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Blue Trust Loans payday loan review

Information verified correct on March 29th, 2017

Receive funds of up to $1,250 in as little as a single business day

The Blue Trust Loans payday loan offers secure short-term loans for up to $1,250 to people who qualify. With a fast review process and minimal requirements, Blue Trust Loans makes it simple to access payday advances quickly, often in as little as one business day.

Blue Trust Loans is a tribal lender. What does that mean?

If a lender is based on Native-American land, it is considered a sovereign instrumentality and they are entitled to operate by their own laws. These tribal lenders can even provide payday loans to customers who reside in states where they are normally not permitted. Blue Trust Loans is able offer payday loans to consumers in all 50 states.

*When doing business with a tribal lender, be sure the business is legit and accredited in some way because these lenders cannot be sued in court.

Product Information

  • Product Name: Blue Trust Loans payday loan
  • Loan Term: 12-24 months
  • APR: 471.7846% to 841.4532% depending on the loan duration and origination fees
  • First-Time Borrower Maximum: $1,000
  • Returning Borrower Maximum: $1,250

Find out your credit score here

Are payday loans legal in your state?

Hover over your state of residence (or click on your state if you’re using a mobile device) to find out if payday loans are legal in your state.

Compare lenders like Blue Trust Loans

Rates last updated March 29th, 2017
Unfortunately, none of the personal loan providers have a loan for that credit score. It you are urgent need of a small loan, you might want to check out a short term loan.
Max. Loan Amount Term of Loan Turnaround Time Costs
Check into Cash Payday Loan
With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
$1,000 Varies by state 1–2 business days Varies depending on the amount and your state of residency. Go to site More
SWIFT Payday Loan
Access multiple lenders with a 5-minute application for a cash advance on your paycheck.
$1,000 Varies by lender Next business day APR varies by lender Go to site More
CashNetUSA Loan
Apply for a $300 to $2,250 short-term loan, installment loan or line of credit with a day’s turnaround.
$2,250 Varies by state 1 business day Varies by state of residency. Go to site More
OppLoans Personal Loans
Get a better personal loan of up to $5,000 with 9- to 24-month repayment terms, depending on your state.
$5,000 9 to 24 months 1 business day Depends on state of residency. Go to site More
Cash Central Payday Loan
Offers high-APR cash loans of up to 32 days deposited directly into your checking account.
$5,000 Varies by state 1–2 business days Depends on your credit history and the state you live in. Go to site More
ACE Cash Express Payday Loans
An array of services in 1,000 locations include short-term, installment and title loans with terms that vary by state.
Varies by state Varies by state Generally receive the money the next business day Varies depending upon the state where you reside. Go to site More
LendUp Payday Loans
Climb the LendUp Ladder with this unique borrowing platform offering credit reporting and $250 loans for first-time borrowers.
$250 7–30 days 1 business day Varies depending on the loan terms and your state of residence. Go to site More

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Benefits of the Blue Trust Loans payday loan

When an unexpected expense arises, a payday loan can be a short-term solution. Here are some of the top benefits available from a payday loan with Blue Trust Loans:

  • Quick application process: The basic application for the loan process takes only a few minutes to complete. During standard business hours, borrowers will usually receive a call to have their information verified by a team member at Blue Trust Loans within one hour after the application is complete.
  • Fast access to cash: Once the loan is finalized, borrowers can access their cash quickly, usually within one business day.
  • Flexible loan terms: Many of the borrowers that use Blue Trust Loans choose to utilize the standard loan term of 6 months. However, borrowers can pay off their loan early at any time without having to pay a prepayment penalty.

Blue Trust Loans advance loans

Features of the Blue Trust Loans payday loan

There are several features that make Blue Trust Loans a great provider for payday loans. These include:

  • High first-time borrower limits: On average, first-time borrowers using the Blue Trust Loans are able to get up to $1,000.
  • Larger loan amounts for returning borrowers: Applicants that have used the Blue Trust Loans service in the past can qualify for up to $1,250 in funds each time they borrow.
  • No Prepayment Fees: Unlike other lenders that charge additional fees for early pay-off, Blue Trust Loans does not have any fees for extra payments made during the life of the loan.
  • Longer pay-off period. Unlike most payday loans, a Blue Trust Loans payday loan does not have to be repaid in full upon your next payday.
  • High Standards for Customer Privacy and Security: Due to the nature of information provided in the online loan application, Blue Trust Loans works hard to maintain high standards of security and privacy for its customers.

Blue Trust Loans cash loans

What is a payday loan?
A payday loan, also known as a cash advance loan, is a short-term personal loan (typically $500 or less) that usually must be repaid within two weeks to a month. The repayment date is determined by your pay schedule. Because payday loans come with steep finance charges, it is not a long-term solution, but a temporary fix to an unexpected financial situation. Rules and regulations for payday loans vary from state to state, and are even not permitted in some states.

How safe is Blue Trust Loans?

Blue Trust Loans is a member of the Online Lenders Alliance (OLA), and abides by a code of conduct and list of best practices to make sure customers receive fair treatment and remain fully informed. Blue Trust Loans keeps all of your personal information safe and secure using the latest in encryption technology.

More information about the Online Lenders Alliance (OLA)

How to apply for the Blue Trust Loans payday loan

While it only takes a few minutes to complete the payday loan application, there are several eligibility requirements that potential applicants will need to meet:

Eligibility criteria:

  • You’re at least 18 years old
  • You must be employed or have a regular source of income that meets minimum requirements
  • You need to have a checking account that has been open for a minimum period of time
  • You must be a citizen of the United States
  • You can not have an open bankruptcy case at the time of application


During the application process, you may also be asked to provide the following documentation:

  • Basic contact information
  • Source of employment or income details
  • Verification of stated income
  • Other financial documents or details

If you’re looking to quickly obtain an advance on your paycheck in a secure way, Blue Trust Loans just might be the right lender for you. With flexible loan terms, no prepayment penalties, prompt response rates and sizeable loan amounts, this provider can help you to set up a payday loan that meets your expectations quickly and efficiently.

Blue Trust Loans personal loans

Frequently asked questions

How long will it take to hear back from Blue Trust Loans after I apply?

If you apply during normal business hours, you will typically get a call back in 5-10 minutes of them receiving your application.

Can I pay my loan back early?

Yes, there are no fees or penalties for paying your loan early.

Can I get copies of my documents via fax or email?

Yes you can. If you don’t have a printer at home, you can contact customer service at 1-877-770-2682 and request copies of your papers to be sent via email or fax.

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US Payday Loans Offers

Learn about our information service
Check into Cash Payday Loan

With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

LendUp Payday Loans

Climb the LendUp Ladder with this unique borrowing platform offering credit reporting and $250 loans for first-time borrowers.

SWIFT Payday Loan

Access multiple lenders with a 5-minute application for a cash advance on your paycheck.

CashNetUSA Loan

Apply for a $300 to $2,250 short-term loan, installment loan or line of credit with a day’s turnaround.

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