Finder rating 3.8 / 5 ★★★★★
- Easily accessible interest. If you have an eligible Discover bank account, you can have your CD interest automatically deposited into that account each month.
- Low withdrawal fees. Compared to some other online banks, Discover's early withdrawal fees are relatively low.
- High opening deposit. You'll need at least $2,500 to open a Discover CD, which is much higher than other options on our list.
- No partial withdrawals. If you need to withdraw your money early, you'll have to take out the full amount as Discover doesn't accept partial withdrawals.