Get access to luxury airport lounges with the right credit card

The best US airport lounges and the credit cards that’ll get you in

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What does it take to get into an airport lounge? These credit cards will give you free access.

If you want to relax at an airport lounge, you might not need to buy a day pass to do so. Some credit cards give you complimentary or discounted access to select lounges.

There are four main lounges that come with credit card access: American Express Centurion Lounges, Delta Sky Clubs, United Clubs and American Airlines’ Admirals Clubs.

DFW Centurian Lounge American Express photo

The best US airport lounges with credit card access

In the following list, you’ll find the top American lounges that excel in quality and accessibility. Not only are they stellar, but you can also get into them for free with the right cards.

Compare airline credit cards

Airline lounges and the cards that get you in

Lounge State Card with free access Card with discounted access Cost to access without card Open to those without card?
Admirals Club – O’Hare International Airport IL N/A $59 Yes
Admirals Club – Honolulu International Airport HI
  • Citi® / AAdvantage® Executive World Elite™ Mastercard®
N/A $59 Yes
Admirals Club – Boston Logan International Airport MA
  • Citi® / AAdvantage® Executive World Elite™ Mastercard®
N/A $59 Yes
Airspace Lounge – San Diego International Airport CA N/A $25+ Yes
Amex Centurion Lounge – Dallas/Fort Worth International Airport TX
  • Platinum Card® from American Express
  • American Express Centurion (Black) Card
American Express cards $50 No
Amex Centurion Lounge – George Bush Intercontinental Airport TX
  • Platinum Card® from American Express
  • American Express Centurion (Black) Card
American Express cards $50 No
Amex Centurion Lounge – McCarran International Airport NV
  • Platinum Card® from American Express
  • American Express Centurion (Black) Card
American Express cards $50 No
Amex Centurion Lounge – LaGuardia Airport NY
  • Platinum Card® from American Express
  • American Express Centurion (Black) Card
American Express cards $50 No
Amex Centurion Lounge – Miami International Airport FL
  • Platinum Card® from American Express
  • American Express Centurion (Black) Card
American Express cards $50 No
Amex Centurion Lounge – Seattle-Tacoma International Airport WA
  • Platinum Card® from American Express
  • American Express Centurion (Black) Card
American Express cards $50 No
Amex Centurion Lounge – San Francisco International Airport CA
  • Platinum Card® from American Express
  • American Express Centurion (Black) Card
American Express cards $50 No
Delta Sky Club – JFK International Airport, Terminal 4 NY

*Must have Delta flight ticket for access with these cards

American Express Gold/Platinum SkyMiles Credit Card $59 Yes
Delta Sky Club – O’Hare International Airport IL
  • Platinum Card® from American Express
  • Business Platinum Card® from American Express OPEN
  • Delta Reserve Card/Delta Reserve for Business Credit Card® Card from American Express

*Must have Delta flight ticket for access with these cards

American Express Gold/Platinum SkyMiles Credit Card $59 Yes
Delta Sky Club – Miami International Airport FL
  • Platinum Card® from American Express
  • Business Platinum Card® from American Express OPEN
  • Delta Reserve Card/Delta Reserve for Business Credit Card® Card from American Express

*Must have Delta flight ticket for access with these cards

American Express Gold/Platinum SkyMiles Credit Card $59 Yes
Delta Sky Club – Hartsfield-Jackson Atlanta International Airport, Concourse F GA
  • Platinum Card® from American Express
  • Business Platinum Card® from American Express OPEN
  • Delta Reserve Card/Delta Reserve for Business Credit Card® Card from American Express

*Must have Delta flight ticket for access with these cards

American Express Gold/Platinum SkyMiles Credit Card $59 Yes
Delta Sky Club – Seattle-Tacoma International Airport WA
  • Platinum Card® from American Express
  • Business Platinum Card® from American Express OPEN
  • Delta Reserve Card/Delta Reserve for Business Credit Card® Card from American Express

*Must have Delta flight ticket for access with these cards

American Express Gold/Platinum SkyMiles Credit Card $59 Yes
Escape Lounge MSP – Minneapolis-St. Paul International Airport MN
  • Chase Sapphire Reserve® (via Priority Pass)
  • Citi Prestige® Card (via Priority Pass)
  • Platinum Card® from American Express (via Priority Pass)
  • Business Platinum Card® from American Express OPEN (via Priority Pass)
N/A $40-$45 Yes
Plumeria Lounge – Honolulu International Airport HI
  • Chase Sapphire Reserve® (via Priority Pass)
  • Citi Prestige® Card (via Priority Pass)
  • Platinum Card® from American Express (via Priority Pass)
  • Business Platinum Card® from American Express OPEN (via Priority Pass)

*Must have Hawaiian Airlines flight ticket for access with these cards

N/A $40 Yes
The Club at MCO – Orlando International Airport FL
  • Chase Sapphire Reserve® (via Priority Pass)
  • Citi Prestige® Card (via Priority Pass)
  • Platinum Card® from American Express (via Priority Pass)
  • Business Platinum Card® from American Express OPEN (via Priority Pass)
N/A $40 Yes
The Club at SJC – Mineta San Jose International Airport CA
  • Chase Sapphire Reserve® (via Priority Pass)
  • Citi Prestige® Card (via Priority Pass)
  • Platinum Card® from American Express (via Priority Pass)
  • Business Platinum Card® from American Express OPEN (via Priority Pass)
N/A $40 Yes
United Club – O’Hare International Airport, Concourse C IL N/A $59 Yes
United Club – Dallas/Fort Worth International Airport TX
  • United MileagePlus® Club card
  • United MileagePlus® Club Business Card
N/A $59 Yes
United Club – Hartsfield-Jackson Atlanta International Airport GA
  • United MileagePlus® Club card
  • United MileagePlus® Club Business Card
N/A $59 Yes
Virgin America Loft – Los Angeles International Airport CA
  • Chase Sapphire Reserve® (via Priority Pass)
  • Citi Prestige® Card (via Priority Pass)
  • Platinum Card® from American Express (via Priority Pass)
  • Business Platinum Card® from American Express OPEN (via Priority Pass)

*Must be flying with Virgin or Virgin partner airlines or departing from LAX Terminal 3. Complimentary access for guests with First Class long-haul tickets.

N/A $30 Yes

Compare rewards credit cards

Name Product Welcome Bonus Reward Value per Dollar Annual Fee
1.5 points
$0
Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees
1 points
$495
Mastercard Black Card members receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
1 points
$195
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
2 points
$995
Earn points every time you spend. Luxury Card enhances your purchasing power by providing you with one (1) point for every one dollar ($1) you spend. Every purchase gets you closer to the rewards you want.
Earn 15,000 points after spending $1,000 in the first 3 months
1 points
$95
15,000 Membership Rewards points after you spend $1,000 in the first 3 months of opening your account
Earn 10,000 points after spending $1,000 in the first 3 months
1 points
$0
Earn 10,000 Membership Rewards® Points after you use your new Card to make $1,000 in purchases in your first 3 months.
Earn 200 cash back after spending $1,000 in the first 3 months
1% cash back
$0
Earn $200 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $200 back in the form of a statement credit.
Earn 250 cash back after spending $1,000 in the first 3 months
1% cash back
$95
Earn $250 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $250 back in the form of a statement credit.
Earn 150 cash back after spending $500 in the first 3 months
1.5% cash back
$0
Earn unlimited 1.5% cash back on every purchase - it's automatic. No minimum to redeem for cash back.

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Adrienne Fuller

Adrienne Fuller leads the publishing team at finder.com. She has one goal: to deliver the accurate and transparent information she wishes she had when she made some of life's important financial decisions. When she's not helping folks save money, she's hiking with her two Catahoulas around her home in San Diego.

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US Credit Card Offers

Important Information*
Deserve® Classic Card
Deserve® Classic Card

APR

24.49
variable

Annual fee

0 For the first year
More info
Luxury Card Mastercard® Gold Card™
Luxury Card Mastercard® Gold Card™

APR

16.74
variable

Annual fee

995 For the first year
More info
First Access Visa Card®
First Access Visa Card®

APR

29.99
variable

Annual fee

75 For the first year
More info
Indigo® Platinum Mastercard® Credit Card
Indigo® Platinum Mastercard® Credit Card

APR

23.9
variable

Annual fee

75 For the first year
More info
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