Get access to luxury airport lounges with the right credit card

The best US airport lounges and the credit cards that’ll get you in

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What does it take to get into an airport lounge? These credit cards will give you free access.

If you want to relax at an airport lounge, you might not need to buy a day pass to do so. Some credit cards give you complimentary or discounted access to select lounges.

There are four main lounges that come with credit card access: American Express Centurion Lounges, Delta Sky Clubs, United Clubs and American Airlines’ Admirals Clubs.

DFW Centurian Lounge American Express photo

Our pick for lounge access: The Platinum Card® from American Express

  • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
Promoted

The best US airport lounges with credit card access

In the following list, you’ll find the top American lounges that excel in quality and accessibility. Not only are they stellar, but you can also get into them for free with the right cards.

Compare airline credit cards

Airline lounges and the cards that get you in

Lounge State Card with free access Card with discounted access Cost to access without card Open to those without card?
Admirals Club – O’Hare International Airport IL N/A $59 Yes
Admirals Club – Honolulu International Airport HI
  • Citi® / AAdvantage® Executive World Elite™ Mastercard®
N/A $59 Yes
Admirals Club – Boston Logan International Airport MA
  • Citi® / AAdvantage® Executive World Elite™ Mastercard®
N/A $59 Yes
Airspace Lounge – San Diego International Airport CA N/A $25+ Yes
Amex Centurion Lounge – Dallas/Fort Worth International Airport TX
  • The Platinum Card® from American Express
  • American Express Centurion (Black) Card
American Express cards $50 No
Amex Centurion Lounge – George Bush Intercontinental Airport TX
  • The Platinum Card® from American Express
  • American Express Centurion (Black) Card
American Express cards $50 No
Amex Centurion Lounge – McCarran International Airport NV
  • The Platinum Card® from American Express
  • American Express Centurion (Black) Card
American Express cards $50 No
Amex Centurion Lounge – LaGuardia Airport NY
  • The Platinum Card® from American Express
  • American Express Centurion (Black) Card
American Express cards $50 No
Amex Centurion Lounge – Miami International Airport FL
  • The Platinum Card® from American Express
  • American Express Centurion (Black) Card
American Express cards $50 No
Amex Centurion Lounge – Seattle-Tacoma International Airport WA
  • The Platinum Card® from American Express
  • American Express Centurion (Black) Card
American Express cards $50 No
Amex Centurion Lounge – San Francisco International Airport CA
  • The Platinum Card® from American Express
  • American Express Centurion (Black) Card
American Express cards $50 No
Delta Sky Club – JFK International Airport, Terminal 4 NY

*Must have Delta flight ticket for access with these cards

American Express Gold/Platinum SkyMiles Credit Card $59 Yes
Delta Sky Club – O’Hare International Airport IL
  • The Platinum Card® from American Express
  • Business Platinum Card® from American Express OPEN
  • Delta Reserve Card/Delta Reserve for Business Credit Card® Card from American Express

*Must have Delta flight ticket for access with these cards

American Express Gold/Platinum SkyMiles Credit Card $59 Yes
Delta Sky Club – Miami International Airport FL
  • The Platinum Card® from American Express
  • Business Platinum Card® from American Express OPEN
  • Delta Reserve Card/Delta Reserve for Business Credit Card® Card from American Express

*Must have Delta flight ticket for access with these cards

American Express Gold/Platinum SkyMiles Credit Card $59 Yes
Delta Sky Club – Hartsfield-Jackson Atlanta International Airport, Concourse F GA
  • The Platinum Card® from American Express
  • Business Platinum Card® from American Express OPEN
  • Delta Reserve Card/Delta Reserve for Business Credit Card® Card from American Express

*Must have Delta flight ticket for access with these cards

American Express Gold/Platinum SkyMiles Credit Card $59 Yes
Delta Sky Club – Seattle-Tacoma International Airport WA
  • The Platinum Card® from American Express
  • Business Platinum Card® from American Express OPEN
  • Delta Reserve Card/Delta Reserve for Business Credit Card® Card from American Express

*Must have Delta flight ticket for access with these cards

American Express Gold/Platinum SkyMiles Credit Card $59 Yes
Escape Lounge MSP – Minneapolis-St. Paul International Airport MN
  • Chase Sapphire Reserve® (via Priority Pass)
  • Citi Prestige® Card (via Priority Pass)
  • The Platinum Card® from American Express (via Priority Pass)
  • Business Platinum Card® from American Express OPEN (via Priority Pass)
N/A $40-$45 Yes
Plumeria Lounge – Honolulu International Airport HI
  • Chase Sapphire Reserve® (via Priority Pass)
  • Citi Prestige® Card (via Priority Pass)
  • The Platinum Card® from American Express (via Priority Pass)
  • Business Platinum Card® from American Express OPEN (via Priority Pass)

*Must have Hawaiian Airlines flight ticket for access with these cards

N/A $40 Yes
The Club at MCO – Orlando International Airport FL
  • Chase Sapphire Reserve® (via Priority Pass)
  • Citi Prestige® Card (via Priority Pass)
  • The Platinum Card® from American Express (via Priority Pass)
  • Business Platinum Card® from American Express OPEN (via Priority Pass)
N/A $40 Yes
The Club at SJC – Mineta San Jose International Airport CA
  • Chase Sapphire Reserve® (via Priority Pass)
  • Citi Prestige® Card (via Priority Pass)
  • The Platinum Card® from American Express (via Priority Pass)
  • Business Platinum Card® from American Express OPEN (via Priority Pass)
N/A $40 Yes
United Club – O’Hare International Airport, Concourse C IL N/A $59 Yes
United Club – Dallas/Fort Worth International Airport TX
  • United MileagePlus® Club card
  • United MileagePlus® Club Business Card
N/A $59 Yes
United Club – Hartsfield-Jackson Atlanta International Airport GA
  • United MileagePlus® Club card
  • United MileagePlus® Club Business Card
N/A $59 Yes
Virgin America Loft – Los Angeles International Airport CA
  • Chase Sapphire Reserve® (via Priority Pass)
  • Citi Prestige® Card (via Priority Pass)
  • The Platinum Card® from American Express (via Priority Pass)
  • Business Platinum Card® from American Express OPEN (via Priority Pass)

*Must be flying with Virgin or Virgin partner airlines or departing from LAX Terminal 3. Complimentary access for guests with First Class long-haul tickets.

N/A $30 Yes

Compare travel rewards credit cards

Updated October 21st, 2018
Name Product Welcome Offer Reward Value per Dollar Annual Fee
60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
1 points
$550
Get 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5X points on eligible hotels booked on amextravel.com. Rates & Fees
25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.
1 points
$250
25,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months Rates & Fees
75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.
2 points
$0 annual fee for the first year ($95 thereafter)
Enjoy a $0 annual fee on the first year and earn up to 2 Starpoints® for every dollar of eligible purchases. Rates & Fees
125,000 Hilton Honors Bonus Points with the Hilton Honors American Express Ascend Card after you use your new Card to make $2,000 in eligible purchases within the first 3 months of Card Membership.
3 points
$95
Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new Card within the first 3 months of Card Membership. Rates & Fees
75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new Card to make $1,000 in eligible purchases within the first 3 months of Card Membership.
3 points
$0
Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the Card within your first 3 months of Card Membership. Rates & Fees
10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months.
1 miles
$0
Earn 10,000 Bonus Miles after spending $500 in purchases on your new Card in your first 3 months of Card Membership. Rates & Fees
30,000 Bonus Miles after spending $1,000 in purchases on your new card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new card within your first 3 months.
1 miles
$0 annual fee for the first year ($95 thereafter)
30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months. Rates & Fees
1 points
$195
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
1 points
$495
Mastercard Black Card members receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
2 points
$995
Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one (1) point for every one dollar ($1) you spend. Every purchase gets you closer to the rewards you want.
An intro offer rewards cardholders with a $250 value (25,000 online bonus points) after spending $1,000 within the first 90 days of account opening
1.5 points
$0
An intro offer rewards cardholders with a $250 value (25,000 online bonus points) after spending $1,000 within the first 90 days of account opening
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
1 points
$0 annual fee for the first year ($95 thereafter)
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Earn 50,000 bonus points - a $500 value - after spending $3,000 in the first 90 days of account opening
1.5 points
$95
Earn unlimited 2 points for every $1 spent on travel and dining purchases and 1.5 points for every $1 spent on all other purchases.
50,000 BONUS POINTS after spending $4,000 on purchases in the first 3 months from account opening* — that's $750 toward travel when you redeem through Chase Ultimate Rewards®.
1 points
$450
Earn 50,000 BONUS POINTS after spending $4,000 on purchases in the first 3 months from account opening* — that's $750 toward travel when you redeem through Chase Ultimate Rewards®.
2 miles
$0 annual fee for the first year ($95 thereafter)
1 miles
$0 annual fee for the first year ($95 thereafter)
40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening.* Plus a $100 statement credit after your first purchase.
40,000 bonus points after you spend $1,000 on purchases in the first 3 months your account is open
1 points
$99
40,000 bonus points after you spend $1,000 on purchases in the first 3 months your account is open

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Adrienne Fuller

Adrienne Fuller leads the publishing team at finder.com. She has one goal: to deliver the accurate and transparent information she wishes she had when she made some of life's important financial decisions. When she's not helping folks save money, she's hiking with her two Catahoulas around her home in San Diego.

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US Credit Card Offers

Important Information*
Deserve® Classic Card
Deserve® Classic Card

APR

24.49
variable

Annual fee

0 For the first year
More info
Luxury Card Mastercard® Gold Card™
Luxury Card Mastercard® Gold Card™

APR

16.74
variable

Annual fee

995 For the first year
More info
First Access Visa Card®
First Access Visa Card®

APR

29.99
variable

Annual fee

75 For the first year
More info
Indigo® Platinum Mastercard® Credit Card
Indigo® Platinum Mastercard® Credit Card

APR

23.9
variable

Annual fee

75 For the first year
More info
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