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Best high-yield savings accounts of March 2023

Find the best high-interest savings accounts and maximize your earnings.

Earn 4.75% APY

Western Alliance Bank High Yield Savings Account through SaveBetter

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on Western Alliance Bank's secure site
  • 4.75% APY
  • $0 fees
  • $1 minimum deposit
  • FDIC insured

Earn 4.4% APY on $5k+

CIT Bank Platinum Savings

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on CIT Bank's secure site
  • 4.4% APY on balances of $5,000 or more
  • $100 minimum deposit
  • $0 monthly service fees
  • FDIC insured

Tiered interest rate

U.S. Bank Elite Money Market

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on U.S. Bank's secure site
  • Get up to 3.50%
  • No ATM transaction fees at US Bank ATMs
  • Overdraft protection available
  • Member FDIC

Compare high-interest savings accounts and alternatives

Use the table below to compare accounts based on the features you're looking for.

$
1 - 5 of 5
Name Product Annual Percentage Yield (APY) Minimum balance to earn interest Minimum deposit to open Offer Estimated total balance
Western Alliance Bank High Yield Savings Account through SaveBetter
Finder Rating: 4.9 / 5: ★★★★★
Western Alliance Bank High Yield Savings Account through SaveBetter

4.75%

$0
$1
$1,047.50
Get an impressive 4.75% APY, which is 13.5x higher than the national average. All with $0 fees and only a $1 minimum deposit required. FDIC insured.
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View details
CIT Bank Platinum Savings
Finder Rating: 3.8 / 5: ★★★★★
CIT Bank Platinum Savings

4.40%

0.25%

$0
$100
$1,044
Earn 4.4% APY on balances of $5,000 or more. Open an account in five minutes or less. Easily manage your account with CIT’s mobile banking app. FDIC insured.
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View details
U.S. Bank Elite Money Market
Finder Rating: 3.9 / 5: ★★★★★
Exclusive
U.S. Bank Elite Money Market

3.50%

0.75%

0.01%

$0
$100
$1,035
With a tiered interest rate, U.S. Bank Elite Money Market pays you more interest for higher balances. Earn 0.01% APY for balances under $25,000. Earn 3.50% APY for balances up to $499,999.99. Monthly fee is waived for a $10,000+ balance. Member FDIC.
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View details
Patriot Bank High-Yield Money Market Deposit Account
Finder Rating: 4.9 / 5: ★★★★★
Patriot Bank High-Yield Money Market Deposit Account

4.60%

$0
$1
$1,046
Money market deposit accounts earn interest like savings accounts but also come with checks and debit cards. Earn 4.6% APY with Patriot Bank’s MMDA. Open an account online in under five minutes. $1 minimum deposit. FDIC insured.
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American Express® High Yield Savings Account
Finder Rating: 4.6 / 5: ★★★★★
American Express® High Yield Savings Account

3.75%

$1
$0
$1,037.50
Enjoy no monthly fees and a competitive APY with this online-only savings account. Accounts offered by American Express National Bank, Member FDIC.
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