation||$80.5 million|
TTM: trailing 12 months
Pathfinder Bancorp share dividends
Dividend payout ratio: 21.71% of net profits
Recently Pathfinder Bancorp has paid out, on average, around 21.71% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.75% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Pathfinder Bancorp shareholders could enjoy a 2.75% return on their shares, in the form of dividend payments. In Pathfinder Bancorp's case, that would currently equate to about $0.36 per share.
While Pathfinder Bancorp's payout ratio might seem low, this can signify that Pathfinder Bancorp is investing more in its future growth.
Pathfinder Bancorp's most recent dividend payout was on 18 May 2023. The latest dividend was paid out to all shareholders who bought their shares by 20 April 2023 (the "ex-dividend date").
Have Pathfinder Bancorp's shares ever split?
Pathfinder Bancorp's shares were split on a 1647:1000 basis on 16 October 2014. So if you had owned 1000 shares the day before before the split, the next day you'd have owned 1647 shares. This wouldn't directly have changed the overall worth of your Pathfinder Bancorp shares – just the quantity. However, indirectly, the new 39.3% lower share price could have impacted the market appetite for Pathfinder Bancorp shares which in turn could have impacted Pathfinder Bancorp's share price.
Pathfinder Bancorp share price volatility
Over the last 12 months, Pathfinder Bancorp's shares have ranged in value from as little as $12.1 up to $21.6649. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Pathfinder Bancorp's is 0.0194. This would suggest that Pathfinder Bancorp's shares are less volatile than average (for this exchange).
Pathfinder Bancorp overview
Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in New York. The company accepts various deposits, including checking, savings, and money market deposit accounts, as well as certificates of deposit, and demand and time deposits. Its loan portfolio comprises commercial real estate loans; commercial loans; residential real estate and construction loans; tax-exempt loans; home equity loans and junior liens; municipal loans; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. The company is also involved in the property, casualty, and life insurance brokerage business. It primarily serves individuals, families, small to mid-size businesses, and municipalities. The company was founded in 1859 and is headquartered in Oswego, New York.
Stocks similar to Pathfinder Bancorp
Frequently asked questions
Disclaimer: This information should not be interpreted as an endorsement of futures, stocks, ETFs, options or any specific provider, service or offering. It should not be relied upon as investment advice or construed as providing recommendations of any kind. Futures, stocks, ETFs and options trading involves substantial risk of loss and therefore are not appropriate for all investors. Trading forex on leverage comes with a higher risk of losing money rapidly. Past performance is not an indication of future results. Consider your own circumstances, and obtain your own advice, before making any trades.
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