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How to buy Consumer Portfolio Services (CPSS) stocks in Canada

Learn how to easily invest in Consumer Portfolio Services stocks.

Consumer Portfolio Services is a credit services business based in the US. Consumer Portfolio Services stocks (CPSS.US) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $4.63 – a decrease of 2.66% over the previous week. Consumer Portfolio Services employs 751 staff and has a trailing 12-month revenue of around $191.5 million.

How to buy shares in Consumer Portfolio Services

  1. Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
  2. Open your brokerage account. Complete an application with your details.
  3. Confirm your payment details. Fund your account.
  4. Research the stock. Find the stock by name or ticker symbol – CPSS – and research it before deciding if it's a good investment for you.
  5. Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
  6. Check in on your investment. Optimize your portfolio by tracking your stock.

Consumer Portfolio Services stock price (NASDAQ:CPSS)

Use our graph to track the performance of CPSS stocks over time.

Consumer Portfolio Services shares at a glance

Information last updated 2022-01-17.
Latest market close$10.60
52-week range$3.80 - $12.66
50-day moving average $9.06
200-day moving average $6.08
Wall St. target price$8.00
PE ratio 8.455
Dividend yield N/A (0%)
Earnings per share (TTM) $1.29

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Is it a good time to buy Consumer Portfolio Services stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Consumer Portfolio Services price performance over time

Historical closes compared with the close of $10.6 from 2022-01-20

1 week (2022-01-14) -2.66%
1 month (2021-12-21) 20.32%
3 months (2021-10-21) 70.14%
6 months (2021-07-21) 113.71%
1 year (2021-01-21) 129.44%
2 years (2020-01-21) 207.25%
3 years (2019-01-18) 186.49%
5 years (2017-01-20) 116.33%

Is Consumer Portfolio Services under- or over-valued?

Valuing Consumer Portfolio Services stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Consumer Portfolio Services's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Consumer Portfolio Services's P/E ratio

Consumer Portfolio Services's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 8x. In other words, Consumer Portfolio Services shares trade at around 8x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

Consumer Portfolio Services's PEG ratio

Consumer Portfolio Services's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 0.33. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Consumer Portfolio Services's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Consumer Portfolio Services financials

Revenue TTM $191.5 million
Operating margin TTM 24.99%
Gross profit TTM $184.4 million
Return on assets TTM 1.48%
Return on equity TTM 22.55%
Profit margin 17.08%
Book value $7.02
Market capitalisation $229.5 million

TTM: trailing 12 months

Consumer Portfolio Services share dividends

We're not expecting Consumer Portfolio Services to pay a dividend over the next 12 months.

Have Consumer Portfolio Services's shares ever split?

Consumer Portfolio Services's shares were split on a 2:1 basis on 15 March 1996. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Consumer Portfolio Services shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Consumer Portfolio Services shares which in turn could have impacted Consumer Portfolio Services's share price.

Consumer Portfolio Services share price volatility

Over the last 12 months, Consumer Portfolio Services's shares have ranged in value from as little as $3.8 up to $12.66. A popular way to gauge a stock's volatility is its "beta".

CPSS.US volatility(beta: 2.48)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Consumer Portfolio Services's is 2.479. This would suggest that Consumer Portfolio Services's shares are significantly more volatile than the average for this exchange and represent a higher risk.

Consumer Portfolio Services overview

Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It purchases and services retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It serves as an alternative source of financing for dealers, facilitating sales to customers who might not be able to obtain financing from commercial banks, credit unions, and the captive finance companies. The company also acquires installment purchase contracts in four merger and acquisition transactions; and offers financing directly to sub-prime consumers to facilitate their purchase of a new or used automobile, light truck, or passenger van. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois.

Frequently asked questions

Disclaimer: This information should not be interpreted as an endorsement of futures, stocks, ETFs, CFDs, options or any specific provider, service or offering. It should not be relied upon as investment advice or construed as providing recommendations of any kind. Futures, stocks, ETFs and options trading involves substantial risk of loss and therefore are not appropriate for all investors. Trading CFDs and forex on leverage comes with a higher risk of losing money rapidly. Past performance is not an indication of future results. Consider your own circumstances, and obtain your own advice, before making any trades.

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