How to buy TCF Financial Corporation stock

TCF Financial Corporation is a banks-regional business based in the US. TCF Financial Corporation shares (TCF) are listed on the NYSE and all prices are listed in US Dollars. TCF Financial Corporation employs 6,543 staff and has a trailing 12-month revenue of around 0.00.

TCF Financial Corporation share price

Use our graph to track the performance of TCF stocks over time.

TCF Financial Corporation shares at a glance

• Key figures

Information last updated 2021-04-23.

52-week range	$19.99 - $50.13
50-day moving average	$47.29
200-day moving average	$39.07
Wall St. target price	$47.86
PE ratio	23.84
Dividend yield	$1.4 (3.24%)
Earnings per share (TTM)	$1.86

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Is it a good time to buy TCF Financial Corporation stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

Technical Analysis of TCF Financial Corporation by TradingView

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is TCF Financial Corporation under- or over-valued?

Valuing TCF Financial Corporation stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of TCF Financial Corporation's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

TCF Financial Corporation's P/E ratio

TCF Financial Corporation's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 24x. In other words, TCF Financial Corporation shares trade at around 24x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

TCF Financial Corporation's PEG ratio

TCF Financial Corporation's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.58. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into TCF Financial Corporation's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

TCF Financial Corporation financials

Revenue TTM	$1.9 billion
Operating margin TTM	30.21%
Gross profit TTM	$1.8 billion
Return on assets TTM	0.62%
Return on equity TTM	5.36%
Profit margin	15.89%
Book value	$35.33
Market capitalisation	$7.2 billion

TTM: trailing 12 months

Shorting TCF Financial Corporation shares

There are currently 4.3 million TCF Financial Corporation shares held short by investors – that's known as TCF Financial Corporation's "short interest". This figure is 23.6% up from 3.5 million last month.

There are a few different ways that this level of interest in shorting TCF Financial Corporation shares can be evaluated.

TCF Financial Corporation's "short interest ratio" (SIR)

TCF Financial Corporation's "short interest ratio" (SIR) is the quantity of TCF Financial Corporation shares currently shorted divided by the average quantity of TCF Financial Corporation shares traded daily (recently around 997750.93023256). TCF Financial Corporation's SIR currently stands at 4.3. In other words for every 100,000 TCF Financial Corporation shares traded daily on the market, roughly 4300 shares are currently held short.

However TCF Financial Corporation's short interest can also be evaluated against the total number of TCF Financial Corporation shares, or, against the total number of tradable TCF Financial Corporation shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case TCF Financial Corporation's short interest could be expressed as 0.03% of the outstanding shares (for every 100,000 TCF Financial Corporation shares in existence, roughly 30 shares are currently held short) or 0.0284% of the tradable shares (for every 100,000 tradable TCF Financial Corporation shares, roughly 28 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against TCF Financial Corporation.

Find out more about how you can short TCF Financial Corporation stock.

TCF Financial Corporation share dividends

Dividend payout ratio: 42.04% of net profits

Recently TCF Financial Corporation has paid out, on average, around 42.04% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 3.24% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), TCF Financial Corporation shareholders could enjoy a 3.24% return on their shares, in the form of dividend payments. In TCF Financial Corporation's case, that would currently equate to about $1.4 per share.

While TCF Financial Corporation's payout ratio might seem fairly standard, it's worth remembering that TCF Financial Corporation may be investing much of the rest of its net profits in future growth.

TCF Financial Corporation's most recent dividend payout was on 28 February 2021. The latest dividend was paid out to all shareholders who bought their shares by 10 February 2021 (the "ex-dividend date").

Have TCF Financial Corporation's shares ever split?

TCF Financial Corporation's shares were split on 31 July 2019.

TCF Financial Corporation share price volatility

Over the last 12 months, TCF Financial Corporation's shares have ranged in value from as little as $19.9879 up to $50.13. A popular way to gauge a stock's volatility is its "beta".

Beta is a measure of a share's volatility in relation to the market. The market (NYSE average) beta is 1, while TCF Financial Corporation's is 1.7689. This would suggest that TCF Financial Corporation's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

TCF Financial Corporation overview

TCF Financial Corporation operates as the financial holding company for TCF National Bank that provides various financial products and services in the United States and Canada. It operates through Consumer Banking, Commercial Banking, and Enterprise Services segments. The company offers checking, savings, and money market accounts; certificates of deposit; individual retirement accounts; debit and credit cards; and check cashing and remittance services. It also provides investment management and custodial services, trust services, financial and estate planning, and retirement planning and employee benefit programs; residential, consumer, and small business lending products; and consumer real estate secured lending, consumer loans, loans secured by personal property, and unsecured personal loans. In addition, the company offers loans and lines of credit, deposits, cash management, capital market products, international trade finance, letters of credit, foreign exchange management services, and loan syndication services. Further, it provides commercial and industrial, commercial real estate banking, and lease financing; and treasury services comprising investment and borrowing portfolios, as well as manages capital, debt, and market risks. As of December 31, 2020, the company operated 478 branches, including 373 traditional branches, 102 supermarket branches, and three campus branches located in Michigan, Illinois, Minnesota, Colorado, Ohio, Wisconsin, Arizona, and South Dakota; and 1,062 ATMs.

Frequently asked questions

• What percentage of TCF Financial Corporation is owned by insiders or institutions?

  Currently 1.449% of TCF Financial Corporation shares are held by insiders and 83.365% by institutions.

• How many people work for TCF Financial Corporation?

  Latest data suggests 6,543 work at TCF Financial Corporation.

• When does the fiscal year end for TCF Financial Corporation?

  TCF Financial Corporation's fiscal year ends in December.

• Where is TCF Financial Corporation based?

  TCF Financial Corporation's address is: 333 West Fort Street, Detroit, MI, United States, 48226

• What is TCF Financial Corporation's ISIN number?

  TCF Financial Corporation's international securities identification number is: US8723071036

• What is TCF Financial Corporation's CUSIP number?

  TCF Financial Corporation's Committee on Uniform Securities Identification Procedures number is: 163731102