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Merchants Bancorp is a banks-regional business based in the US. Merchants Bancorp shares (MBIN) are listed on the NASDAQ and all prices are listed in US Dollars. Merchants Bancorp employs 329 staff and has a trailing 12-month revenue of around USD$290.3 million.
|Latest market close||USD$27.63|
|52-week range||USD$12.2255 - USD$30.845|
|50-day moving average||USD$27.1742|
|200-day moving average||USD$21.2605|
|Wall St. target price||USD$34.67|
|Dividend yield||USD$0.32 (1.15%)|
|Earnings per share (TTM)||USD$4.74|
The value of any investment can go up or down depending on news, trends and market conditions. We are not investment advisers, so do your own due diligence to understand the risks before you invest.
The technical analysis gauge below displays real-time ratings for the timeframes you select. This is not a recommendation, however. It represents a technical analysis based on the most popular technical indicators: Moving Averages, Oscillators and Pivots. Finder might not concur and takes no responsibility.
This chart is not advice or a guarantee of success. Rather, it gauges the real-time recommendations of three popular technical indicators: moving averages, oscillators and pivots. Finder is not responsible for how your stock performs.
|1 week (2021-01-13)||-10.93%|
|1 month (2020-12-23)||-1.74%|
|3 months (2020-10-20)||26.34%|
|6 months (2020-07-20)||67.15%|
|1 year (2020-01-19)||N/A|
|2 years (2019-01-19)||N/A|
|3 years (2018-01-19)||27.44%|
|5 years (2016-01-19)||N/A|
Valuing Merchants Bancorp stock is incredibly difficult, and any metric has to be viewed as part of a bigger picture of Merchants Bancorp's overall performance. However, analysts commonly use some key metrics to help gauge the value of a stock.
Merchants Bancorp's current share price divided by its per-share earnings (EPS) over a 12-month period gives a "trailing price/earnings ratio" of roughly 6x. In other words, Merchants Bancorp shares trade at around 6x recent earnings.
That's relatively low compared to, say, the trailing 12-month P/E ratio for the NASDAQ 100 at the end of 2019 (27.29). The low P/E ratio could mean that investors are pessimistic about the outlook for the shares or simply that they're under-valued.
|Revenue TTM||USD$290.3 million|
|Operating margin TTM||71.97%|
|Gross profit TTM||USD$165.4 million|
|Return on assets TTM||1.9%|
|Return on equity TTM||21.75%|
|Market capitalisation||USD$800.6 million|
TTM: trailing 12 months
There are currently 109,974 Merchants Bancorp shares held short by investors – that's known as Merchants Bancorp's "short interest". This figure is 21.3% down from 139,762 last month.
There are a few different ways that this level of interest in shorting Merchants Bancorp shares can be evaluated.
Merchants Bancorp's "short interest ratio" (SIR) is the quantity of Merchants Bancorp shares currently shorted divided by the average quantity of Merchants Bancorp shares traded daily (recently around 73808.053691275). Merchants Bancorp's SIR currently stands at 1.49. In other words for every 100,000 Merchants Bancorp shares traded daily on the market, roughly 1490 shares are currently held short.
However Merchants Bancorp's short interest can also be evaluated against the total number of Merchants Bancorp shares, or, against the total number of tradable Merchants Bancorp shares (the shares that aren't held by "insiders" or major long-term shareholders – also known as the "float"). In this case Merchants Bancorp's short interest could be expressed as 0% of the outstanding shares (for every 100,000 Merchants Bancorp shares in existence, roughly 0 shares are currently held short) or 0.0067% of the tradable shares (for every 100,000 tradable Merchants Bancorp shares, roughly 7 shares are currently held short).
Such a low SIR usually points to an optimistic outlook for the share price, with fewer people currently willing to bet against Merchants Bancorp.
Find out more about how you can short Merchants Bancorp stock.
Dividend payout ratio: 6.74% of net profits
Recently Merchants Bancorp has paid out, on average, around 6.74% of net profits as dividends. That has enabled analysts to estimate a "forward annual dividend yield" of 1.15% of the current stock value. This means that over a year, based on recent payouts (which are sadly no guarantee of future payouts), Merchants Bancorp shareholders could enjoy a 1.15% return on their shares, in the form of dividend payments. In Merchants Bancorp's case, that would currently equate to about $0.32 per share.
While Merchants Bancorp's payout ratio might seem low, this can signify that Merchants Bancorp is investing more in its future growth.
Merchants Bancorp's most recent dividend payout was on 4 January 2021. The latest dividend was paid out to all shareholders who bought their shares by 14 December 2020 (the "ex-dividend date").
Over the last 12 months, Merchants Bancorp's shares have ranged in value from as little as $12.2255 up to $30.845. A popular way to gauge a stock's volatility is its "beta".
Beta is a measure of a share's volatility in relation to the market. The market (NASDAQ average) beta is 1, while Merchants Bancorp's is 1.1035. This would suggest that Merchants Bancorp's shares are a little bit more volatile than the average for this exchange and represent, relatively-speaking, a slightly higher risk (but potentially also market-beating returns).
Merchants Bancorp operates as the diversified bank holding company in the United States. The company operates through Multi-family Mortgage Banking, Mortgage Warehousing, and Banking segments. The Multi-family Mortgage Banking segment originates and services government sponsored mortgages for multi-family and healthcare facilities. The Mortgage Warehousing segment funds agency eligible residential loans, including origination, purchase, and sale in the secondary market, as well as commercial loans to non-depository financial institutions. The Banking segment offers a range of financial products and services to consumers and businesses, such as various types of deposit products comprising checking, savings, money market, certificates of deposit, and time deposit accounts, as well as other retail banking products; multi-family construction and bridge, commercial real estate, commercial and industrial, residential mortgage, and consumer loan products; and letters of credit, as well as engages in the agricultural lending, small business administration lending, single-family mortgage lending, and correspondent lending and servicing businesses. It operates 16 branches in Indiana, Illinois, Florida, New York, and Minnesota. Merchants Bancorp was founded in 1990 and is headquartered in Carmel, Indiana.
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