Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.

How to buy National General stock | $34.13

Own National General stock in just a few minutes.

Fact checked

National General Holdings Corp is an insurance-property & casualty business based in the US. National General shares (NGHC) are listed on the NASDAQ and all prices are listed in US Dollars. National General employs 9,200 staff and has a trailing 12-month revenue of around USD$5.4 billion.

How to buy shares in National General

  1. Compare share trading platforms. If you're a beginner, look for a platform with low commissions, expert ratings and investment tools to track your portfolio. Narrow down top brands with our comparison table.
  2. Open and fund your brokerage account. Complete an application with your personal and financial details, like your ID and bank information. Fund your account with a bank transfer, credit card or debit card.
  3. Search for National General. Find the stock by name or ticker symbol: NGHC. Research its history to confirm it's a solid investment against your financial goals.
  4. Purchase now or later. Buy today with a market order or use a limit order to delay your purchase until National General reaches your desired price. To spread out your purchase, look into dollar-cost averaging, which smooths out buying at consistent intervals and amounts.
  5. Decide on how many to buy. At last close price of USD$34.13, weigh your budget against a diversified portfolio that can minimize risk through the market's ups and downs. You may be able to buy a fractional share of National General, depending on your broker.
  6. Check in on your investment. Congratulations, you own a part of National General. Optimize your portfolio by tracking how your stock — and even the business — performs with an eye on the long term. You may be eligible for dividends and shareholder voting rights on directors and management that can affect your stock.

National General share price

Use our graph to track the performance of NGHC stocks over time.

National General shares at a glance

Information last updated 2020-12-09.
Latest market closeUSD$34.13
52-week rangeUSD$11.7381 - USD$34.4292
50-day moving average USD$34.0631
200-day moving average USD$31.1567
Wall St. target priceUSD$34.5
PE ratio 8.7612
Dividend yield USD$0.2 (0.59%)
Earnings per share (TTM) USD$3.899

Buy National General shares from these brokerages

Compare special offers, low fees and a wide range of types of investments among top trading platforms.
Name Product Stock trade fee Asset types Option trade fee Annual fee
Sofi Invest
$0
Stocks, ETFs, Cryptocurrency
N/A
0%
A free way to invest in stocks, ETFs and crypto.
Robinhood
$0
Stocks, Options, ETFs, Cryptocurrency
$0
0%
Make unlimited commission-free trades in stocks, funds, and options with Robinhood Financial.
Moomoo
$0 for US stocks
Stocks, Options, ETFs
$0
Trade stocks on the US, Hong Kong, Shanghai and Shenzhen markets.
TD Ameritrade
$0
or $25 broker-assisted
Stocks
$0 + $0.65/contract,
or $25 broker-assisted
TD Ameritrade features $0 commission for online stock, but watch out for high short-term ETF and broker-assisted trading fees.
loading

Compare up to 4 providers

The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.

Is it a good time to buy National General stock?

The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.

This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.

National General price performance over time

Historical closes compared with the close of $34.13 from 2020-12-09

1 week (2021-01-06) N/A
1 month (2020-12-17) -0.03%
3 months (2020-10-15) 0.35%
6 months (2020-07-15) 0.77%
1 year (2020-01-15) 53.67%
2 years (2019-01-15) 43.04%
3 years (2018-01-13) N/A
5 years (2016-01-15) 77.58%

Is National General under- or over-valued?

Valuing National General stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of National General's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.

National General's P/E ratio

National General's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 9x. In other words, National General shares trade at around 9x recent earnings.

That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.

National General's PEG ratio

National General's "price/earnings-to-growth ratio" can be calculated by dividing its P/E ratio by its growth – to give 1.36. A low ratio can be interpreted as meaning the shares offer better value, while a higher ratio can be interpreted as meaning the shares offer worse value.

The PEG ratio provides a broader view than just the P/E ratio, as it gives more insight into National General's future profitability. By accounting for growth, it could also help you if you're comparing the share prices of multiple high-growth companies.

National General's EBITDA

National General's EBITDA (earnings before interest, taxes, depreciation and amortisation) is USD$709.6 million.

The EBITDA is a measure of a National General's overall financial performance and is widely used to measure a its profitability.

National General financials

Revenue TTM USD$5.4 billion
Operating margin TTM 11.75%
Gross profit TTM USD$1.5 billion
Return on assets TTM 3.94%
Return on equity TTM 17.69%
Profit margin 8.9%
Book value $23.386
Market capitalisation USD$3.9 billion

TTM: trailing 12 months

Shorting National General shares

There are currently 3.1 million National General shares held short by investors – that's known as National General's "short interest". This figure is 18.3% up from 2.7 million last month.

There are a few different ways that this level of interest in shorting National General shares can be evaluated.

National General's "short interest ratio" (SIR)

National General's "short interest ratio" (SIR) is the quantity of National General shares currently shorted divided by the average quantity of National General shares traded daily (recently around 700779.95545657). National General's SIR currently stands at 4.49. In other words for every 100,000 National General shares traded daily on the market, roughly 4490 shares are currently held short.

However National General's short interest can also be evaluated against the total number of National General shares, or, against the total number of tradable National General shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case National General's short interest could be expressed as 0.03% of the outstanding shares (for every 100,000 National General shares in existence, roughly 30 shares are currently held short) or 0.0468% of the tradable shares (for every 100,000 tradable National General shares, roughly 47 shares are currently held short).

Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against National General.

Find out more about how you can short National General stock.

National General share dividends

5%

Dividend payout ratio: 5.14% of net profits

Recently National General has paid out, on average, around 5.14% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 0.59% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), National General shareholders could enjoy a 0.59% return on their shares, in the form of dividend payments. In National General's case, that would currently equate to about $0.2 per share.

While National General's payout ratio might seem low, this can signify that National General is investing more in its future growth.

National General's most recent dividend payout was on 15 January 2021. The latest dividend was paid out to all shareholders who bought their shares by 30 December 2020 (the "ex-dividend date").

National General share price volatility

Over the last 12 months, National General's shares have ranged in value from as little as $11.7381 up to $34.4292. A popular way to gauge a stock's volatility is its "beta".

NGHC.US volatility(beta: 0.91)Avg. volatility(beta: 1.00)LowHigh

Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while National General's is 0.9108. This would suggest that National General's shares are less volatile than average (for this exchange).

National General overview

National General Holdings Corp., a specialty personal lines insurance holding company, provides various insurance products and services in the United States, Bermuda, Luxembourg, and Sweden. The company's Property and Casualty segment offers standard, preferred, and nonstandard automobile insurance products; recreational vehicle (RV) insurance products that carry RV-specific endorsements comprising automatic personal effects coverage, optional replacement cost coverage, RV storage coverage, and full-time liability coverage; and homeowners insurance products consisting of property and liability coverages for one-and two-family, and owner-occupied residences; and additional personal umbrella coverage to the homeowners. It also provides small business automobile insurance products, which covers liability and physical damage caused by light-to-medium duty commercial vehicles; motorcycle insurance products for various types of motorcycles, golf carts, and all-terrain vehicles; and lender-placed insurance products, including fire, home, and flood products, as well as collateral protection insurance and guaranteed asset protection products for automobiles. It sells its products through retail store fronts, web/mobile, phone contact centers, and kiosks; and agents and affinity partners. The company's Accident and Health segment provides accident and non-major medical health insurance products, such as accident/AD&D coverage in the event of bodily injury or death due to accidental means; hospital indemnity; short-term medical plans; cancer/critical illness policies; stop loss programs; medicare supplement insurance policies; basic dental coverage; and life insurance products for individuals. It sells its products through agents, managing general underwriters, employers, Internet; and directly. The company was formerly known as American Capital Acquisition Corporation. National General Holdings Corp. was founded in 1939 and is headquartered in New York, New York.

Frequently asked questions

More guides on Finder

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site