How to compare the best business rewards credit cards
With the right business credit card, you'll easily earn cash back, points or miles.
A business rewards credit card might offer you an array of rewards, but the right card for your needs will depend on your spending needs and goals. It’s important to consider how you earn and redeem your rewards and what their redemption value is.
Some credit cards are great for those who spend heavily on office supplies and gas, while others are ideal for frequent travellers.
Before applying for a small business card, consider your business goals and your lifestyle to find rewards that will work for you.
Compare business rewards cards
How to compare business rewards credit cards
When comparing the variety of business rewards credit cards on the market, consider the following:
- Do you want to earn points, miles or cash back? This decision can help you narrow down your card options pretty quickly. While cash back is simple to understand, points or miles can often be more valuable when it comes to redeeming them for travel, car rentals, hotel discounts and more.
- Does your business spend a lot of money on travel? If it does, you’ll want to find a card that offers accelerated rewards on travel related expenses. Plus, a card catered toward travel is likely to come with benefits such as complimentary travel insurance, airport lounge access, concierge services and more.
- Does your business spend a lot on office supplies or recurring bill payments? In that case, look for a card that offers accelerated cash back or points when you purchase office supplies or pay for Internet, utility or cell phone bills.
- Do you often stay at hotels? The Marriott Bonvoy Business American Express Card could be a great choice if you frequent Marriott hotel chains. You’ll earn and redeem points for stays at Marriott and associated properties around the world.
To narrow down your business rewards credit card choices, decide if you’d rather earn miles, points or cash back. Even if you’re not a big traveller, points and miles can often be redeemed for merchandise, car rentals, gift cards, statement credit and more.
If you’re not sure if a business rewards credit card is right for you, compare other types of business cards.