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How to buy AmeriServ Financial (ASRV) stocks in Canada
Learn how to easily invest in AmeriServ Financial stocks.
AmeriServ Financial is a banks-regional business based in the US. AmeriServ Financial stocks (ASRV.US) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $3.84 – a decrease of 0.75% over the previous week. AmeriServ Financial employs 297 staff and has a trailing 12-month revenue of around $53.9 million.
How to buy shares in AmeriServ Financial
- Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
- Open your brokerage account. Complete an application with your details.
- Confirm your payment details. Fund your account.
- Research the stock. Find the stock by name or ticker symbol – ASRV – and research it before deciding if it's a good investment for you.
- Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
- Check in on your investment. Optimize your portfolio by tracking your stock.
What's in this guide?
- Can I buy shares in AmeriServ Financial?
- Has coronavirus impacted AmeriServ Financial shares?
- AmeriServ Financial shares summary
- Compare share dealing platforms
- Is AmeriServ Financial stock a buy or sell?
- AmeriServ Financial performance over time
- Are AmeriServ Financial shares over-valued?
- AmeriServ Financial's financials
- How volatile are AmeriServ Financial shares?
- Does AmeriServ Financial pay a dividend?
- Have AmeriServ Financial shares ever split?
- Other common questions
AmeriServ Financial stock price (NASDAQ:ASRV)Use our graph to track the performance of ASRV stocks over time.
AmeriServ Financial shares at a glance
|Latest market close||$3.98|
|52-week range||$3.27 - $5.24|
|50-day moving average||$3.87|
|200-day moving average||$3.93|
|Wall St. target price||$5.19|
|Dividend yield||$0.1 (2.51%)|
|Earnings per share (TTM)||$0.35|
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Note: The dollar amounts in the table below are in Canadian dollars.
Is it a good time to buy AmeriServ Financial stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
AmeriServ Financial price performance over time
|1 week (2022-01-14)||-0.75%|
|1 month (2021-12-21)||3.11%|
|3 months (2021-10-21)||1.53%|
|6 months (2021-07-21)||1.02%|
|1 year (2021-01-21)||14.69%|
|2 years (2020-01-21)||-5.69%|
|3 years (2019-01-18)||4.13|
|5 years (2017-01-20)||4|
Is AmeriServ Financial under- or over-valued?
Valuing AmeriServ Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of AmeriServ Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
AmeriServ Financial's P/E ratio
AmeriServ Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 12x. In other words, AmeriServ Financial shares trade at around 12x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
AmeriServ Financial financials
|Revenue TTM||$53.9 million|
|Operating margin TTM||15.48%|
|Gross profit TTM||$50.3 million|
|Return on assets TTM||0.46%|
|Return on equity TTM||5.45%|
|Market capitalisation||$68 million|
TTM: trailing 12 months
AmeriServ Financial share dividends
Dividend payout ratio: 26.07% of net profits
Recently AmeriServ Financial has paid out, on average, around 26.07% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 2.51% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), AmeriServ Financial shareholders could enjoy a 2.51% return on their shares, in the form of dividend payments. In AmeriServ Financial's case, that would currently equate to about $0.1 per share.
While AmeriServ Financial's payout ratio might seem fairly standard, it's worth remembering that AmeriServ Financial may be investing much of the rest of its net profits in future growth.
AmeriServ Financial's most recent dividend payout was on 21 November 2021. The latest dividend was paid out to all shareholders who bought their shares by 4 November 2021 (the "ex-dividend date").
Have AmeriServ Financial's shares ever split?
AmeriServ Financial's shares were split on a 3:1 basis on 2 August 1998. So if you had owned 1 share the day before before the split, the next day you'd have owned 3 shares. This wouldn't directly have changed the overall worth of your AmeriServ Financial shares – just the quantity. However, indirectly, the new 66.7% lower share price could have impacted the market appetite for AmeriServ Financial shares which in turn could have impacted AmeriServ Financial's share price.
AmeriServ Financial share price volatility
Over the last 12 months, AmeriServ Financial's shares have ranged in value from as little as $3.2653 up to $5.2409. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while AmeriServ Financial's is 0.8951. This would suggest that AmeriServ Financial's shares are less volatile than average (for this exchange).
AmeriServ Financial overview
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products. It offers retail banking services, such as demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders. The company also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, certificates of deposit, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers. In addition, the company offers personal trust products and services, including personal portfolio investment management, estate planning and administration, custodial services, and pre-need trusts; institutional trust products and services comprising 401(k) plans, defined benefit and defined contribution employee benefit plans, and individual retirement accounts; financial services consisting of the sale of mutual funds, annuities, and insurance products; and union collective investment funds to invest union pension dollars in construction projects that utilize union labor. Further, it engages in underwriting as reinsurer of credit life and disability insurance. The company operates through a network of 16 banking locations in Allegheny, Cambria, Centre, Somerset, and Westmoreland counties, Pennsylvania, and Washington County, Maryland; and operates 17 automated bank teller machines.
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