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The best US airport lounges and the credit cards that’ll get you in

What does it take to get into an airport lounge? These credit cards will give you free access.

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Amy Bradney-George
Updated
Fact checked
If you want to relax at an airport lounge, you might not need to buy a day pass to do so. Some credit cards give you complimentary or discounted access to select lounges.

There are four main lounges that come with credit card access: American Express Centurion Lounges, Delta Sky Clubs, United Clubs and American Airlines’ Admirals Clubs.

Compare credit cards that offer lounge access

Name Product Foreign transaction fee Welcome offer Rewards Filter values
The Platinum Card® from American Express
The Platinum Card® from American Express
None
100,000 points after spending $6,000 in your first 6 months, plus 10x points at restaurants worldwide and when you Shop Small in the US on up to $25,000 in combined eligible purchases in the same timeframe
10x points at restaurants worldwide and when you Shop Small in the US on up to $25,000 combined in the first 6 months, 5x points on prepaid hotels booked with American Express Travel, 5x points on directly-booked flights on up to $500,000 annually, then 1x points after that and on other eligible purchases

New Platinum Exclusive Offer

 One of the most valuable premium travel cards, featuring two welcome offers worth up to $7,000 based on Finder's valuation, multiple travel credits and unrivaled lounge access. Terms apply, see rates & fees
Apply now
View details
Luxury Card Mastercard® Black Card™
Luxury Card Mastercard® Black Card™
None
N/A
1x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
Apply now
View details
Luxury Card Mastercard® Gold Card™
Luxury Card Mastercard® Gold Card™
None
N/A
1x points on all purchases with 2% point value when you redeem for airfare or cash back
Earn 2% point value when redeemed for airfare or cash back through the Luxury rewards program.
Apply now
View details
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Compare up to 4 providers

See a virtual tour of the most popular lounges:

DFW Centurian Lounge American Express photo

The best US airport lounges with credit card access

In the following list, you’ll find the top American lounges that excel in quality and accessibility. Not only are they stellar, but you can also get into them for free with the right cards.

Compare airline credit cards

Airline lounges and the cards that get you in

LoungeStateCard with free accessCard with discounted accessCost to access without cardOpen to those without card?
Admirals Club – O’Hare International AirportILN/A$59Yes
Admirals Club – Honolulu International AirportHI
  • Citi® / AAdvantage® Executive World Eliteâ„¢ Mastercard®
N/A$59Yes
Admirals Club – Boston Logan International AirportMA
  • Citi® / AAdvantage® Executive World Eliteâ„¢ Mastercard®
N/A$59Yes
Airspace Lounge – San Diego International AirportCAN/A$25+Yes
Amex Centurion Lounge – Dallas/Fort Worth International AirportTXAmerican Express cardsN/A; Platinum Card and Centurion members can purchase passes for additional guests at $50 eachNo
Amex Centurion Lounge – George Bush Intercontinental AirportTX
  • The Platinum Card® from American Express
  • Centurion® Card from American Express
  • Delta SkyMiles® Reserve American Express Card
  • Delta SkyMiles® Reserve Business American Express Card
American Express cardsN/A; Platinum Card and Centurion members can purchase passes for additional guests at $50 eachNo
Amex Centurion Lounge – McCarran International AirportNV
  • The Platinum Card® from American Express
  • Centurion® Card from American Express
  • Delta SkyMiles® Reserve American Express Card
  • Delta SkyMiles® Reserve Business American Express Card
American Express cardsN/A; Platinum Card and Centurion members can purchase passes for additional guests at $50 eachNo
Amex Centurion Lounge – LaGuardia AirportNY
  • The Platinum Card® from American Express
  • Centurion® Card from American Express
  • Delta SkyMiles® Reserve American Express Card
  • Delta SkyMiles® Reserve Business American Express Card
American Express cardsN/A; Platinum Card and Centurion members can purchase passes for additional guests at $50 eachNo
Amex Centurion Lounge – Miami International AirportFL
  • The Platinum Card® from American Express
  • Centurion® Card from American Express
  • Delta SkyMiles® Reserve American Express Card
  • Delta SkyMiles® Reserve Business American Express Card
American Express cardsN/A; Platinum Card and Centurion members can purchase passes for additional guests at $50 eachNo
Amex Centurion Lounge – Seattle-Tacoma International AirportWA
  • The Platinum Card® from American Express
  • Centurion® Card from American Express
  • Delta SkyMiles® Reserve American Express Card
  • Delta SkyMiles® Reserve Business American Express Card
American Express cardsN/A; Platinum Card and Centurion members can purchase passes for additional guests at $50 eachNo
Amex Centurion Lounge – San Francisco International AirportCA
  • The Platinum Card® from American Express
  • Centurion® Card from American Express
  • Delta SkyMiles® Reserve American Express Card
  • Delta SkyMiles® Reserve Business American Express Card
American Express cardsN/A; Platinum Card and Centurion members can purchase passes for additional guests at $50 eachNo
Delta Sky Club – JFK International Airport, Terminal 4NY

*Must have Delta flight ticket for access with these cards

Delta SkyMiles® Platinum American Express Card / Delta SkyMiles® Platinum Business American Express Card$545 (one-year individual membership)Yes (paid membership, Gold+ Medallion Status, Delta One fares, etc.)
Delta Sky Club – O’Hare International AirportIL
  • The Platinum Card® from American Express
  • The Business Platinum Card® from American Express
  • Delta SkyMiles® Reserve American Express Card/Delta SkyMiles® Reserve Business American Express Card

*Must have Delta flight ticket for access with these cards

Delta SkyMiles® Platinum American Express Card / Delta SkyMiles® Platinum Business American Express Card$545 (one-year individual membership)Yes (paid membership, Gold+ Medallion Status, Delta One fares, etc.)
Delta Sky Club – Miami International AirportFL
  • The Platinum Card® from American Express
  • The Business Platinum Card® from American Express
  • Delta SkyMiles® Reserve American Express Card/Delta SkyMiles® Reserve Business American Express Card

*Must have Delta flight ticket for access with these cards

Delta SkyMiles® Platinum American Express Card / Delta SkyMiles® Platinum Business American Express Card$545 (one-year individual membership)Yes (paid membership, Gold+ Medallion Status, Delta One fares, etc.)
Delta Sky Club – Hartsfield-Jackson Atlanta International Airport, Concourse FGA
  • The Platinum Card® from American Express
  • The Business Platinum Card® from American Express
  • Delta SkyMiles® Reserve American Express Card/Delta SkyMiles® Reserve Business American Express Card Card from American Express

*Must have Delta flight ticket for access with these cards

Delta SkyMiles® Platinum American Express Card / Delta SkyMiles® Platinum Business American Express Card$545 (one-year individual membership)Yes (paid membership, Gold+ Medallion Status, Delta One fares, etc.)
Delta Sky Club – Seattle-Tacoma International AirportWA
  • The Platinum Card® from American Express
  • The Business Platinum Card® from American Express
  • Delta SkyMiles® Reserve American Express Card/Delta SkyMiles® Reserve Business American Express Card

*Must have Delta flight ticket for access with these cards

Delta SkyMiles® Platinum American Express Card / Delta SkyMiles® Platinum Business American Express Card$545 (one-year individual membership)Yes (paid membership, Gold+ Medallion Status, Delta One fares, etc.)
Escape Lounge MSP – Minneapolis-St. Paul International AirportMN
  • Chase Sapphire Reserve® (via Priority Pass)
  • The Platinum Card® from American Express (via Priority Pass)
  • The Business Platinum Card® from American Express (via Priority Pass)
N/A$40-$45Yes
Plumeria Lounge – Honolulu International AirportHI
  • Chase Sapphire Reserve® (via Priority Pass)
  • The Platinum Card® from American Express (via Priority Pass)
  • The Business Platinum Card® from American Express (via Priority Pass)

*Must have Hawaiian Airlines flight ticket for access with these cards

N/A$40Yes
The Club at MCO – Orlando International AirportFL
  • Chase Sapphire Reserve® (via Priority Pass)
  • The Platinum Card® from American Express (via Priority Pass)
  • The Business Platinum Card® from American Express (via Priority Pass)
N/A$40Yes
The Club at SJC – Mineta San Jose International AirportCA
  • Chase Sapphire Reserve® (via Priority Pass)
  • The Platinum Card® from American Express (via Priority Pass)
  • The Business Platinum Card® from American Express (via Priority Pass)
N/A$40Yes
United Club – O’Hare International Airport, Concourse CILN/A$59Yes
United Club – Dallas/Fort Worth International AirportTX
  • United MileagePlus® Club card
  • United Clubâ„  Business Card
N/A$59Yes
United Club – Hartsfield-Jackson Atlanta International AirportGA
  • United MileagePlus® Club card
  • United Clubâ„  Business Card
N/A$59Yes
Virgin America Loft – Los Angeles International AirportCA
  • The Platinum Card® from American Express (via Priority Pass)
  • The Business Platinum Card® from American Express (via Priority Pass)

*Must be flying with Virgin or Virgin partner airlines or departing from LAX Terminal 3. Complimentary access for guests with First Class long-haul tickets.

N/A$30Yes

The information about Citi® / AAdvantage® Executive World Elite™ Mastercard® and Citi Prestige® Credit Card have been collected independently by Finder and and has not been reviewed or provided by the issuer.

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