Our verdict
Alpine Credits offer home equity loans to borrowers that may not be eligible for a secured loan through their bank or credit union. Your home is used as collateral to secure your loan. Although you must be a homeowner to be eligible, Alpine Credits has fairly lenient income and credit score requirements. Get a no-obligation quote without affecting your credit score.
Best for: Homeowners looking to secure a more competitive rate by using their home as collateral.
- Get an approval decision within 24 hours
- Large maximum loan amounts
- Can qualify with bad credit, regardless of income
- Only available in AB, BC, ON, QC
- You have to use your home as collateral
- High rates for bad credit