Compare the best cashback business credit cards | finder.com

Compare the best cashback business credit cards – January 2019

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Explore options based on your annual spending and the categories that you shop the most.

Depending on your business needs, you can get a decent credit card with either an unlimited flat cashback rate on all purchases or one with a higher cashback rate in specific categories like office supplies or gas. Some of the cards also offer a long intro APR period on balance transfers and purchases, which could prove useful to your business.

Our pick for cashback categories

Ink Business Cash℠ Credit Card

  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year
  • Earn 1% cash back on all other card purchases with no limit to the amount you can earn
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Employee cards at no additional cost
  • No annual fee
Read less
Read more
Promoted

Compare cash back business cards

Updated January 20th, 2019
Name Product APR (Annual Percentage Rate) for Purchases Introductory Purchase APR Annual Fee
15.49% to 21.49% variable
0% for the first 12 months (then 15.49% to 21.49% variable)
$0
$500 bonus cash back after you spend $3,000 in the first 3 months
15.24% to 21.24% variable
0% for the first 12 months (then 15.24% to 21.24% variable)
$0
$500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening
17.99% to 22.99% variable

N/A

$95
80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®
None (Charge Card)

N/A

$0
The first corporate card for startups. No personal liability or security deposit needed, meaning your personal credit score won't be affected.
13.24% to 23.24% variable
0% for the first 9 billing cycles (then 13.24% to 23.24% variable)
$0
$200 statement credit bonus after spending $500 on purchases in the first 60 days of your account opening.

Compare up to 4 providers

Best cashback business credit cards

Best business card for flat cash back: Ink Business Unlimited℠ Credit Card

Ink Business Unlimited℠ Credit Card

  • Earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • 0% introductory APR for 12 months on purchases and balance transfers
  • Employee cards at no additional cost
  • No annual fee
Read less
Read more
Promoted

Small businesses that want a simple cashback credit card with flat returns on all purchases should consider the Ink Business Unlimited℠ Credit Card from Chase. You’ll get one of the highest signup bonuses when compared to similar cards, as well as a long intro APR period on purchases and balance transfers.

The card’s main perk is the unlimited cash back that you earn in the form of points. You can combine points with other credit cards from Chase that have the Unlimited Rewards program and redeem them for travel rewards through Chase Ultimate Rewards for 25% more value.

Best business card for large spenders: Capital One® Spark® Cash Business

Capital One® Spark® Cash Business

Unlimited 2% cash back from Spark Cash could mean thousands of dollars each year going back into your business. No minimum to redeem.

Promoted
The Capital One® Spark® Cash Business offers an unlimited flat cash back on all purchases, but it has an annual fee. The flat cash back makes this an ideal card for businesses that don’t spend a lot on a particular category, but have high annual expenses to offset the annual fee and earn more rewards in the long run.

Best business card for office supply purchases: SimplyCash® Plus Business Credit Card

SimplyCash® Plus Business Credit Card

Save on interest with a 0% intro APR on purchases for 9 months. After that your APR will be 14.49%, 19.49% or 21.49% variable.


See Rates & Fees
Promoted

If you’re looking for the best business credit card for cash back on office supplies from US stores, then the SimplyCash® Plus Business Credit Card should be on the top of your list. It can be especially beneficial if you spend up to $50,000 per year at US office supply stores or any of the other eight categories that you can choose from. You also get a long intro APR period on balance transfers and purchases. However, one of the best perks this card offers is the ability to buy above your credit limit.

Best business card for earning cash back on the road: Business Advantage Cash Rewards Mastercard® credit card

Business Advantage Cash Rewards Mastercard® credit card

$200 statement credit bonus after spending $500 on purchases in the first 60 days of your account opening.

Promoted
Businesses whose employees are often on the road could use a card like the Business Advantage Cash Rewards Mastercard® credit card by Bank of America. It lets you earn high cash back on gas, office supplies and dining. Additionally, you get a long intro APR period on purchases, and you won’t pay an annual fee.

Find the right business card

Just two clicks to see our recommendation.


How to compare cashback business credit cards

When you look for a cashback credit card for your business, consider the following:

Best cashback business credit cards

Bottom line

Every business can benefit from a cashback credit card. However, you need to consider which categories you spend the most on and how much money you spend annually. That way, you can select the best credit card for your business.

Frequently asked questions

Kliment Dukovski

Kliment Dukovski is a writer who specializes in global financial markets and personal finance, with a focus on credit cards. His main goal is to deliver honest and accurate information to help you make the right financial decision. When he's not writing about finance-related subjects, he writes sci-fi stories.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

US Credit Card Offers

Important Information*
Go to site