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How to buy 360 DigiTech (QFIN) shares
Learn how to easily invest in 360 DigiTech shares.
360 DigiTech is a credit services business based in the US. 360 DigiTech stocks (QFIN.US) are listed on the NASDAQ and all prices are listed in US Dollars. Its last market close was $42.08 – a decrease of 1.09% over the previous week. 360 DigiTech employs 1,643 staff and has a trailing 12-month revenue of around $15.6 billion.
How to buy shares in 360 DigiTech
- Compare share trading platforms. Use our comparison table to help you find a platform that fits you.
- Open your brokerage account. Complete an application with your details.
- Confirm your payment details. Fund your account.
- Research the stock. Find the stock by name or ticker symbol – QFIN – and research it before deciding if it's a good investment for you.
- Purchase now or later. Buy your desired number of shares with a market order or use a limit order to delay your purchase until the stock reaches a desired price.
- Check in on your investment. Optimize your portfolio by tracking your stock.
Is it a good time to buy 360 DigiTech stock?
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
What's in this guide?
- Can I buy shares in 360 DigiTech?
- Has coronavirus impacted 360 DigiTech shares?
- 360 DigiTech shares summary
- Compare share dealing platforms
- Is 360 DigiTech stock a buy or sell?
- 360 DigiTech performance over time
- Are 360 DigiTech shares over-valued?
- 360 DigiTech's financials
- How volatile are 360 DigiTech shares?
- Does 360 DigiTech pay a dividend?
- Other common questions
How has Coronavirus impacted 360 DigiTech's stock price?
Since the stock market crash in March caused by coronavirus, 360 DigiTech's stock price has had significant positive movement.
Its last market close was $19.94, which is 57.72% up on its pre-crash value of $8.43 and 213.03% up on the lowest point reached during the March crash when the stocks fell as low as $6.37.
If you had bought $1,000 worth of 360 DigiTech stocks at the start of February 2020, those stocks would have been worth $707.64 at the bottom of the March crash, and if you held on to them, then as of the last market close they'd be worth $2,167.48.
360 DigiTech stock price (NASDAQ:QFIN)Use our graph to track the performance of QFIN stocks over time.
360 DigiTech shares at a glance
|Latest market close||$19.94|
|52-week range||$12.49 - $44.39|
|50-day moving average||$22.49|
|200-day moving average||$25.28|
|Wall St. target price||$39.51|
|Dividend yield||$1.804 (5.56%)|
|Earnings per share (TTM)||$5.57|
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Note: The dollar amounts in the table below are in Canadian dollars.
360 DigiTech price performance over time
|1 week (2022-01-07)||-1.09%|
|1 month (2021-12-16)||-2.78%|
|3 months (2021-10-15)||-2.64%|
|6 months (2021-07-16)||-32.61%|
|1 year (2021-01-15)||39.83%|
|2 years (2020-01-16)||119.60%|
|3 years (2019-01-16)||47.70%|
|5 years (2017-01-12)||N/A|
Is 360 DigiTech under- or over-valued?
Valuing 360 DigiTech stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of 360 DigiTech's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
360 DigiTech's P/E ratio
360 DigiTech's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 4x. In other words, 360 DigiTech shares trade at around 4x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
360 DigiTech's EBITDA
360 DigiTech's EBITDA (earnings before interest, taxes, depreciation and amortisation) is $11.4 billion.
The EBITDA is a measure of a 360 DigiTech's overall financial performance and is widely used to measure a its profitability.
360 DigiTech financials
|Revenue TTM||$15.6 billion|
|Operating margin TTM||72.92%|
|Gross profit TTM||$10.4 billion|
|Return on assets TTM||25.72%|
|Return on equity TTM||50.69%|
|Market capitalisation||$3.1 billion|
TTM: trailing 12 months
360 DigiTech share dividends
Dividend payout ratio: 1.94% of net profits
Recently 360 DigiTech has paid out, on average, around 1.94% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5.56% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), 360 DigiTech shareholders could enjoy a 5.56% return on their shares, in the form of dividend payments. In 360 DigiTech's case, that would currently equate to about $1.804 per share.
While 360 DigiTech's payout ratio might seem low, this can signify that 360 DigiTech is investing more in its future growth.
360 DigiTech's most recent dividend payout was on 17 January 2022. The latest dividend was paid out to all shareholders who bought their shares by 13 December 2021 (the "ex-dividend date").
360 DigiTech share price volatility
Over the last 12 months, 360 DigiTech's shares have ranged in value from as little as $12.4891 up to $44.3925. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while 360 DigiTech's is 0.5323. This would suggest that 360 DigiTech's shares are less volatile than average (for this exchange).
360 DigiTech overview
360 DigiTech, Inc. , through its subsidiaries, operates a digital consumer finance platform under the 360 Jietiao brand in the People's Republic of China. Its platform provides online consumer finance products to the borrowers funded by institutional funding partners. The company also provides incremental credit assessment, collection, and other services, as well as guarantee for defaulted loans. The company was formerly known as 360 Finance, Inc. and changed its name to 360 DigiTech, Inc. in September 2020.
Frequently asked questions
360 DigiTech in the news
Supreme Court vaccine mandate ruling won't bar companies from demanding Covid shots for workers — Biden vows to advocate for that
A Look Into Financial Services Sector Value Stocks
360 DigiTech Inc - ADR Shares Close the Day 12.1% Higher - Daily Wrap
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