How to choose the best credit card for access to Canadian airport lounges

What does it take to get into an airport lounge? These credit cards will give you free or discounted access.

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If you want to relax at an airport lounge, you might not need to buy a day pass to do so. Some credit cards give you complimentary or discounted access to select lounges. There are four main lounges that come with credit card access: Air Canada Maple Leaf Lounges, Priority Pass lounges, the American Express Global Lounge Collection and the Mastercard Airport Experience by LoungeKey.

Scotiabank Gold American Express Card

Scotiabank Gold American Express Card

19.99 % APR

Purchase interest rate

Eligibility criteria, terms and conditions, fees and charges apply

Scotiabank Gold American Express Card

Apply today and earn up to 20,000 bonus Scotia Rewards points when you spend at least $1,000 in the first three months.

  • Purchase interest rate: 19.99%
  • Cash advance rate: 22.99%
  • Balance transfer rate: 22.99%
  • Annual fee: $120
  • Credit rating: 650+ recommended credit score
  • Minimum age: Age of majority in province/territory of residence
  • Minimum income: $12,000
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Compare credit cards that offer lounge access

Name Product Purchase Interest Rate Cash Advance Rate Annual Fee Minimum Income Min. Credit Limit Benefits with this card Description
Scotiabank Gold American Express Card
19.99%
22.99%
$120
$12,000
$5,000
Earn 5 Scotia Rewards points per $1 spent on groceries, dining and entertainment, 3 points per $1 spent on gas, transportation and streaming services, and 1 point per $1 spent elsewhere.
Earn 20,000 bonus Scotia Rewards points when you spend at least $1,000 on eligible purchases in the first 3 months. Apply by March 1, 2020.
The Platinum Card from American Express
N/A
N/A
$699
N/A
N/A
Earn 3 Membership Rewards points for every $1 spent on eligible dining in Canada, 2 Membership Rewards points for every $1 spent on eligible travel purchases as well as hotel and car rental bookings made with American Express Travel, and earn 1 Membership Reward point for every $1 spent on all other eligible purchases.
Earn a Welcome Bonus of 50,000 Membership Rewards points when you spend at least $3,000 on eligible purchases within the first three months.
Scotiabank Passport  Visa Infinite Card
19.99%
22.99%
$139
$60,000
$5,000
Earn 2 Scotia Rewards points for every $1 spent on eligible grocery store, dining, entertainment and daily transit purchases, and earn 1 Scotia Rewards point for every $1 spent elsewhere.
Earn up to a total bonus of 35,000 Scotia Rewards points (a $350 value). Earn 25,000 Scotia Rewards points when you spend at least $1,000 on eligible purchases in the first 3 months ($250 value). Apply by March 1, 2020. Plus, earn 10,000 Scotia Rewards points each year when you spend at least $40,000 annually on eligible purchases (up to $100 value).
BMO AIR MILES World Elite Mastercard
19.99%
22.99%
$0 annual fee for the first year ($120 thereafter)
$80,000
N/A
Get 1 AIR MILE for every $10 spent on eligible purchases.
Earn a bonus of up to 3,000 AIR MILES. Receive 1,000 AIR MILES when you make your first eligible purchase with your card, and receive 2,000 AIR MILES when you spend a minimum of $3,000 on eligible purchases in the first three months. Plus, get the annual fee of $120 waived in the first year. Apply by March 3, 2020.
American Express AeroplanPlus Platinum Card
N/A
N/A
$499
N/A
N/A
Earn 1.25 Aeroplan Miles for every $1 spent up to the first $25,000 annual spend, and earn 1.5 Aeroplan Miles for every $1 spent over $25,000.
Receive 40,000 bonus Aeroplan Miles after spending $3,000 in the first three months of card membership.
BMO World Elite Mastercard
19.99%
22.99%
$0 annual fee for the first year ($150 thereafter)
$80,000
N/A
Get 3 BMO Rewards points per $1 spent on eligible travel, dining and entertainment purchases (up to $50,000 spend annually), and get 2 BMO Rewards points per $1 spent on all other eligible purchases (and once you reach the $50,000 annual spend).
Earn a bonus of up to 35,000 BMO Rewards points with a minimum spend of $3,000 on eligible purchases in the first three months of card membership ($250 travel value to be used towards a flight booked through bmorewards.com). Plus, get the $150 annual fee waived in the first year. Apply by May 3, 2020.
Tangerine World Mastercard
19.95%
19.95%
$0
$60,000
N/A
Earn 2% cash back in two categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and 0.5% cash back on everything else.
Earn a $250 Bonus when you spend at least $5,000 on eligible everyday purchases in your first three months as a new cardholder. Apply online by March 31, 2020. Plus, get a 1.95% interest rate on balance transfers for the first six months (valid within the first 30 days of account opening).
BMO CashBack World Elite Mastercard
19.99%
22.99%
$0 annual fee for the first year ($120 thereafter)
$80,000
N/A
Earn 1.5% cash back on all eligible purchases.
Get up to 5% cash back on all eligible purchases made within the first 3 months (up to a maximum spend of $4,000). Plus, get the first year annual fee of $120 waived. Apply by April 30, 2020.
Tangerine Money-Back Credit Card
19.95%
19.95%
$0
$12,000
N/A
Earn 2% cash back in two categories of your choice (or three categories if you open a Tangerine Savings Account and directly deposit your cash back into the account), and 0.5% cash back on everything else.
Earn a $250 Bonus when you spend at least $5,000 on eligible everyday purchases in your first three months as a new cardholder. Apply online by March 31, 2020. Plus, get a 1.95% interest rate on balance transfers for the first six months (valid within the first 30 days of account opening).
American Express AeroplanPlus Gold Card
N/A
N/A
$120
N/A
N/A
Earn 1 Aeroplan Mile for every $1 you spend up to a maximum of $10,000, and earn 1.25 Aeroplan Miles for every $1 spent over $10,000 per year.
Earn 15,000 bonus Aeroplan Miles after spending $1,500 in the first 3 months.

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Canadian airport lounges with credit card access

In the following list, you’ll find some of the best Canadian airport lounges that you can get into for free or at a discounted rate with the right credit cards.

Get access to airport lounges worldwide with Priority Pass

Airline lounges and the cards that get you in

While we’ve picked some of the most popular lounges in airports across Canada, these credit cards can typically get you into hundreds of airport lounges worldwide.

LoungeCredit cardCostCost to access without cardOpen to those without card?
Air France KLM Lounge (Terminal 3)

Toronto Lester B. Pearson International Airport

Discounted access only. Get a discounted Priority Pass membership for US$65/year and pay $32 per lounge visitN/AYes, but must meet other criteria such as having elite status or premium airline tickets
SkyTeam Lounge (International Terminal)

Vancouver International Airport

Six free visits per year, US$27 thereafterN/AYes, but must meet other criteria such as having elite status or premium airline tickets, or being a Lounge Club or SkyTeam member
Plaza Premium Lounge (Domestic-International Terminal)

Edmonton International Airport

Ten free visits per year, US$32 thereafterUS$40 to $64 for two to six hoursYes
Plaza Premium Lounge

Winnipeg J.A. Richardson International Airport

Ten free visits per year, US$32 thereafterUS$40 to $64 for two to six hoursYes
Aspire Lounge

Calgary International Airport

Unlimited accessNot listedYes
Maple Leaf Lounge (Terminal 1)

Toronto Lester B. Pearson International Airport

Unlimited access$35-$54Yes
Maple Leaf Lounge

Montreal Pierre Elliott Trudeau International Airport

Unlimited access$35-$54Yes
Salon VIP Lounge

Québec City Jean Lesage International Airport

Unlimited access$35Yes

Frequently asked questions

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