Blue Cash Preferred Card vs Citi Double Cash Card | finder.com

Blue Cash Preferred® Card from American Express vs Citi® Double Cash Card

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Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Citi® Double Cash Card

Citi® Double Cash Card

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★★★★★

4.0 / 5.0

★★★★★

3.4 / 5.0
Best for
Best for
  • Industry-leading cash back at US supermarkets
  • Highest unlimited cash back
Welcome offer
Welcome offer $250 statement credit after spending $1,000 in the first 3 months None
Rewards
Rewards

6% at US supermarkets (on up to $6,000 annually, then 1%), 6% on select US streaming services, 3% on transit, at US gas stations and 1% on all other purchases

1% cash back when you make purchases and 1% cash back when you pay off your card

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

0% intro APR for 12 months, and then 15.24% to 26.24% variable

0% intro APR for 18 months, and then 15.74% to 25.74% variable

Annual fee
Annual fee $95 $0
Balance transfers
Balance transfers

APR: 0% intro APR for 12 months, then 15.24% to 26.24% variable

Fee: No balance transfer fees for the first 60 days, then $5 or 3% of the transaction, whichever is greater

APR: 0% intro APR for 18 months, then 15.74% to 25.74% variable

Fee: No balance transfer fees for the first 4 months, then $5 or 3% of the transaction, whichever is greater

Cash advance
Cash advance

APR: 27.49% variable

Fee: $5 or 3% of the transaction, whichever is greater

APR: 27.49% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee 2.7% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $38 Up to $35
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 23 days
Minimum interest
Minimum interest $0 $0.50
Minimum credit score
Minimum credit score 680 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

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Which card should you choose?

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

  • $95 annual fee
  • Purchases and balance transfers have an intro APR for 12 months
  • 6% cash back at US supermarkets (on up to $6,000 annually, then 1%), 6% on select streaming services, 3% on public transit, 3% at US gas stations and 1% on all other purchases
  • Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months

Citi® Double Cash Card

Citi® Double Cash Card

  • No annual fee
  • Intro APR on balance transfers for the first 18 months
  • Earn 1% cash back when you make purchases
  • Earn an additional 1% cash back when you pay off your card

Compare similar credit cards

Name Product Filter values Rewards Purchase APR Annual Fee
3% at US supermarkets on up to $6,000 per year, then 1%. 2% at US gas stations and select US department stores and 1% on all other purchases
15.24% to 26.24% variable
$0
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
3% cash back on all purchases in your first year up to $20,000 spent, then unlimited 1.5% cash back on all purchases
17.24% to 25.99% variable
$0
Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases
15.24%, 19.24% or 25.24% variable
$0
Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees.
Earn unlimited 1.5% cash back on your purchases
15.24% to 26.24% variable
$0
Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Rates & fees
5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases
17.24% to 25.99% variable
$0
0% intro APR for 15 months from account opening on purchases and balance transfers.

Compare up to 4 providers

Name Product Intro Purchase APR Intro Balance Transfer APR Annual Fee
0% for the first 15 months (then 15.24% to 26.24% variable)
0% for the first 15 months (then 15.24% to 26.24% variable)
$0
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
0% for the first 12 months (then 15.24% to 26.24% variable)
0% for the first 12 months (then 15.24% to 26.24% variable)
$95
Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees
0% for the first 15 months (then 17.24% to 25.99% variable)
0% for the first 15 months (then 17.24% to 25.99% variable)
$0
Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
0% for the first 15 months (then 17.24% to 25.99% variable)
0% for the first 15 months (then 17.24% to 25.99% variable)
$0
0% intro APR for 15 months from account opening on purchases and balance transfers.
0% for the first 15 months (then 15.24% to 26.24% variable)
0% for the first 15 months (then 15.24% to 26.24% variable)
$0
Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Rates & fees

Compare up to 4 providers

Compare American Express credit cards

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