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Bundling multiple types of insurance policies is an easy way to snag hundreds of dollars in savings off your annual premium dues. But not all bundles and insurers offer the same benefits.
When evaluating companies that bundle policies, we started with those offering multiple policies to customers across the nation. We considered how many policies each company discounts when bundling as well as the percentage discount.
Then, we factored in other coverage offered along with customer service and business ratings for a well-rounded picture of each company. The results bring you top choices for a balance of savings and service or an abundance of bundling options.
Finder rating 4 / 5 ★★★★★
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| Accident forgiveness |
Finder rating 4 / 5 ★★★★★
| Roadside assistance | Optional |
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| Accident forgiveness |
Finder rating 4.5 / 5 ★★★★★
| Roadside assistance | Optional |
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| Accident forgiveness |
Finder rating 4 / 5 ★★★★★
| Roadside assistance | Optional |
|---|---|
| Accident forgiveness |
Finder rating 4 / 5 ★★★★★
| Roadside assistance | Optional |
|---|---|
| Accident forgiveness |
In general, a 10% multipolicy discount runs standard. But while most insurance companies offer bundling, its policy options and discounts can vary. See how these major companies compare:
| Company | Policies you can bundle | Discounts up to |
|---|---|---|
| AAA |
| 20% off car and home |
| Allstate |
| 10% off car and 25% off home |
| American Family |
| 29% off car and 20% off home |
| Amica |
| 30% off total |
| Assurance |
| 20% off total |
| Chubb |
| 10% off total |
| Electric Insurance |
| 25% off total |
| Farmers |
| Not specified |
| Gabi |
| Not specified |
| Geico |
| 25% off multi-vehicle policies |
| Homesite |
| 10% off total |
| Liberty Mutual |
| Possible savings of over $800 on car and home |
| Nationwide |
| 20% off total |
| Progressive |
| 5% to 12% on car and home |
| State Farm |
| 17% off total |
Many people save money on insurance by bundling several policies with the same company. Common policy bundles include home and car, car and renters or car and motorcycle policies. But you’ll want to find insurance companies with the right mix of bundling, coverage and service options suited for you.
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