BECU routing numbers

BECU uses different routing numbers depending on several factors, including payment type and the transaction's origin or destination. You'll need this eight to 11-digit code so that banks can locate your account and process transactions like checks, automatic payments, online payments and money transfers in the US and worldwide. Learn how to find the exact routing number you need for your BECU account.

Which BECU routing number do I need?

The routing number you need to send or receive money through BECU depends on whether your payment or transfer is domestic or international.

Transaction	Type of routing number	BECU code
Payments and debits between US accounts	ACH routing number	325081403
Wire payments between US accounts	Domestic wire transfer number	325081403
Wire payments to an international account	SWIFT code	WFBIUS6WFFX

BECU ACH transfer routing number

The ACH routing number for BECU is 325081403. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to.

BECU wire transfer routing number

The routing number for US wire transfers through BECU is 325081403. You can use this same number to receive international wire transfers to your BECU account.

BECU SWIFT code

The SWIFT code for international wire transfers through BECU is WFBIUS6WFFX. SWIFT codes are a unique combination of letters and numbers that identify specific banks and financial institutions around the globe. Codes indicate four pieces of information used to exchange money internationally between accounts:

• The bank's name
• Its country code
• Its main headquarters
• A particular branch

How to confirm the routing number for BECU on your own

Look at a paper check associated with your BECU account to find the routing and account numbers for your account.

Other ways to confirm the correct BECU routing number include:

• Call your bank. Your local BECU branch or toll-free support line can provide you with routing numbers.
• Sign in to your online account. Many online bank systems allow you to view the routing and account numbers from your customer dashboard.
• Search Fedwire. Use your name, city or state to look up routing numbers for BECU or double-check the one you have is correct.

Can routing numbers for BECU change?

Yes. A bank may be assigned more than one routing number depending on its size and the number of states it services. While BECU is headquartered in Tukwila, services or branches in states outside of Washington may require a different routing number. Confirm routing numbers with a BECU agent if you're not sure.

Bottom line

Routing numbers help banks identify your exact account to make digital payments, transfer money and even process paper checks between branches, states and countries. Learn more about how BECU and other financial institutions use these codes to manage your money in our guide to routing numbers.