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How to finance a Buick

Compare options to get behind the wheel of this luxury car brand.

Buick is the luxury division of General Motors. While its cars start at a higher price point than many, you have multiple financing options to choose from.

How can I finance a Buick?

You can finance your Buick through a traditional car loan — either from a bank, credit union, online lender or Buick dealership — or with a personal loan. Keep in mind that financing directly through a dealership tends to be more expensive, but it can help you qualify for special offers and discounts. Plus, it’s normally the fastest option available.

Buick offers financing through its parent company, General Motors (GM). Here’s how it breaks down:

  • Financing through GM Financial. In the past, it’s offered between 16% and 20% off the manufacturer suggested retail price (MSRP) of select Buick vehicles for qualifying non-GM owners who finance through GM Financial.
  • Leasing through GM Financial. As of October 2019, Buick didn’t offer any special lease deals through GM Financial. However, these offers change frequently, so check the Buick website to see if there are any new options available.

The best financing for you depends on your personal financial situation and priorities. We recommend getting preapproved for a car loan from multiple lenders before visiting a dealership to find the best deal available to you.

Read our review of GM Financial

Compare car loans to finance a Buick

1 - 3 of 3
Name Product Minimum credit score APR Loan term Requirements
No minimum credit score
3.9% to 27.9%
1 to 6 years
18+ years old, annual income of $4,000+, no active bankruptcies
Get pre-qualified for used car financing and receive competitive, personalized rates.
Monevo Auto Loans
3.99% to 35.99%
3 months to 12 years
Credit score of 500+, legal US resident and ages 18+.
Quickly compare multiple online lenders with competitive rates depending on your credit. Car Loans
Starting at 2.15%
550+ credit score, no open bankruptcies, $24,000+ annual income, US citizen or permanent resident, 18+ years old
Get up to four offers in minutes through one simple application. Multiple financing types available including new cars, used cars and refinancing.

Compare up to 4 providers

Does Buick offer special discounts or programs?

Yes, Buick offers a variety of discount programs that can be combined with current offers for extra savings. These include:

  • GM Family First discount. Available to GM employees and eligible family members.
  • Dealership Employee and Supplier discount. Available to GM dealership or supplier employee.
  • First Responder discount. Available to first responders, including firefighters, police officers, EMTs, paramedics and 911 dispatchers.
  • Military discount. Available to military members, including active-duty members, reservists, recent veterans and retirees.
  • Educator discount. Available to employees of public schools, private schools, colleges and universities.
  • College discount. Available to current college students, graduate students or recent college graduates.

Discounts aren’t available on all trims. Your Buick dealership will be able to give you more details and let you know if you qualify.

What will a new Buick cost me?

You could pay anywhere from $20,000 to over $40,000 for a new 2019 or 2020 Buick. Prices will vary depending on where you live, what special features you add on and how well your negotiating skills are.

Choose a type of vehicle


2020 Buick Regal Sportback

  • Starting MSRP: $25,370
  • Build: Sedan
  • City/highway MPG: 22/32

2019 Buick Lacrosse

  • Starting MSRP: $29,570
  • Build: Sedan
  • City/highway MPG: 25/35

2019 Buick Cascada

  • Starting MSRP: $33,070
  • Build: Convertible
  • City/highway MPG: 21/29

2020 Buick Regal GS

  • Starting MSRP: $39,070
  • Build: Sedan
  • City/highway MPG: 19/27


2020 Buick Encore

  • Starting MSRP: $22,300
  • Build: Crossover
  • City/highway MPG: 25/30

2020 Buick Regal Tourx

  • Starting MSRP: $29,370
  • Build: Crossover
  • City/highway MPG:21/29

2020 Buick Envision

  • Starting MSRP: $31,995
  • Build: Crossover
  • City/highway MPG:22/29

2020 Buick Enclave

  • Starting MSRP: $40,000
  • Build: SUV
  • City/highway MPG:18/26

Car insurance costs that come with driving a Buick

Does a new Buick come with a warranty?

Yes, Buick offers both bumper-to-bumper and powertrain warranties for its most recent model years:

20184-year, 50,000-mile limited warranty6-year, 70,000-mile limited warranty
20194-year, 50,000-mile limited warranty6-year, 70,000-mile limited warranty
20203-year, 36,000-mile limited warranty5-year, 60,000-mile limited warranty

In addition to these warranties, you’ll also receive one complimentary maintenance visit when you purchase a 2019 or 2020 model. This visit includes an oil change, tire rotation and multipoint vehicle inspection.

Buick also offers a fully transferable extended warranty program backed by General Motors as well as the Buick Protection Plan that covers a wide variety of parts and services. Contact your local Buick dealership for more details.

Bottom line

You have a few options to finance a new Buick — from finding financing yourself through a bank or online lender, or going through GM Financial. To find the best deal available to you, compare your car loan options first before hitting the dealership.

Frequently asked questions

Pictures: Buick’s Official Page

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