Blue Trust Loans Payday Loan Review

Information verified correct on February 22nd, 2017

Receive funds up to $1,250 in as little as a single business day

The Blue Trust Loans Payday Loan offers secure short-term loans for up to $1,250 for people who qualify. With a fast review process and minimal requirements, Blue Trust Loans makes it simple to access payday advances quickly, often in as little as one business day.

Blue Trust Loans is a Tribal Lender. What does that mean?

If a lender is based on Native American land, it is considered a sovereign instrumentality and they are entitled to operate by their own laws. These tribal lenders can even provide payday loans to customers who reside in states where they are normally illegal. Blue Trust Loans is able offer payday loans to consumers in all 50 states.

  • When doing business with a tribal lender, be sure the business is legit and accredited in some way because these lenders cannot be sued in court.

Product Information

  • Product Name: Blue Trust Loans Payday Loan
  • Loan Term: 12-24 months
  • APR: 471.7846% to 841.4532% depending on the loan duration and origination fees
  • First-Time Borrower Maximums: Not specified
  • Returning Borrower Maximums: $1,250

Find out your credit score here

Are payday loans legal in your state?

Hover over your state of residence (or click on your state if you’re using a mobile device) to find out if payday loans are legal in your state.

How do Blue Trust Loans Payday Loan compare?

Rates last updated February 22nd, 2017
Unfortunately, none of the personal loan providers have a loan for that credit score. It you are urgent need of a small loan, you might want to check out a short term loan.
Max. Loan Amount Term of Loan Turnaround Time Total Cost of Borrowing $100
LendUp Payday Loans
$250 loans for first time borrowers. Good credit is not required and, if you're in an eligible state, you'll know instantly if you're qualified.
$250 7 - 30 days 1 business day Varies depending on the loan terms and your state of residence Go to site More
Check into Cash Payday Loan
Whether you’re facing seasonal expenses like holiday bills and back to school costs or you need help with unexpected bills, or repairs, Check Into Cash can help.
$1,000 Varies upon state 1-2 business days Varies depending on the amount and your state of residency Go to site More
CashNetUSA Loan
CashNetUSA gives you the ability to apply for a Payday Loan, an Installment Loan, or a Line of Credit.
$2,250 Varies upon state 1 business day Varies depending on state. Go to site More
ACE Cash Express Payday Loans
Money when you need it most.
Varies by state Varies by state Generally receive the money the next business day Varies depending upon the state where you reside. Go to site More
SWIFT Payday Loan
Making it easy to get cash in a pinch.
$1,000 Varies by lender Next business day APR varies by lender Go to site More
OppLoans
If you are in need of quick funding, OppLoans may have a solution that suits your needs.
$10,000 9 to 36 months 1 business day Go to site More
Check City Payday Loan
Get a Fast, Secure, and Confidential Payday Loan.
Depends on state of residency Varies upon state Next day Depends on state of residency. Go to site More

Have we missed anything in the comparison table? Tell us

  • If the provider quotes a different rate to the one above please let us know

Benefits of the Blue Trust Loans Payday Loan

When an unexpected expense arises, a payday loan can be a short-term solution. Here are some of the top benefits available from a payday loan with Blue Trust Loans:

  • Quick Application Process: The basic application for the loan process takes only a few minutes to complete. During standard business hours, borrowers will usually receive a call to have their information verified by a team member at Blue Trust Loans within one hour after the application is complete.
  • Fast Access to Cash: Once the loan is finalized, borrowers can access their cash quickly, usually within one business day.
  • Flexible Loan Terms: Many of the borrowers that use Blue Trust Loans choose to utilize the standard loan term of 6 months. However, borrowers can pay off their loan early at any time without having to pay a prepayment penalty.

Features of the Blue Trust Loans Payday Loan

There are several features that make Blue Trust Loans a great provider for payday loans. These include:

  • High First-Time Borrower Limits: On average, first-time borrowers using the Blue Trust Loans system are able to get up to $1,000.
  • Larger Loan Amounts for Returning Borrowers: Applicants that have used the Blue Trust Loans service in the past can qualify for up to $1,250 in funds each time they borrow.
  • No Prepayment Fees: Unlike other lenders that charge additional fees for early pay-off, Blue Trust Loans does not have any fees for extra payments made during the life of the loan.
  • High Standards for Customer Privacy and Security: Due to the nature of information provided in the online loan application, Blue Trust Loans works hard to maintain high standards of security and privacy for its customers.

How safe is Blue Trust Loans?

Blue Trust Loans is a member of the Online Lenders Association (OLA), and abide by a Code of Conduct and list of Best Practices to make sure customers receive fair treatment and remain fully informed. Blue Trust Loans keeps all of your personal information safe and secure using the latest in encryption technology.

More information about the Online Lenders Alliance (OLA)

How to apply for the Blue Trust Loans Payday Loan

While it only takes a few minutes to complete the payday loan application, there are several eligibility requirements that potential applicants will need to meet:

Eligibility criteria:

  • You’re at least 18 years old
  • You must be employed or have a regular source of income that meets minimum requirements
  • You need to have a checking account that has been opened for a minimum period of time
  • You must be a citizen of the United States
  • You can not have an open bankruptcy case at the time of application

During the application process, you may also be asked to provide the following documentation:

  • Basic contact information
  • Source of employment or income details
  • Verification of stated income
  • Other financial documents or details

Whether you’re looking to quickly obtain an advance on your paycheck in a secure way, Blue Trust Loans just might be the right lender for you. With flexible loan terms, no prepayment penalties, prompt response rates, and sizeable loan amounts, this provider can help you to set up a payday loan that meets your expectations quickly and efficiently.

Frequently asked questions

How long will it take to hear back from Blue Trust Loans after I apply?

If you apply during normal business hours, you will typically get a call back in 5-10 minutes of them receiving your application.

Can I pay my loan back early?

Yes, there are no fees or penalties for paying your loan early.

Can I get copies of my documents via fax or email?

Yes you can. If you don’t have a printer at home, you can contact customer service at 1-877-770-2682 and request copies of your papers to be sent via email or fax.

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