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Avion credit cards

You could earn flexible travel rewards with an Avion credit card and redeem your points for travel, merchandise and more.

While it hasn’t quite reached the heights of Aeroplan or Air Miles, Avion is an up-and-coming travel rewards program offered by RBC (one of Canada’s Big Five banks). An Avion credit card lets you earn RBC points wherever you shop and has a more flexible redemption schedule than other frequent flyer programs.

Learn more about how you can earn and redeem points quickly and easily, and compare to see which Avion credit card will get you the best deal.

Compare Avion credit card features side by side

You can compare features of RBC’s 3 personal Avion credit card options in the table below. In addition to these cards, RBC also offers 2 Avion credit cards for business – the RBC Avion Visa Business Card and the RBC Avion Visa Infinite Business Card.

RBC Avion Visa Platinum CardRBC Avion Visa Infinite CardRBC Avion Visa Infinite Privilege Card
Annual fee$120$120$399
Points per dollarEarn 1 reward point for every $1 you spend on eligible purchasesYou can earn 1 RBC Rewards point for every $1 you spendYou can earn 1.25 RBC Rewards points for every dollar you spend
Welcome bonusGet 35,000 welcome points, a value of up to $750. Valid until November 15, 2021You can 35,000 reward points for new account registrantsYou can New account holders immediately receive 35,000 bonus points
Fee for additional cards$50$50$99
Insurance coverage
  • Comprehensive travel coverage (no emergency medical)
  • Purchase protection
  • Extended warranty
  • Comprehensive travel coverage
  • Emergency medical
  • Mobile device insurance
  • Purchase protection
  • Extended warranty
  • Comprehensive travel coverage
  • Emergency medical
  • Mobile device insurance
  • Purchase protection
  • Extended warranty
  • Lounge access
  • Fast-track airport processing
Card review pageRead our reviewRead our reviewRead our review

How does the RBC Avion Rewards program work?

The RBC Avion Rewards program offers a total of 5 credit cards affiliated with the Royal Bank of Canada (RBC) – 3 cards for individual use and 2 business cards. Each of the 3 cards for personal use differ depending on how much you want to spend on the annual fee and what types of benefits and perks you’re looking for.

Avion works a little bit differently from frequent flyer programs like Aeroplan and AIR MILES because it doesn’t offer a membership, which means you won’t earn bonus points for shopping with certain partners. Instead, you’ll receive a flat rate for spending money on your card.

Since Avion doesn’t have a network of partners, it can take more time to earn points for every purchase you make. That said, the selling feature of Avion cards is that there are no blackout dates or seat restrictions for booking travel. Your RBC points aren’t limited to travel and can be redeemed for everything from car rentals and merchandise to gift cards and charitable donations.

How much are Avion points worth?

RBC Avion Points are worth around $0.01 per point, which is less than other frequent flyer programs. That said, your Avion Points may be worth a different amount based on what you’re redeeming them for.

For example, you’ll typically get a higher value for your points when you book flights than you will if you use your points for items such as merchandise, gift cards or RBC financial products. That’s why it makes the most sense to redeem your points for flights if you want to get the most bang for your buck.

How to earn Avion points on your credit card

It’s easy to earn points with the RBC Avion Rewards program as long as you use your credit card on eligible purchases including daily expenses (like gas, groceries and drugstore purchases) along with bill payments and one-off purchases. Basic cards offer 1 RBC point for every $1 you spend, while premium cards offer 1.25 points per $1.

Most of Avion’s credit cards will also give you a welcome bonus when you sign up. With this points surplus, you’ll usually be able to afford at least a short-haul flight anywhere in North America. You can also add this to the points you collect in your first year to redeem for many other rewards.

If you’d prefer to earn points faster, you can also check out RBC’s promotions page to see if there are opportunities for you to collect more points. You can also pay more for a premium card so that you earn more points for every dollar you spend and get a bigger welcome bonus. And don’t forget to link your card to your Petro Canada account to earn 20% more points when you fill up on gas or buy other products.

Deciding if an Avion credit card is the right fit for you

Before you decide on an Avion credit card, you should compare cards from several frequent flyer programs. This will help you narrow down which card best suits your specific lifestyle and spending habits. Compare the following features to get a better idea of which program to go for.

  • Points to dollars ratio. Aim for a card associated with the frequent flyer program that gives you the best cash for points value.
  • Partner companies. Select the program that partners with the companies you shop at most frequently to earn more points per dollar spent.
  • Points redemption. Think about which card gives you the most options for redeeming your points and look at what you can redeem them for aside from airline tickets.
  • Available airlines. Look at which airlines are willing to accept your points and what restrictions they might place on bookings.

How to compare Avion credit cards

If you value flexible points over the chance to earn more points on every purchase, an Avion credit card is probably a good fit for you. Compare these features to find the best fit for your needs.

  • Return on travel rewards. Basic cards offer 1 point for every $1 you spend while the more expensive card offers 1.25 points per $1.
  • Welcome offers. You’ll get 15,000 points for Avion’s basic cards and 25,000 when you sign up for the premium card.
  • Annual fee. Basic cards cost $120 per year while you’ll pay $399 for the highest-level card.
  • Benefits. Each class of card has different benefits, with Visa Infinite cards offering the best bang for your buck.

Benefits offered for all Avion credit cards

  • Flexible points. You can convert your points to other loyalty programs including WestJet dollars and Hudson’s Bay Rewards points.
  • Savings at Petro Canada. It’s easy to link your RBC card with your Petro Canada Membership to save 3 cents per litre on fuel and earn 20% more on Petro-Points and RBC Rewards.
  • Optional extras. You can pay more to get optional travel insurance, roadside assistance, balance protection insurance and identity theft protection.

How to redeem your Avion points

When you’re ready to redeem your points with Avion, you can log in to your RBC Rewards account and browse the online catalogue for flights and other rewards. You can log in to your account with your RBC online banking credentials. When you decide on what you want, you just have to make your purchase online or over the phone with an RBC customer service representative.

You’ll typically get the best value for your points if you redeem them for flights and other travel-related purchases. As an added benefit, you won’t have to work around any blackout dates or seat restrictions, and you won’t pay any additional booking fees when you go through RBC’s website – a feature that sets Avion apart from its competitors. If you’re not interested in flying, you can also use your points to purchase some of the products listed below.

What other rewards can I get?

  • Travel package. Use your points to book an all-inclusive vacation or cruise.
  • Hotel accommodation. Reserve your stay while you’re away with everything from budget to 4-star hotels.
  • Car rentals. If you need a rental car, you can cash in your points for a set of wheels at your destination.
  • Merchandise. You can redeem your points for hundreds of products in RBC’s online store, ranging from clothing and jewellery to homewares and electronics.
  • Gift cards. RBC has partnered with many stores to provide gift cards that you can redeem online or in person at the time of your choosing.
  • Bill payments. You can use your points to pay down your credit card balance or bills, or to invest in RBC’s suite of financial products.
  • Charitable donations. If you’re feeling extra generous, you can also transfer your points into a cash donation for the charity of your choice.
  • RBC financial products. You can use your points to pay off your credit card balance, make payments on your loans, contribute to your investment products or pay your monthly bills.

Why should I redeem my Avion points for flights?

You’ll be able to get the best value for your points when you exchange them for flights. Some of the other reasons you might want to book flights with RBC include:

  • No blackout dates or restrictions. You can use your points to book flights for anytime and anywhere, as long as a seat is available.
  • Use points to cover taxes and fees. It’s possible to use your points to cover the taxes and fees on your flight.
  • Points won’t ever expire. You won’t need to worry about your points expiring, which means there’s no need to use them in any given timeframe.
  • No booking fees. You won’t have to pay additional fees to book your flights with an RBC agent.

Compare other travel points credit cards

Not sure if an RBC Avion credit card is right for you? Compare features of other travel points credit cards in the table below. Once you’ve decided on the best option for your needs, click the “Go to site” button to apply.

Name Product Welcome Offer Rewards Purchase Interest Rate Annual Fee Min. Credit Score Description
HSBC +Rewards™ Mastercard®
30,000 Points
2x points per $1 spent
11.9%
$0 annual fee for the first year ($25 thereafter)
Min. recommended credit score: 630
Get 30,000 Points (up to $150 in value) when you spend $2,000 in the first 6 months. Plus, get the 1st year annual fee waived for the primary cardholder ($25 value). Apply by January 31, 2022.
American Express Cobalt Card
50,000 points
Up to 5x points per $1 spent
20.99%
$155.88
Min. recommended credit score: 700
Earn up to 50,000 Membership Rewards points in your first year. Earn 2,500 Membership Rewards points for each monthly billing period in which you spend $500 in net purchases on your card (up to 30,000 points). Plus, earn a Welcome Bonus of 20,000 Membership Rewards points when you spend a total of $3,000 in purchases on your Card in your first 3 months of Cardmembership.
BMO World Elite Mastercard
30,000 points
Up to 3 points per $1 spent
20.99%
$0 annual fee for the first year ($150 thereafter)
Min. recommended credit score: 760
Get up to 30,000 points and the $150 annual fee waived in the first year.
American Express Aeroplan Card
40,000 points
Up to 2x points
30% annual interest rate applies to balances not paid in full each month
$120
Min. recommended credit score: 700
Earn up to a total of 40,000 welcome bonus Aeroplan points and a bonus Buddy Pass. New Cardmembers can earn up to $1,200 in value within the first year.
American Express Business Edge Card
57,000 points
Up to 3 points per $1 spent
19.99%
$99
Min. recommended credit score: 700
Earn up to 57,000 Membership Rewards points in your first year.
American Express AIR MILES Platinum Credit Card
2,000 Miles
Up to 1 Air Mile per $5 - $10 spent
20.99%
$120
Min. recommended credit score: 700
Earn a Welcome Bonus of 2,000 AIR MILES within the first three months. That’s enough to redeem for $200 towards your purchases with AIR MILES Cash.
American Express Aeroplan Reserve Card
90,000 points
Up to 3x points
19.99%
$599
Min. recommended credit score: 700
Earn up to a total of 90,000 welcome bonus Aeroplan points and a bonus Buddy Pass. New Cardmembers can earn up to $3,000 in value within your first year. Plus, receive up to $100 in statement credits every four years when a NEXUS application or renewal fee is charged to your card.
BMO eclipse Visa Infinite Privilege
50,000 points
5 points per $1 spent
20.99%
$499
Min. recommended credit score: 760
Get up to 50,000 welcome points in your first year.
HSBC World Elite® Mastercard®
100,000 Points
Up to 6 points per $1 spent
19.9%
$0 annual fee for the first year ($149 thereafter)
Min. recommended credit score: 650
Earn up to 100,000 Points. Get a Welcome Bonus of 20,000 Points (up to $100 value). Plus, earn an additional 80,000 Points and get the 1st year annual fee waived for the primary cardholder (up to $549 value). Apply by January 31, 2022.
BMO CashBack World Elite Mastercard
Up to 10% cash back
1% cash back
20.99%
$0 annual fee for the first year ($120 thereafter)
Min. recommended credit score: 760
Get up to 10% cash back in your first 3 months and the $120 annual fee waived in the first year.
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Bottom line

There are 3 main Avion credit cards that you can choose from to earn RBC Avion Rewards points. Compare the features of the cards on offer and learn how you can earn and redeem Avion Rewards to put towards travel and other purchases. Make sure to compare your options with other travel points credit cards to find the best one for your needs.

Frequently asked questions about Avion credit cards

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