Book now pay later flights

Secure that bargain vacation even if you're short on funds today.

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These websites let you book today — usually with a small fee or deposit — and pay the remainder of your flight later. Just make sure you have a plan to pay for the tickets in-full later on.

Book-now-pay-later flight options

cheapoair

1. CheapOair

Book a flight and pay it off over three, six or 12 months.

CheapOair helps folks find discounted flights and offers Affirm as a payment method at checkout. Affirm lets you choose between three payment plans so you can pay the tickets off gradually. But your balance could earn interest along the way.

  • Fees: APRs vary between 10% to 30%.
overwater bungalows bora bora from expedia

2. Expedia

Opt for a monthly payment plan when you book hotel and flight vacation packages.

Choose the monthly payments with Affirm when you book your hotel and flight bundles with Expedia. Choose a three, six or 12-month payment plan — but plan to pay interest on your balance.

  • Fees: APRs vary between 10% to 30%.
American Airlines

3. American Airlines

Get six months to pay off a flight $150 or more without earning interest.

The Fly Now Payment Plan from American Airlines lets you purchase a flight and pay it off over the course of six months, interest-free. The catch? You’ve got to open an American Airlines credit card and charge it.

American Airlines offers four different credit cards to choose from — including one with no annual fee.

  • Fees: Depend on your credit score when you apply for the American Airlines credit card.
KLM

4. KLM

Pay with PayPal and be billed later on for international flights on this airline based in the Netherlands.

KLM flies to 304 destinations around the world, and lets you check out with a PayPal account and choose the Bill Me Later option. That means you’ll have six, interest-free months to pay off the flight.

  • Fees: None, if you pay within six months.
Hawaiian Airlines

5. Hawaiian Airlines

Considering an island getaway but need some extra time to decide? Save those cheap seats.

Forgoing the pay-later option, Hawaiian Airlines offers a generous fare-hold period that holds your reservation until you’re ready to pull the trigger. Choose to save your seats for three or seven days for a nonrefundable fee that doesn’t count towards your airfare.

Traveling with others? You can only hold one seat.

  • Fees: $4.99 to $16.50, depending on your route.
United Airlines

6. United Airlines

Save a seat on the plane — and take as long as one week to pay.

United Airlines’ FareLock tool lets you hold a seat at a set rate for either three or seven days. Just choose FareLock under Purchase Options at checkout.

The nonrefundable fee to hold the seat isn’t applied to the cost of the ticket, and FareLock may not be available on all flights.

  • Fees: Variable, depending on the flight and how long you hold your seat.
OneTravel

7. OneTravel

Book tickets for your next flight, and take up to one year to pay it off.

OneTravel works with Affirm offering a monthly payment program, giving you three, six or 12 months to pay for your travel. But you’ll pay interest on your balance.

  • Fees: APRs vary between 10-30%.
CheapAir

8. CheapAir

Stick to your budget by opting for a monthly payment option.

CheapAir can help you locate discount flights for global travel. Through Affirm, buy a ticket today and pay for it gradually, choosing either three, six or 12 months as your payback timeline.

  • Fees: APRs vary between 10% to 30%.
STA Travel

9. STA Travel

Delay payment on international flights — for a deposit.

Lock in your ticket price for a flight for your international, and pay for the remainder of your fare closer to your travel date. Payment deadlines depend on your reservation — and only some flights are eligible.

  • Fees: $49-$299, depending on the carrier.
South African Airways

10. South African Airways

Some destinations on SAA give you up to three days to pay your flight in full.

South African Airways lets you lock in a fare and take up to three days to pay for it — enough time to complete a transfer from another account. You won’t pay a fee, but not all flights are eligible.

  • Fees: None
Qatar Airways

11. Qatar Airways

Take up to 72 hours to pay for your flight.

If you’re waiting for a transfer of funds or need a few days to decide, Qatar’s Hold My Booking feature lets you reserve a ticket for up to 72 days, as long as it’s booked at least three days prior to departure. And you’ll pay a non-refundable fee to secure your spot.

  • Fees: Vary, depending on the route and length of time before you pay.

What are the book-now-pay-later terms with these sites?

Provider Required deposit Terms
CheapOair $0 Choose a 3, 6 or 12-month payment period through Affirm.
Expedia $0 Choose a 3, 6 or 12-month payment period through Affirm. Only available on flight + hotel bundles.
American Airlines $0 Open an American Airlines credit card and use it to pay.
KLM $0 Select PayPal’s Bill Me Later option.
Hawaiian Airlines $6-$16.50 Holds your seat for 3 or 7 days.
United Airlines Varies FareLock will hold your seat for 3 or 7 days.
OneTravel $0 Choose a 3, 6 or 12-month payment period through Affirm.
CheapAir $0 Choose a 3, 6 or 12-month payment period through Affirm.
STA Travel $49-$299 Send a deposit at checkout and pay the rest by the payment deadline.
South African Airways $0 Select “Pay later” at payment and pay it off within three days.
Qatar Airways Varies Reserve a ticket up to 72 days by paying a fee upfront, then pay in full later on.

Can you pay for flights in installments?

Sometimes, but it depends on the provider’s options. Flight search engines that offer Affirm as a payment method let you pay off flights in installments.

Which airlines offer Affirm?

No airlines offer Affirm, but a host of travel search engines do. These include:

You can also find other travel brands that use Affirm to help customers afford tickets or reservations, like resort company Great Wolf Lodge.

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Bottom line

Whether you’re pining for a vacation or need quick travel to see family, sometimes you have to book fast. A book-now-pay-later policy can help you get where you need to be.

Another way to save some cash on travel? Snagging a travel coupon.

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