Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.

Guide to finding the best prepaid SIM cards in Micronesia

Find out about the state-owned telco that’s the only provider for tourists.


Fact checked
Picture not described

The Federated States of Micronesia (FSM or simply Micronesia) is a chain of 607 islands. The current communication system relies largely on satellite technology. This can make coverage spotty and choices limited for tourists visiting Micronesia who are seeking to cut down roaming charges by purchasing a prepaid SIM card.

What follows is an overview of Micronesia’s main telco network and description of its various options and packages, along with some tips and other information that will help you choose a SIM card.

Travel Sim Card

Travel Sim Card from SimCorner

SimCorner's prepaid SIM cards let you enjoy local call, text and data rates in dozens of countries around the world.

View details
Data indicated here is updated regularly
Name Product Number of countries Data range Shipment time
1-12 business days
SimCorner's prepaid SIM cards offer local call, text and data rates in dozens of countries around the world. Choose from a range of data packages, including unlimited data in the USA.
Flexiroam X
3-7 business days
Attach the Flexiroam X ultra-thin microchip sticker to your current SIM card to access data roaming in over 140 countries.

Compare up to 4 providers

Prices last updated 09/22/2017

FSM Telecom

Federated States of Micronesia Telecommunications Corp. (FSMTC) is the only telco and Internet provider in FSM. Owned by the government, it operates only on 2G/GSM and 3G/UMTS, both at 900 MHz. As 900 MHz is not a common frequency for 3G, check your phone’s capabilities to see if it’s compatible.

Coverage is only available for the islands of Chuuk, Kosrae, Pohnpei and Yap. If you’re unfamiliar with the geography of Micronesia, check out the company’s coverage map. Also, be forewarned that even on 3G, speeds in 2016 were reported no higher than 2 Mbps for downloads and 1Mbps for uploads.

SIM cards can be bought at FSMTC retail stores. There’s one at the Chuuk International Airport near the Level 5 Hotel and Cafe. SIM cards are called FSMTC Telecards and can be purchased for $5, $10 or $20. The company says that long-distance rates are reduced when using a Telecard, but it doesn’t say by how much. To check your available credit balance, dial *767#. The default data rate is $0.10 per MB, but data bundles are far more affordable. Unlike many countries, these bundles do not automatically renew, so make sure to reorder before your current one expires. The packages include:

PriceValidityDataVoiceSMSActivation code
$51 day100MB30 minutesUnlimited*438*1#
$3030 days2GB60 minutesUnlimited*438*2#
$5030 days5GB120 minutesUnlimited*438*3#
$21 dayUnlimitedn/an/a*438*4#
$95 daysUnlimitedn/an/a*438*5#

All these allowances are for domestic use only. Details of any fair usage policy are unknown.

FSMTC Wi-Fi hotspots

In addition to its prepaid service, FSMTC offers 28 Wi-Fi hotspots. To use the wireless, you must:

  • Purchase a prepaid Telecard.
  • Connect to the FSMTC wireless network.
  • Open an Internet browser.
  • Click the link to “Register for a new prepaid user account”.
  • Enter the telecard numbers as well as a dollar amount.

Once you’re set up, you will be charged $0.08 per MB for data downloaded and $0.08/MB for data transferred. As of Sept. 22, 2017, these locations included:


  • FSM Telecom
  • Arnold’s Restaurant
  • Cupid’s Bar and Grille
  • INS Store
  • Joy Hotel
  • Oceanview Plaza
  • Nihco Marine Park
  • Pahnasang Heights
  • PCR Hotel
  • Pohnpei International Airport
  • Pohnpei Center Cinemas
  • Seabreeze Hotel
  • 7 Stars Hotel Restaurant
  • Yvonne’s Hotel


  • FSM Telecom
  • Chuuk International Airport
  • Blue Lagoon Resort
  • Kurassa Hotel
  • Truk Stop


  • FSM Telecom
  • Kosrae International Airport
  • ASCO Hotel
  • Kosrae Nautilus Hotel
  • Kosrae Village Resort
  • Pacific Treelodge


  • FSM Telecom
  • ESA Hotel
  • Yap International Airport

APN: fsmtc, and website:

Pros and cons of FSMTC

Being the only SIM card provider in Micronesia is both good and bad for FSMTC. Here’s a look at its positives and negatives.


  • Convenient retail location at Chuuk International Airport
  • Wi-Fi locations supplement coverage range


  • Slow speeds in most spots
  • Some US phones may be incompatible with 3G network

Switch to a cell phone plan with international calling

Name Product Data Minutes Texts Can I bring my own phone? Cell phone plans starting at:
Starting at 2 GB
Get unlimited data, calls and text or a customized plan on a 5G network. Eligible plans come with Hulu, Amazon Prime or Tidal subscriptions.
Starting at 2 GB
30-day phone plans that allow you to cancel your service at anytime. Choose from five different talk, text and data options with the choice to add international calling for $10/month.
Starting at 500 MB
Starting at 200 minutes
Starting at 500 texts
Bring your own phone for a free plan with 500MB of data, 200 minutes and 500 texts per month using Sprint's CDMA Network. Prepaid plans with more data, talk and text start at $9.99/month.
NET10 Wireless
Starting at 1 GB
30-day plans with unlimited talk and text and the option to choose how much data is right for you. Add-on rollover data is available starting at $5/500MB.
Straight Talk Wireless
Starting at 3 GB
Choose from several different plan options with no contracts, no fees and coverage on the same networks as AT&T, Sprint, T-Mobile and Verizon.

Compare up to 4 providers

Related Posts

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site