How to buy Premier Financial stock - 02 March

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How to buy Premier Financial stock

Own Premier Financial stock in just a few minutes.

Fact checked

Premier Financial Corp is a savings & loans business based in the US. Premier Financial shares (FDEF) are listed on the NASDAQ and all prices are listed in US Dollars. Premier Financial employs 699 staff and has a trailing 12-month revenue of around USD$139.1 million.

How to buy shares in Premier Financial

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for Premier Financial. Find the stock by name or ticker symbol: FDEF. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until Premier Financial reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. Weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of Premier Financial, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of Premier Financial. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

Premier Financial share price

Use our graph to track the performance of FDEF stocks over time.

Premier Financial shares at a glance

Information last updated 2021-01-29.
52-week rangeUSD$10.8074 - USD$27.58
50-day moving average USD$24.1803
200-day moving average USD$19.8672
Wall St. target priceUSD$21.75
PE ratio 26.8444
Dividend yield USD$0.88 (4.71%)
Earnings per share (TTM) USD$0.675

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The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy Premier Financial stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

Is Premier Financial under- or over-valued?

Valuing Premier Financial stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Premier Financial's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

Premier Financial's P/E ratio

Premier Financial's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 27x. In other words, Premier Financial shares trade at around 27x recent earnings.

That's comparable to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29).

Premier Financial's PEG ratio

Premier Financial's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.96. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into Premier Financial's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

Premier Financial financials

Revenue TTM USD$139.1 million
Operating margin TTM 27.09%
Gross profit TTM USD$157.9 million
Return on assets TTM 0.32%
Return on equity TTM 0%
Profit margin 11.08%
Book value $24.589
Market capitalisation USD$675.6 million

TTM: trailing 12 months

Shorting Premier Financial shares

There are currently 329,371 Premier Financial shares held short by investors – that's known as Premier Financial's "short interest". This figure is 37.5% down from 527,143 last month.

There are a few different ways that this level of interest in shorting Premier Financial shares can be evaluated.

Premier Financial's "short interest ratio" (SIR)

Premier Financial's "short interest ratio" (SIR) is the quantity of Premier Financial shares currently shorted divided by the average quantity of Premier Financial shares traded daily (recently around 187142.61363636). Premier Financial's SIR currently stands at 1.76. In other words for every 100,000 Premier Financial shares traded daily on the market, roughly 1760 shares are currently held short.

However Premier Financial's short interest can also be evaluated against the total number of Premier Financial shares, or, against the total number of tradable Premier Financial shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Premier Financial's short interest could be expressed as 0.01% of the outstanding shares (for every 100,000 Premier Financial shares in existence, roughly 10 shares are currently held short) or 0.0095% of the tradable shares (for every 100,000 tradable Premier Financial shares, roughly 10 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Premier Financial.

Find out more about how you can short Premier Financial stock.

Premier Financial share dividends

We're not expecting Premier Financial to pay a dividend over the next 12 months.

Have Premier Financial's shares ever split?

Premier Financial's shares were split on a 2:1 basis on 13 July 2018. So if you had owned 1 share the day before before the split, the next day you'd have owned 2 shares. This wouldn't directly have changed the overall worth of your Premier Financial shares – just the quantity. However, indirectly, the new 50% lower share price could have impacted the market appetite for Premier Financial shares which in turn could have impacted Premier Financial's share price.

Premier Financial share price volatility

Over the last 12 months, Premier Financial's shares have ranged in value from as little as $10.8074 up to $27.58. A popular way to gauge a stock's volatility is its "beta".

FDEF.US volatility(beta: 1.45)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Premier Financial's is 1.4465. This would suggest that Premier Financial's shares are more volatile than the average for this exchange and represent, relatively-speaking, a higher risk (but potentially also market-beating returns).

Premier Financial overview

Premier Financial Corp. operates as the holding company for Premier Bank and First Insurance Group that provides community banking and financial services. It offers checking accounts, savings accounts, and retirement accounts; mortgages, home equity loans, and auto and vehicle loans; debit cards; trustee services; and various insurance products, such as auto/vehicle, health, homeowners, and life insurance, as well as property, liability, business vehicle, cybersecurity, risk management, and employee group plans. The company also provides commercial real estate loans, equipment loans, working capital lines of credit, agricultural loans, construction loans, SBA/USDA loans, and letters of credit; remote deposit, cash management, merchant, government banking, lockbox, ACH and check positive pay, and wire transfer services; investment products; and Internet and mobile banking services. It operates through 78 branches, 12 loan offices, and 2 wealth offices in Ohio, Michigan, Indiana, and Pennsylvania; and insurance agency with ten offices in Ohio. The company was formerly known as First Defiance Financial Corp. and changed its name to Premier Financial Corp. in June 2020. Premier Financial Corp. was incorporated in 1995 and is headquartered in Defiance, Ohio.

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