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American Express AIR MILES Credit Card Review

Get travel rewards for everyday purchases with the American Express AIR MILES Credit Card.

Receive 500 AIR MILES Reward Miles when you spend $500 within your first three months.

19.99%

Purchase Interest Rate

$0

Annual Fee

Receive 500 AIR MILES Reward Miles when you spend $500 within your first three months. Plus, enjoy the fee-free American Express AIR MILES Credit Card. Earn more Reward Miles with every purchase by shopping at participating AIR MILES sponsors.

30-second take

  • Get this card if you travel frequently and actively use and redeem AIR MILES.
  • Choose something else if you don’t pay your card balance in full each month or don’t want to pay an annual fee.

Key features

If you’re a frequent traveller or a AIR MILES enthusiast, the fee-free American Express AIR MILES Credit Card might be right up your alley. This card offers a no-fuss money-for-miles exchange and comes with a 500 mile bonus offer.

  • Signup offer. Receive 500 AIR MILES Reward Miles when you spend $500 within your first three months.
  • Earn AIR MILES. Earn 1 AIR MILE for every $15 in eligible card purchases at AIR MILES Partners, and earn 1 AIR MILE for every $20 in eligible card purchases made elsewhere.
  • Optional balance transfer offer. Get a balance transfer rate of 1.99% with no transfer fee for the first 6 months.
  • Insurance coverage. Get access to a suite of insurance including $100,000 Travel Accident Insurance, Buyer’s Assurance Protection Plan and access to the Purchase Protection Plan.

Bonus features

  • Amex perks. Enjoy extra American Express perks including Front Of The Line access to concerts, shows and other sought after events.
  • World class service. Dial into 24/7 customer service by calling the number on the back of your card. Speak to a customer service agent for any number of issues, including to report fraudulent charges (largely covered by a Fraud Protection Guarantee) or to cancel or replace lost or stolen cards.
  • Free Additional Cards. Request additional cards for family or friends to rack up even more AIR MILES Reward Miles on their everyday purchases.

What to watch out for

  • Not as widely accepted overseas. American Express credit cards are not accepted by certain vendors overseas so you might run into issues attempting to use your American Express AIR MILES Credit Card when traveling or making purchases abroad.
  • Penalty APR. Missing or losing track of payments can eat into your cost-savings with a variable APR as high as on all balances.

What do other customers say?

Many avid AIR MILES collectors agree that the American Express AIR MILES Credit Card offers a nice array of perks and benefits for a fee-free card. Members can get the most out of this card by opting to make $500 in purchases in their first 3 months of card membership, which translates to 500 bonus AIR MILES. Some users have experienced issues using their American Express cards overseas, so some suggest pairing this card with a fee-free travel and rewards Visa or Mastercard.

What should I know before I apply

  • How to apply

    1. Head to American Express Canada’s website and select theAmerican Express AIR MILES Credit Card.
    2. On the American Express AIR MILES Credit Card page, click Apply now to begin your application.
    3. Complete the application with details that include your name, email address, social insurance number and birth date.
    4. Review and submit your application.

Bottom line

The American Express AIR MILES Credit Card is a viable option for customers looking to increase their AIR MILES Reward Miles intake without a hefty annual fee. This card is suitable for those looking to make up to $500 in purchases in their first 3 months of card membership, and is a best fit for those already collecting rewards with an AIR MILES Collector Card.

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