How to buy TFS Financial Corporation (TFSL) stock

TFS Financial Corporation is a banks-regional business based in the US. TFS Financial Corporation shares (TFSL) are listed on the NASDAQ and all prices are listed in US Dollars. TFS Financial Corporation employs 1,000 staff and has a trailing 12-month revenue of around 0.00.

TFS Financial Corporation stock price (NASDAQ: TFSL)

Use our graph to track the performance of TFSL stocks over time.

TFS Financial Corporation shares at a glance

• Key figures

Information last updated 2021-07-23.

Latest market close	$22.01
52-week range	$12.88 - $22.29
50-day moving average	$20.52
200-day moving average	$20.12
Wall St. target price	$21.00
PE ratio	63.129
Dividend yield	$1.12 (5.77%)
Earnings per share (TTM)	$0.31

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Is it a good time to buy TFS Financial Corporation stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of TFS Financial Corporation by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

TFS Financial Corporation price performance over time

Historical closes compared with the close of $22.01 from 2021-06-08

1 week (2021-07-14)	N/A
1 month (2021-06-25)	6.02%
3 months (2021-04-21)	N/A
6 months (2021-01-21)	N/A

1 year (2020-07-21)	N/A
2 years (2019-07-21)	N/A
3 years (2018-07-21)	N/A
5 years (2016-07-21)	N/A

Is TFS Financial Corporation under- or over-valued?

Valuing TFS Financial Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of TFS Financial Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

TFS Financial Corporation's P/E ratio

TFS Financial Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 63x. In other words, TFS Financial Corporation shares trade at around 63x recent earnings.

That's relatively high compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The high P/E ratio could mean that investors are optimistic about the outlook for the shares or simply that they're over-valued.

TFS Financial Corporation financials

Revenue TTM	$305.7 million
Operating margin TTM	39.17%
Gross profit TTM	$292.5 million
Return on assets TTM	0.6%
Return on equity TTM	5.27%
Profit margin	28.92%
Book value	$6.15
Market capitalisation	$5.5 billion

TTM: trailing 12 months

Shorting TFS Financial Corporation shares

There are currently 912,681 TFS Financial Corporation shares held short by investors – that's known as TFS Financial Corporation's "short interest". This figure is 9.6% down from 1.0 million last month.

There are a few different ways that this level of interest in shorting TFS Financial Corporation shares can be evaluated.

TFS Financial Corporation's "short interest ratio" (SIR)

TFS Financial Corporation's "short interest ratio" (SIR) is the quantity of TFS Financial Corporation shares currently shorted divided by the average quantity of TFS Financial Corporation shares traded daily (recently around 216275.11848341). TFS Financial Corporation's SIR currently stands at 4.22. In other words for every 100,000 TFS Financial Corporation shares traded daily on the market, roughly 4220 shares are currently held short.

However TFS Financial Corporation's short interest can also be evaluated against the total number of TFS Financial Corporation shares, or, against the total number of tradable TFS Financial Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case TFS Financial Corporation's short interest could be expressed as 0% of the outstanding shares (for every 100,000 TFS Financial Corporation shares in existence, roughly 0 shares are currently held short) or 0.019% of the tradable shares (for every 100,000 tradable TFS Financial Corporation shares, roughly 19 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against TFS Financial Corporation.

Find out more about how you can short TFS Financial Corporation stock.

TFS Financial Corporation share dividends

Dividend payout ratio: 3.5% of net profits

Recently TFS Financial Corporation has paid out, on average, around 3.5% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 5.64% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), TFS Financial Corporation shareholders could enjoy a 5.64% return on their shares, in the form of dividend payments. In TFS Financial Corporation's case, that would currently equate to about $1.12 per share.

While TFS Financial Corporation's payout ratio might seem low, this can signify that TFS Financial Corporation is investing more in its future growth.

TFS Financial Corporation's most recent dividend payout was on 21 June 2021. The latest dividend was paid out to all shareholders who bought their shares by 6 June 2021 (the "ex-dividend date").

TFS Financial Corporation share price volatility

Over the last 12 months, TFS Financial Corporation's shares have ranged in value from as little as $12.8815 up to $22.29. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while TFS Financial Corporation's is 0.4173. This would suggest that TFS Financial Corporation's shares are less volatile than average (for this exchange).

TFS Financial Corporation overview

TFS Financial Corporation, through its subsidiaries, provides retail consumer banking services in the United States. Its deposit products include savings, money market, checking, individual retirement, and other qualified plan accounts, as well as certificates of deposit. The company also provides residential real estate mortgage loans, residential construction loans, and home equity loans and lines of credit, as well as purchase mortgages and first mortgage refinance loans. In addition, it offers escrow and settlement services. The company provides its products and services through its main office in Cleveland, Ohio; and 37 full-service branches and 7 loan production offices located throughout the states of Ohio and Florida. The company was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation is a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.

Frequently asked questions

What percentage of TFS Financial Corporation is owned by insiders or institutions?
Currently 0.566% of TFS Financial Corporation shares are held by insiders and 91.043% by institutions. How many people work for TFS Financial Corporation?
Latest data suggests 1,000 work at TFS Financial Corporation. When does the fiscal year end for TFS Financial Corporation?
TFS Financial Corporation's fiscal year ends in September. Where is TFS Financial Corporation based?
TFS Financial Corporation's address is: 7007 Broadway Avenue, Cleveland, OH, United States, 44105 What is TFS Financial Corporation's ISIN number?
TFS Financial Corporation's international securities identification number is: US87240R1077 What is TFS Financial Corporation's CUSIP number?
TFS Financial Corporation's Committee on Uniform Securities Identification Procedures number is: 87240R107