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Book now pay later flights

12 sites that let you buy a ticket without paying right away.


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Sometimes you need to book a flight pronto — whether for a personal emergency, business trip or much-needed vacation — even though your bank account isn’t ready to fork over the funds. We researched 11 websites that will let you buy flight tickets today but pay for the remainder later, usually with a small fee or initial deposit. Just make sure you have a plan to pay for the tickets in-full later on, as interest rates and late fees may apply.

Websites offering Book-now-pay-later flight options

overwater bungalows bora bora from expedia

1. Expedia

Opt for a monthly payment plan when you book hotel and flight packages.

Choose the monthly payments with Affirm when you book your hotel and flight bundles with Expedia. Choose a three, six or 12-month payment plan — but plan to pay interest on your balance.

  • Fees: APRs vary between 10% to 30%.

2. CheapOair

Book a flight and pay it off over three, six or 12 months.

CheapOair helps folks find discounted flights and offers Affirm as a payment method at checkout. Affirm lets you choose between three payment plans so you can pay the tickets off gradually. But your balance could earn interest along the way.

  • Fees: APRs vary between 10% to 30%.
Hawaiian Airlines

3. Hawaiian Airlines

Considering an island getaway but need some extra time to decide? Save those cheap seats.

Forgoing the pay-later option, Hawaiian Airlines offers a generous fare-hold period that holds your reservation until you’re ready to pull the trigger. Choose to save your seats for three or seven days for a nonrefundable fee that doesn’t count towards your airfare.

Traveling with others? You can only hold one seat.

  • Fees: $4.99 to $16.50, depending on your route.

4. OneTravel

Book tickets for your next flight, and take up to one year to pay it off.

OneTravel works with Affirm offering a monthly payment program, giving you three, six or 12 months to pay for your travel. But you’ll pay interest on your balance.

  • Fees: APRs vary between 10-30%.

6. CheapAir

Stick to your budget by opting for a monthly payment option.

CheapAir can help you locate discount flights for global travel. Through Affirm, buy a ticket today and pay for it gradually, choosing either three, six or 12 months as your payback timeline.

  • Fees: APRs vary between 10% to 30%.
overwater bungalows bora bora from expedia

7. JustFly

Book flights with major airlines like Delta, United, Spirit, Alaska and more.

Choose Easy monthly payments at checkout to foot the bill with Affirm — it’ll show you exactly how much interest you’ll pay, depending on the plan you choose.

For example, a flight that costs $144 might accrue about $4 interest over three months, $7 interest over six months or $12 interest over 12 months with an APR of about 15%. Of course, actual interest rates depend on the APR you qualify for.

  • Fees: APRs vary between 10-30%.
STA Travel

8. STA Travel

Delay payment on international flights — for a deposit.

Lock in your ticket price for a flight for your international, and pay for the remainder of your fare closer to your travel date. Payment deadlines depend on your reservation — and only some flights are eligible.

  • Fees: $49-$299, depending on the carrier.
Qatar Airways

9. Qatar Airways

Take up to 72 hours to pay for your flight.

If you’re waiting for a transfer of funds or need a few days to decide, Qatar’s Hold My Booking feature lets you reserve a ticket for up to 72 days, as long as it’s booked at least three days prior to departure. And you’ll pay a non-refundable fee to secure your spot.

  • Fees: Vary, depending on the route and length of time before you pay.
American Airlines

10. American Airlines

Get six months to pay off a flight $150 or more without earning interest.

The Fly Now Payment Plan from American Airlines lets you purchase a flight and pay it off over the course of six months, interest-free. The catch? You’ve got to open an American Airlines credit card and charge it.

American Airlines offers four different credit cards to choose from — including one with no annual fee.

  • Fees: Depend on your credit score when you apply for the American Airlines credit card.
United Airlines

11. United Airlines

Save a seat on the plane — and take as long as one week to pay.

United Airlines’ FareLock tool lets you hold a seat at a set rate for either three or seven days. Just choose FareLock under Purchase Options at checkout.

The nonrefundable fee to hold the seat isn’t applied to the cost of the ticket, and FareLock may not be available on all flights.

  • Fees: Variable, depending on the flight and how long you hold your seat.

12. KLM

Pay with PayPal and be billed later on for international flights on this airline based in the Netherlands.

KLM flies to 304 destinations around the world, and lets you check out with a PayPal account and choose the Bill Me Later option. That means you’ll have six, interest-free months to pay off the flight.

  • Fees: None, if you pay within six months.
South African Airways

13. South African Airways

Some destinations on SAA give you up to three days to pay your flight in full.

South African Airways lets you lock in a fare and take up to three days to pay for it — enough time to complete a transfer from another account. You won’t pay a fee, but not all flights are eligible.

  • Fees: None

What are the book-now-pay-later terms with these sites?

ProviderRequired depositTerms
CheapOair$0Choose a 3, 6 or 12-month payment period through Affirm.
Expedia$0Choose a 3, 6 or 12-month payment period through Affirm. Only available on flight + hotel bundles.
American Airlines$0Open an American Airlines credit card and use it to pay.
JustFly$0Choose a 3, 6 or 12-month payment period through Affirm.
KLM$0Select PayPal’s Bill Me Later option.
Hawaiian Airlines$6-$16.50Holds your seat for 3 or 7 days.
United AirlinesVariesFareLock will hold your seat for 3 or 7 days.
OneTravel$0Choose a 3, 6 or 12-month payment period through Affirm.
CheapAir$0Choose a 3, 6 or 12-month payment period through Affirm.
STA Travel$49-$299Send a deposit at checkout and pay the rest by the payment deadline.
South African Airways$0Select “Pay later” at payment and pay it off within three days.
Qatar AirwaysVariesReserve a ticket up to 72 days by paying a fee upfront, then pay in full later on.

Can you pay for flights in installments?

Sometimes, but it depends on the provider’s options. Flight search engines that offer Affirm as a payment method let you pay off flights in installments.

Which airlines offer Affirm?

No airlines offer Affirm, but a host of travel search engines do. These include:

You can also find other travel brands that use Affirm to help customers afford tickets or reservations, like resort company Great Wolf Lodge.

Traveling during the COVID-19 pandemic
With infection rates rapidly spiking nationwide, expect stronger travel restrictions as the holidays near. The CDC strongly advises postponing travel and staying close to home to avoid getting or spreading COVID-19. If you plan to travel during the pandemic, monitor and understand the risk assessment levels for your destination when planning your trip, before departure and on arrival. Follow safety measures that include wearing a mask in public settings, maintaining social distancing and washing your hands. If you are diagnosed, have symptoms of or are waiting for test results for COVID-19 — or are otherwise at risk of illness — do not host, attend gatherings or travel for 14 days. Note that the CDC warns against cruise travel at this time.

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Bottom line

Whether you’re pining for a vacation or need quick travel to see family, sometimes you have to book fast. A book-now-pay-later policy can help you get where you need to be.

Another way to save some cash on travel? Snagging a travel coupon.

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