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TCF Financial Corporation is a banks-regional business based in the US. TCF Financial Corporation shares (TCF) are listed on the NASDAQ and all prices are listed in US Dollars. TCF Financial Corporation employs 7,140 staff and has a trailing 12-month revenue of around USD$1.9 billion.
|Latest market close||USD$36.51|
|52-week range||USD$16.1425 - USD$44.4879|
|50-day moving average||USD$35.0471|
|200-day moving average||USD$29.1899|
|Wall St. target price||USD$38.76|
|Dividend yield||USD$1.4 (3.83%)|
|Earnings per share (TTM)||USD$1.538|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-01-05)||-3.46%|
|1 month (2020-12-12)||N/A|
|3 months (2020-10-12)||31.85%|
|6 months (2020-07-12)||N/A|
|1 year (2020-01-12)||N/A|
|2 years (2019-01-12)||N/A|
|3 years (2018-01-12)||56.28|
|5 years (2016-01-12)||13.00%|
Valuing TCF Financial Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of TCF Financial Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
TCF Financial Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 24x. In other words, TCF Financial Corporation shares trade at around 24x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
TCF Financial Corporation's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.58. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.
The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into TCF Financial Corporation's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.
|Revenue TTM||USD$1.9 billion|
|Operating margin TTM||28.73%|
|Gross profit TTM||USD$1.7 billion|
|Return on assets TTM||0.54%|
|Return on equity TTM||4.44%|
|Market capitalisation||USD$5.5 billion|
TTM: trailing 12 months
There are currently 3.6 million TCF Financial Corporation shares held short by investors – that's known as TCF Financial Corporation's "short interest". This figure is 14.6% down from 4.2 million last month.
There are a few different ways that this level of interest in shorting TCF Financial Corporation shares can be evaluated.
TCF Financial Corporation's "short interest ratio" (SIR) is the quantity of TCF Financial Corporation shares currently shorted divided by the average quantity of TCF Financial Corporation shares traded daily (recently around 1.2 million). TCF Financial Corporation's SIR currently stands at 3. In other words for every 100,000 TCF Financial Corporation shares traded daily on the market, roughly 3000 shares are currently held short.
However TCF Financial Corporation's short interest can also be evaluated against the total number of TCF Financial Corporation shares, or, against the total number of tradable TCF Financial Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case TCF Financial Corporation's short interest could be expressed as 0.02% of the outstanding shares (for every 100,000 TCF Financial Corporation shares in existence, roughly 20 shares are currently held short) or 0.0227% of the tradable shares (for every 100,000 tradable TCF Financial Corporation shares, roughly 23 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against TCF Financial Corporation.
Find out more about how you can short TCF Financial Corporation stock.
Dividend payout ratio: 50.36% of net profits
Recently TCF Financial Corporation has paid out, on average, around 50.36% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.83% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), TCF Financial Corporation shareholders could enjoy a 3.83% return on their shares, in the form of dividend payments. In TCF Financial Corporation's case, that would currently equate to about $1.4 per share.
TCF Financial Corporation's payout ratio would broadly be considered high, and as such this stock could appeal to those looking to generate an income. Bear in mind however that companies should normally also look to re-invest a decent amount of net profits to ensure future growth.
TCF Financial Corporation's most recent dividend payout was on 1 December 2020. The latest dividend was paid out to all shareholders who bought their shares by 13 November 2020 (the "ex-dividend date").
TCF Financial Corporation's shares were split on 1 August 2019.
Over the last 12 months, TCF Financial Corporation's shares have ranged in value from as little as $16.1425 up to $44.4879. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while TCF Financial Corporation's is 1.7979. This would suggest that TCF Financial Corporation's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).
TCF Financial Corporation operates as the financial holding company for TCF National Bank that provides various financial products and services in the United States and Canada. It operates through Consumer Banking, Wholesale Banking, and Enterprise Services segments. The company offers checking, savings, and money market accounts; certificates of deposit; and individual retirement accounts. It also provides consumer loans; loans secured by personal property, as well as unsecured personal loans; commercial and industrial loans; commercial real estate loans; lease and equipment financing products; inventory financing products; and residential, consumer, and small business lending products. In addition, the company offers investment management and custodial, trust, and financial and estate planning services; retirement planning and employee benefit programs; and cash management, international trade finance, foreign exchange management, and loan syndication services, as well as sells investment products, such as annuity products and mutual funds. Further, it provides treasury services comprising investment and borrowing portfolios, as well as manages capital, debt, and market risks; check cashing and remittance services; lines of credit, letters of credit, and capital market products; and credit and debit cards. As of December 31, 2019, the company had 520 branches, including 396 traditional branches, 121 supermarket branches, and three campus branches located in Michigan, Illinois, Minnesota, Colorado, Ohio, Wisconsin, Arizona, and South Dakota; and 1,099 ATMs. TCF Financial Corporation was founded in 1923 and is headquartered in Detroit, Michigan.
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