Ampli cash back app review

The Ampli cash back app is an innovative way to earn money while you shop, and it’s powered by RBC. The only thing you need to do is download the app from Google Play or the Apple Store to get started. From there, you’ll need to link the app with your bank account or credit card so that it can track your spending and give you cash back whenever you make purchases with partner brands.

Find out more about how you can benefit from Ampli, and download the app today to start earning money back at select locations.

How does the Ampli cash back app work?

Ampli is a money-saving app that was launched by the Royal Bank of Canada (RBC) in 2019. The app is meant to serve as a simple tracking tool that lets you earn cash back for shopping with a number of popular Canadian retailers. All you need to do is download the app on your mobile phone and link it to your bank account to get started.

Once you’re linked up, Ampli uses third-party technology to comb through your account and give you cash back on eligible purchases. You can also sign up and complete challenges for Ampli‘s Dreamstakes competition to earn entries into the contest. This will give you a chance to earn cash prizes and other rewards.

How can I sign up for the Ampli cash back app?

Click the green ‘Go to site’ button above to be redirected to the Google Play or the Apple Store. Once it’s downloaded, you’ll log in and enter some personal information to create an account. From there, you’ll be asked to link your bank account as well as any debit or credit cards you would like Ampli to scan for purchases. Don’t forget to input your promo code!

Is Ampli safe to use?

Ampli is very safe to use since it’s owned and operated by the Royal Bank of Canada. RBC is a Big Five Canadian bank that’s well-versed in providing top-rated security features to its customers. This means all of your personal information will be encrypted and your privacy will be protected up to bank-level standards.

Does the Ampli cash back app cost money to use?

The best part about the Ampli cash back app is that it’s free to use and you’ll actually get rewarded for spending money. Ampli makes a profit by incentivizing you to shop with certain retailers, but it doesn’t need anything from you in return.

This means you won’t need to pay membership dues or other fees to participate in the service. You also won’t be prompted to make in-app purchases, which means more of the cash you earn goes directly into your pocket.

How much money can I earn?

Earn amplified cash back when you spend with an RBC debit or credit card. Cash back rewards never expire.
For example, you might earn 6% cash back when you buy makeup at Sephora and 1% cash back when you fill up your tank at Petro-Canada. You can also make money when you complete challenges to compete in Ampli’s Dreamstakes competition.

If you’re keen to earn more, your best bet is to keep an eye on the “Earn” section of the Ampli cash back app to find out where the hottest deals are at any given moment. Keep in mind that you can also continue to earn money with other loyalty cards, so you may want to shop at locations where you’re able to double up your rewards.

What is Ampli‘s Dreamstakes competition?

The Ampli cash back app offers a Dreamstakes competition that lets you complete challenges to win cash prizes. For example, your challenge could be to fill up your tank 2 times at Petro-Canada or spend $50 at Sephora. Once you complete the challenge, you’ll be entered to win a cash prize. This could be a grand prize of up to $50,000, a smaller cash prize or a gift certificate worth up to $1,000.

What’s it like using the Ampli cash back app?

Pros and cons of the Ampli cash back app

Pros

• Free to use. You won’t have to pay a monthly or annual fee to sign up for the Ampli cash back app.
• cash back rewards. Once your balance reaches $15, you can easily send an Interac e-Transfer to your bank account to access your funds.
  
• Many partners. There are a number of big name partners you can shop with to earn up to 10% cashback on your purchases.
• Bonus competitions. You’ll be able to complete in-app challenges to enter your name into the draw to win big in Ampli’s monthly Dreamstakes competition.
• Easy purchase tracking. There’s no need to upload receipts or catalogue your spending. Ampli will simply track your purchases and add up your savings as you shop.
• Top-notch security. Ampli is owned by the Royal Bank of Canada, which means it has bank-calibre security measures in place to protect your personal information.

Cons

• Bank account information is required. You’ll have to input your bank account info into the app, which may raise security concerns for some customers.
• Minimum cash out balance. You can only cash out your balance once you've reached $15, which means you’ll have to forfeit cash earned if you delete the app before then.
• Specific cards must be linked. You’ll have to link every debit and credit card you spend money on separately if you want to earn cash back on multiple cards.
• Some retailers aren’t included. You can only earn cash back at retail stores that Ampli partners with – though they’re adding more and more partners every day.

Bottom line

The Ampli cash back app is a no-fuss rewards program that lets you earn cash back when you spend money with specific retailers. It doesn’t require any effort on your part other than to link your bank account with the app. From there, Ampli will mine your transactions and reward you with a percentage of cash back for every qualifying purchase you make.

Frequently asked questions about the Ampli cash back app

• Is there a limit to how much money I can earn with Ampli?

  There’s no limit to how much money you can make, but you will be subject to withdrawal limits. For example, You can only cash out your balance once you've reached $15 and you won't be able to transfer more than $1,000 at a time.

• What do I need to do to withdraw my cash back?

  All you need to do to take money out is wait until your balance reaches $15. From there, you can transfer that money into your linked bank account using an Interac e-Transfer. Just be aware that transfers can take up to five business days, so you may need to wait awhile to see that money come into your account.

• Will I get any benefits if I'm an RBC customer?

  Yes! You can use your RBC debit or credit card to earn a higher rate of cash back with participating retailers. This is because Ampli is an RBC venture and RBC wants to reward its customers directly for using the service.

• Will I have to pay to use Ampli?

  You won’t have to pay anything to use the Ampli cash back app. This is because Ampli makes its money from the retailers that it works with. This means you can get rewarded without losing any pocket change while Ampli gets paid whenever you make purchases. It’s a win-win for everyone.

• Are there other cash back apps that I can use in Canada?

  Yes. There are a handful of other apps you can use, such as Rakuten and Checkout 51. The only downside to these apps is that you have to do more work, such as inputting discount codes or sending in your receipts, to get cash back. Ampli is one of the only apps that reimburse you with cash back for purchases automatically.