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The best US airport lounges and the credit cards that’ll get you in

What does it take to get into an airport lounge? These credit cards will give you free access.

Amy Bradney-George
Amy Bradney-George

Updated

Fact checked

Our pick for airport lounge access: Chase Sapphire Reserve®

Chase Sapphire Reserve® logo

50,000-point

Signup bonus after spending $4,000 in first 3 months

  • Not just for travel: Get DoorDash perks,10x points on Lyft and 3x on dining
  • Signup bonus worth $750 with Chase Ultimate Rewards
  • $300 annual travel credit
Apply now
If you want to relax at an airport lounge, you might not need to buy a day pass to do so. Some credit cards give you complimentary or discounted access to select lounges.

There are four main lounges that come with credit card access: American Express Centurion Lounges, Delta Sky Clubs, United Clubs and American Airlines’ Admirals Clubs.

Compare credit cards that offer lounge access

Data indicated here is updated regularly
Name Product Foreign transaction fee Welcome offer Rewards Filter values
The Platinum Card® from American Express
The Platinum Card® from American Express
None
75,000 points after spending $5,000 in your first 6 months, plus 10x points at US gas stations and US supermarkets on up to $15,000 in combined purchases in the same timeframe
10x points at US gas stations and US supermarkets on up to $15,000 combined in the first 6 months, 5x points on directly-booked flights or on flights and hotels on Amex Travel. 1x points on all other purchases. Starting January 1, 2021, your 5x points on flights will be capped on up to $500,000 annually (then 1x points).
One of the most valuable premium travel cards, featuring two welcome offers worth up to $4,500, multiple travel credits and unrivaled lounge access. Rates & fees
Apply now
View details
Chase Sapphire Reserve®
Chase Sapphire Reserve®
None
50,000 points after spending $4,000 in the first 3 months
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.
Apply now
View details
Marriott Bonvoy Brilliant™ American Express® Card
Marriott Bonvoy Brilliant™ American Express® Card
None
100,000 points after spending $5,000 in the first 3 months, plus earn 25,000 after the first anniversary of card membership (offer expires 1/13/2021)
6x points at Marriott Bonvoy hotels, 3x at US restaurants and on flights booked directly with airlines and 2x for all other purchases
Earn 100,000 bonus points when you spend $5,000 or more within your first 3 months, plus earn 25,000 after the first anniversary of card membership (offer expires 1/13/2021). Rates & fees
Apply now
View details
Luxury Card Mastercard® Black Card™
Luxury Card Mastercard® Black Card™
None
N/A
1x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
Apply now
View details
Hilton Honors American Express Surpass® Card
Hilton Honors American Express Surpass® Card
None
130,000 points after spending $2,000 in the first 3 months
12x points on Hilton Portfolio spending, 6x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
With a big welcome offer worth up to $650, up to 12x points on spending, and free Gold status, this is an upgrade from the entry Hilton card. Rates & fees
Apply now
View details
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Compare up to 4 providers

See a virtual tour of the most popular lounges:

DFW Centurian Lounge American Express photo

The best US airport lounges with credit card access

In the following list, you’ll find the top American lounges that excel in quality and accessibility. Not only are they stellar, but you can also get into them for free with the right cards.

Compare airline credit cards

Airline lounges and the cards that get you in

Lounge State Card with free access Card with discounted access Cost to access without card Open to those without card?
Admirals Club – O’Hare International Airport IL N/A $59 Yes
Admirals Club – Honolulu International Airport HI
  • Citi® / AAdvantage® Executive World Elite™ Mastercard®
 N/A $59 Yes
Admirals Club – Boston Logan International Airport MA
  • Citi® / AAdvantage® Executive World Elite™ Mastercard®
 N/A $59 Yes
Airspace Lounge – San Diego International Airport CA N/A $25+ Yes
Amex Centurion Lounge – Dallas/Fort Worth International Airport TX American Express cards N/A; Platinum Card and Centurion members can purchase passes for additional guests at $50 each No
Amex Centurion Lounge – George Bush Intercontinental Airport TX
  • The Platinum Card® from American Express
  • Centurion® Card from American Express
  • Delta SkyMiles® Reserve American Express Card
  • Delta SkyMiles® Reserve Business American Express Card
 American Express cards N/A; Platinum Card and Centurion members can purchase passes for additional guests at $50 each No
Amex Centurion Lounge – McCarran International Airport NV
  • The Platinum Card® from American Express
  • Centurion® Card from American Express
  • Delta SkyMiles® Reserve American Express Card
  • Delta SkyMiles® Reserve Business American Express Card
 American Express cards N/A; Platinum Card and Centurion members can purchase passes for additional guests at $50 each No
Amex Centurion Lounge – LaGuardia Airport NY
  • The Platinum Card® from American Express
  • Centurion® Card from American Express
  • Delta SkyMiles® Reserve American Express Card
  • Delta SkyMiles® Reserve Business American Express Card
 American Express cards N/A; Platinum Card and Centurion members can purchase passes for additional guests at $50 each No
Amex Centurion Lounge – Miami International Airport FL
  • The Platinum Card® from American Express
  • Centurion® Card from American Express
  • Delta SkyMiles® Reserve American Express Card
  • Delta SkyMiles® Reserve Business American Express Card
 American Express cards N/A; Platinum Card and Centurion members can purchase passes for additional guests at $50 each No
Amex Centurion Lounge – Seattle-Tacoma International Airport WA
  • The Platinum Card® from American Express
  • Centurion® Card from American Express
  • Delta SkyMiles® Reserve American Express Card
  • Delta SkyMiles® Reserve Business American Express Card
 American Express cards N/A; Platinum Card and Centurion members can purchase passes for additional guests at $50 each No
Amex Centurion Lounge – San Francisco International Airport CA
  • The Platinum Card® from American Express
  • Centurion® Card from American Express
  • Delta SkyMiles® Reserve American Express Card
  • Delta SkyMiles® Reserve Business American Express Card
 American Express cards N/A; Platinum Card and Centurion members can purchase passes for additional guests at $50 each No
Delta Sky Club – JFK International Airport, Terminal 4 NY

*Must have Delta flight ticket for access with these cards

 Delta SkyMiles® Platinum American Express Card / Delta SkyMiles® Platinum Business American Express Card $545 (one-year individual membership) Yes (paid membership, Gold+ Medallion Status, Delta One fares, etc.)
Delta Sky Club – O’Hare International Airport IL
  • The Platinum Card® from American Express
  • The Business Platinum Card® from American Express
  • Delta SkyMiles® Reserve American Express Card/Delta SkyMiles® Reserve Business American Express Card

*Must have Delta flight ticket for access with these cards

 Delta SkyMiles® Platinum American Express Card / Delta SkyMiles® Platinum Business American Express Card $545 (one-year individual membership) Yes (paid membership, Gold+ Medallion Status, Delta One fares, etc.)
Delta Sky Club – Miami International Airport FL
  • The Platinum Card® from American Express
  • The Business Platinum Card® from American Express
  • Delta SkyMiles® Reserve American Express Card/Delta SkyMiles® Reserve Business American Express Card

*Must have Delta flight ticket for access with these cards

 Delta SkyMiles® Platinum American Express Card / Delta SkyMiles® Platinum Business American Express Card $545 (one-year individual membership) Yes (paid membership, Gold+ Medallion Status, Delta One fares, etc.)
Delta Sky Club – Hartsfield-Jackson Atlanta International Airport, Concourse F GA
  • The Platinum Card® from American Express
  • The Business Platinum Card® from American Express
  • Delta SkyMiles® Reserve American Express Card/Delta SkyMiles® Reserve Business American Express Card Card from American Express

*Must have Delta flight ticket for access with these cards

 Delta SkyMiles® Platinum American Express Card / Delta SkyMiles® Platinum Business American Express Card $545 (one-year individual membership) Yes (paid membership, Gold+ Medallion Status, Delta One fares, etc.)
Delta Sky Club – Seattle-Tacoma International Airport WA
  • The Platinum Card® from American Express
  • The Business Platinum Card® from American Express
  • Delta SkyMiles® Reserve American Express Card/Delta SkyMiles® Reserve Business American Express Card

*Must have Delta flight ticket for access with these cards

 Delta SkyMiles® Platinum American Express Card / Delta SkyMiles® Platinum Business American Express Card $545 (one-year individual membership) Yes (paid membership, Gold+ Medallion Status, Delta One fares, etc.)
Escape Lounge MSP – Minneapolis-St. Paul International Airport MN
  • Chase Sapphire Reserve® (via Priority Pass)
  • The Platinum Card® from American Express (via Priority Pass)
  • The Business Platinum Card® from American Express (via Priority Pass)
 N/A $40-$45 Yes
Plumeria Lounge – Honolulu International Airport HI
  • Chase Sapphire Reserve® (via Priority Pass)
  • The Platinum Card® from American Express (via Priority Pass)
  • The Business Platinum Card® from American Express (via Priority Pass)

*Must have Hawaiian Airlines flight ticket for access with these cards

 N/A $40 Yes
The Club at MCO – Orlando International Airport FL
  • Chase Sapphire Reserve® (via Priority Pass)
  • The Platinum Card® from American Express (via Priority Pass)
  • The Business Platinum Card® from American Express (via Priority Pass)
 N/A $40 Yes
The Club at SJC – Mineta San Jose International Airport CA
  • Chase Sapphire Reserve® (via Priority Pass)
  • The Platinum Card® from American Express (via Priority Pass)
  • The Business Platinum Card® from American Express (via Priority Pass)
 N/A $40 Yes
United Club – O’Hare International Airport, Concourse C IL N/A $59 Yes
United Club – Dallas/Fort Worth International Airport TX
  • United MileagePlus® Club card
  • United Club℠ Business Card
 N/A $59 Yes
United Club – Hartsfield-Jackson Atlanta International Airport GA
  • United MileagePlus® Club card
  • United Club℠ Business Card
 N/A $59 Yes
Virgin America Loft – Los Angeles International Airport CA
  • The Platinum Card® from American Express (via Priority Pass)
  • The Business Platinum Card® from American Express (via Priority Pass)

*Must be flying with Virgin or Virgin partner airlines or departing from LAX Terminal 3. Complimentary access for guests with First Class long-haul tickets.

 N/A $30 Yes

The information about Citi® / AAdvantage® Executive World Elite™ Mastercard® and Citi Prestige® Credit Card have been collected independently by Finder and and has not been reviewed or provided by the issuer.

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