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How to buy United Insurance stock | $5.81

Own United Insurance stock in just a few minutes.

Fact checked

United Insurance Holdings Corp is an insurance-property & casualty business based in the US. United Insurance shares (UIHC) are listed on the NASDAQ and all prices are listed in US Dollars. United Insurance employs 363 staff and has a trailing 12-month revenue of around USD$815.9 million.

How to buy shares in United Insurance

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for United Insurance. Find the stock by name or ticker symbol: UIHC. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until United Insurance reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$5.81, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of United Insurance, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of United Insurance. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

United Insurance share price

Use our graph to track the performance of UIHC stocks over time.

United Insurance shares at a glance

Information last updated 2021-01-15.
Latest market closeUSD$5.81
52-week rangeUSD$4.284 - USD$11.1938
50-day moving average USD$5.2606
200-day moving average USD$6.3533
Wall St. target priceUSD$6.25
PE ratio N/A
Dividend yield USD$0.24 (4.17%)
Earnings per share (TTM) USD$-0.38

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy United Insurance stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

United Insurance price performance over time

Historical closes compared with the close of $5.81 from 2021-01-11

1 week (2021-01-06) N/A
1 month (2020-12-13) N/A
3 months (2020-10-13) N/A
6 months (2020-07-13) N/A
1 year (2020-01-13) N/A
2 years (2019-01-13) N/A
3 years (2018-01-13) N/A
5 years (2016-01-13) N/A

Is United Insurance under- or over-valued?

Valuing United Insurance stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of United Insurance's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

United Insurance's PEG ratio

United Insurance's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 3.35. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into United Insurance's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

United Insurance financials

Revenue TTM USD$815.9 million
Gross profit TTM USD$87.4 million
Return on assets TTM -1.78%
Return on equity TTM -13.83%
Profit margin -8.66%
Book value $10.6
Market capitalisation USD$241.7 million

TTM: trailing 12 months

Shorting United Insurance shares

There are currently 186,709 United Insurance shares held short by investors – that's known as United Insurance's "short interest". This figure is 16.1% up from 160,757 last month.

There are a few different ways that this level of interest in shorting United Insurance shares can be evaluated.

United Insurance's "short interest ratio" (SIR)

United Insurance's "short interest ratio" (SIR) is the quantity of United Insurance shares currently shorted divided by the average quantity of United Insurance shares traded daily (recently around 194488.54166667). United Insurance's SIR currently stands at 0.96. In other words for every 100,000 United Insurance shares traded daily on the market, roughly 960 shares are currently held short.

However United Insurance's short interest can also be evaluated against the total number of United Insurance shares, or, against the total number of tradable United Insurance shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case United Insurance's short interest could be expressed as 0% of the outstanding shares (for every 100,000 United Insurance shares in existence, roughly 0 shares are currently held short) or 0.0092% of the tradable shares (for every 100,000 tradable United Insurance shares, roughly 9 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against United Insurance.

Find out more about how you can short United Insurance stock.

United Insurance share dividends

We're not expecting United Insurance to pay a dividend over the next 12 months.

United Insurance share price volatility

Over the last 12 months, United Insurance's shares have ranged in value from as little as $4.284 up to $11.1938. A popular way to gauge a stock's volatility is its "beta".

UIHC.US volatility(beta: 0.73)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while United Insurance's is 0.7295. This would suggest that United Insurance's shares are less volatile than average (for this exchange).

United Insurance overview

United Insurance Holdings Corp. operates as a property and casualty insurance holding company that sources, writes, and services residential personal and commercial property, and casualty insurance policies in the United States. The company offers structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners, as well as dwelling fire policies. It also provides commercial multi-peril property insurance for residential condominium associations, as well as loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company offers flood, equipment breakdown, and identity theft policies; and inland flood and cyber security insurance. It markets and distributes its products through a network of independent agencies in Connecticut, Florida, Georgia, Hawaii, Louisiana, Massachusetts, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Texas. United Insurance Holdings Corp. was founded in 1999 and is headquartered in St. Petersburg, Florida.

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