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Compare the best bundling insurance companies for 2021

5 companies that pair the best savings, policy options and service when buying insurance policies.

Bundling multiple types of insurance policies is an easy way to snag hundreds of dollars in savings off your annual premium dues. But not all bundles and insurers offer the same benefits.

When evaluating companies that bundle policies, we started with those offering multiple policies to customers across the nation. We considered how many policies each company discounts when bundling as well as the percentage discount.

Then, we factored in other coverage offered along with customer service and business ratings for a well-rounded picture of each company. The results bring you top choices for a balance of savings and service or an abundance of bundling options.

What are the best bundling insurance companies?

These insurance companies offered the best bundling options and discounts while rounding out their package with solid customer ratings. Our top picks:
  • Best overall company: Amica
  • Best for multiple vehicles :Geico
  • Best for bundling quotes: Gabi

Best overall

Amica

Finder rating 4 / 5 ★★★★★

Amica offers a blend of high multipolicy discounts and top-notch customer service that's hard to beat among insurers. Whether you need car, home, condo, renters, life or umbrella insurance, you can shave up to 30% off your premiums. You can also choose a dividend policy, so you get a return of the company's profits at the end of your term.

Best for multiple vehicles

Geico

Finder rating 4 / 5 ★★★★★

Geico tops this list with high discounts for a variety of vehicle policies, including cars, motorcycles, boats and RVs. You can also score savings by bundling your car, home or renters policies. You're likely to see steep savings since Geico has some of the most competitive insurance rates to begin with.

Best for bundling quotes

Gabi

Finder rating 4.5 / 5 ★★★★★

Gabi has an innovative service for comparing dozens of quotes at the same time. You can create an account, choose the types of insurance you need and connect your current insurance accounts. Gabi will find the best deals on all your policies, either bundled or with separate companies. However, the quoting engine only works if you have an existing policy and are comfortable giving out your phone number — you won't get called or spammed.

Best variety of bundling discounts

Progressive

Finder rating 4 / 5 ★★★★★

Get quotes
on Progressive's secure site
Of all the companies we compared, Progressive offers the most coverage options hands down. Plus, it offers a bundling discount when you buy any combination of its 25 policies. It's worth taking time to get its online quote and, if you're happy with it, complete the signup process online.

Honorable mention

State Farm

Finder rating 4 / 5 ★★★★★

We couldn't leave this honorable insurer out of the ranks. We're impressed with State Farm's high discounts for multiple bundled policies, including car, home, condo, renters or life insurance premiums. Many customers also enjoy its personalized local customer service.

How much can I save by bundling insurance?

In general, a 10% multipolicy discount runs standard. But while most insurance companies offer bundling, its policy options and discounts can vary. See how these major companies compare:

CompanyPolicies you can bundleDiscounts up to
AAA
  • Car
  • Home
  • Condo
  • Renters
  • Life
20% off car and home
Allstate
  • Home
  • Car
  • Life
10% off car and 25% off home
American Family
  • Car
  • Home
  • Condo
  • Renters
  • Life
  • Motorcycle
  • Umbrella
29% off car and 20% off home
Amica
  • Car
  • Home
  • Condo
  • Renters
  • Life
  • Umbrella
30% off total
Assurance
  • Car
  • Home
20% off total
Chubb
  • Car
  • Home
10% off total
Electric Insurance
  • Car
  • Home
25% off total
Farmers
  • Car
  • Home
  • Condo
  • Mobile home
  • Renters
  • Life
  • Motorcycle
  • Boat
  • RV
Not specified
Gabi
  • Car
  • Home
  • Condo
  • Renters
  • Landlord
  • Motorcycle
  • RV
  • Umbrella
Not specified
Geico
  • Home
  • Renters
  • Car
  • Motorcycle
  • Boat
  • RV
25% off multi-vehicle policies
Homesite
  • Home
  • Car
10% off total
Liberty Mutual
  • Car
  • Home
  • Renters
  • Life
  • Motorcycle
Possible savings of over $800 on car and home
Nationwide
  • Car
  • Home
  • Renters
  • Motorcycle
  • Boat
  • Life
20% off total
Progressive
  • Car
  • Home
  • Condo
  • Renters
  • Motorcycle
  • RV
  • Boat
5% to 12% on car and home
State Farm
  • Car
  • Home
  • Condo
  • Renters
  • Life
17% off total

How do I compare insurance bundles?

When looking at the insurance company that’s best for your bundling needs, consider factors like:
  • Types of policies offered. Major insurers offer a variety of insurance, so you can keep all your policies in one place. But you could save more by bundling the most expensive policies like home and car, then looking at low-cost insurers for other needs.
  • Total savings from bundling. Look at the amount you’ll save for bundling your policies. A 10% multipolicy discount is common, so anything higher could amount to steep savings.
  • Additional discounts and benefits. Consider other discounts you might qualify for, such as a claims-free record or military service. Also, some companies offer perks and freebies, saving you from paying for coverage you were planning to buy.
  • Overall price compared to other companies. No matter the size of the discount, you might save more money by buying insurance with separate companies. Consider a variety of quotes before making a final decision.

Compare even more car insurance companies

Name Product Finder Rating Roadside assistance New car protection Accident forgiveness Available states
Allstate
Optional
All 50 states
Your dedicated agent can help you find the best savings with multiple discounts and rewards programs.
Progressive
Optional
All 50 states & DC
Discover coverage that’s broader than competitors, valuable discounts up to 30% off and perks like shrinking deductibles that reward no claims.
Pretected
Pretected
Optional
All 50 states
Get your most compatible insurance options via a "smart matching" method aimed at finding you value.
The AARP Auto Insurance Program from the Hartford
Optional
All 50 states
Enjoy low rates for mature drivers, plus perks like new car replacement and lifetime repair guarantees. Only for drivers over age 50.
Clearcover
Optional
AZ, CA, GA, IL, IN, KY, LA, MD, MO, MS, NE, OH, OK, PA, TX, UT, VA, WI & WV
Get instant online support and score a low rate thanks to online data that sets premiums automatically.
Root
Available in 31 states
Track your driving to receive a low rate that reflects your driving skills, and enjoy a fully app-based policy experience.
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Compare up to 4 providers

Bottom line

Many people save money on insurance by bundling several policies with the same company. Common policy bundles include home and car, car and renters or car and motorcycle policies. But you’ll want to find insurance companies with the right mix of bundling, coverage and service options suited for you.

Common questions about the best bundling insurance

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