Our verdict
The Business Platinum Card from American Express is a powerful travelling companion, offering access to over 1,300 airport lounges worldwide, a suite of exclusive travel insurance and the ability to earn Membership Rewards points for every $1 in eligible purchases. As a Platinum cardholder, you have access to specialty services, a dedicated Concierge team and priority treatment as well. Since this card has no pre-set spending limit on purchases, you can enjoy financial flexibility with your card usage, as long as you maintain a good credit history and make your payments on time. While this card offers many unparalleled benefits, you may find it difficult to pay off the full balance each month, however there is a flexible payment option available. It is perhaps tailored toward a small business owner who generates more income than expenses.Best for: Those who spend big on business purchases and want to earn Membership Rewards points.
- Earn a welcome offer up to 120,000 points
- Earn up to 1.25 points per $1 spent
- Access to airport lounges
- Travel insurance coverage
- Flexible payment option available
- This card has an annual fee of $799
- You'll need a good credit score of 700 or higher to be eligible