Blue Cash Preferred Card vs Citi Double Cash Card | finder.com

Blue Cash Preferred® Card from American Express vs Citi® Double Cash Card

Two excellent credit cards with different cashback rates.

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Both the Blue Cash Preferred® Card from American Express and the Citi® Double Cash Card are cashback cards, but they’re different in many aspects. For example, with the Amex card, you get to earn the highest cashback rate on US streaming services and at US supermarkets, you get an intro APR period on purchases and a generous welcome offer. Whereas the Citi card boasts with a high cashback rate on all purchases in addition to one of the longest intro APR periods on balance transfers.

Compare other perks to make sure you get the right card for your needs.

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Citi® Double Cash Card

Citi® Double Cash Card

finder.com's rating
finder.com's rating

★★★★★

4.0 / 5.0

★★★★★

3.4 / 5.0
Best for
Best for
  • Industry-leading cash back at US supermarkets
  • Highest unlimited cash back
Welcome offer
Welcome offer

$250 after spending $1,000 in the first 3 months

N/A

Rewards
Rewards

6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases

1% cash back when you make purchases and 1% cash back when you pay off your card

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

0% intro APR for 12 months, and then 14.74% to 25.74% variable

15.99% to 25.99% variable

Annual fee
Annual fee $95 $0
Balance transfers
Balance transfers

APR: 0% intro APR for 12 months, then 14.74% to 25.74% variable

Fee: $5 or 3% of the transaction, whichever is greater

APR: 0% intro APR for 18 months, then 15.99% to 25.99% variable

Fee: $5 or 3% of the transaction, whichever is greater

Cash advance
Cash advance

APR: 26.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 27.24% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 2.7% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 23 days
Minimum interest
Minimum interest $0 $0.50
Minimum credit score
Minimum credit score 680 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

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Which card should you choose?

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

  • $95 annual fee
  • Purchases and balance transfers have an intro APR for 12 months
  • 6% cash back at US supermarkets (on up to $6,000 annually, then 1%), 6% on select streaming services, 3% on public transit, 3% at US gas stations and 1% on all other purchases
  • Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months

Citi® Double Cash Card

Citi® Double Cash Card

  • No annual fee
  • Long intro APR on purchases and balance transfers
  • Earn 1% cash back when you make purchases
  • Earn an additional 1% cash back when you pay off your card

Compare similar credit cards

Name Product Filter values Rewards Purchase APR Annual fee
1.5% cash back on all purchases
0% intro for the first 15 months (then 16.24%, 22.24% or 26.24% variable)
$0
Earn unlimited 1.5% cash back on every purchase, every day.
3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases
0% intro for the first 12 months (then 14.99% to 24.99% variable)
$0
Earn 3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases. See Rates and Fees.
5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases
15.74% to 25.24% variable
$0
When you spend $500 on your card within the first 90 days, you’ll receive a $150 cash back bonus. Rates & Fees
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% intro for the first 12 months (then 14.74% to 25.74% variable)
$95
Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees
3% on dining, 2% at grocery stores and 1% on all other eligible purchases
14.99%, 19.99% or 24.99% variable
$0
Earn $200 cash back when you spend $500 within 90 days after account opening.

Compare up to 4 providers

Name Product Purchase APR Balance transfer APR Annual fee Filter values
0% intro for the first 15 months (then 16.24%, 22.24% or 26.24% variable)
0% intro for the first 15 months (then 16.24%, 22.24% or 26.24% variable)
$0
Earn unlimited 1.5% cash back on every purchase, every day.
0% intro for the first 18 months (then 12.99% to 20.99% variable)
0% intro for the first 18 months (then 12.99% to 20.99% variable)
$0
An 18 months 0% intro APR period on both purchases and balance transfers, plus zero foreign transaction fees, makes this is a strong well-rounded card. See Rates and Fees
0% intro for the first 12 months (then 14.74% to 25.74% variable)
0% intro for the first 12 months (then 14.74% to 25.74% variable)
$95
Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees
0% intro for the first 12 months (then 14.99% to 24.99% variable)
0% intro for the first 12 months (then 14.99% to 24.99% variable)
$0
Earn 3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases. See Rates and Fees.
0% intro for the first 15 months (then 16.99% to 25.74% variable)
0% intro for the first 15 months (then 16.99% to 25.74% variable)
$0
Earn 3% cash back on all purchases in your first year up to $20,000 spent, then earn 1.5% cash back after that.

Compare up to 4 providers

Compare American Express credit cards

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