BBVA Visa® Business Rewards Credit Card review
Get rewards on office supplies, gas and dining.
- Get this card if you mostly spend on office supplies, gas and dining.
- Pick something else if you want rewards on other categories.
- Apply with fair to excellent credit score of 670 or higher.
Up to 3x
Intro purchase APR
for the first 9 months (then 9.24% to 23.24% variable)
Recommended credit score
|Rewards||3x points at office supply stores |
2x points at gas stations and restaurants
1x points on all purchases
|Purchase APR||0% intro for the first 9 months (then 9.24% to 23.24% variable)|
|Balance transfer APR||0% or 3.99% intro APR on balance transfers requested within 90 days for one year (then 9.24% to 23.24%) variable|
|Recommended minimum credit score||670|
Kliment Dukovski is a credit cards and investments writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
The BBVA Visa® Business Rewards Credit Card comes with a $0 annual fee and a 0% intro APR period on purchases.
What’s more, you get to earn 3x points at office supply stores and 2x points at gas stations and restaurants. You also get to save up to 15% at participating stores with Visa® SavingsEdge. Other business perks include free employee cards with individualized spending limits and simplified recordkeeping and online tools to help you with account management.
On the downside — you can only apply for the card if you live in the following states:
• New Mexico
Overall, if you’re looking for a simple rewards card for your business with no annual fee, this could be an option worth considering. But if you live outside the area and you can’t apply for the card, compare other business credit cards.
How to apply for the BBVA Visa® Business Rewards Credit Card
Unfortunately, you can’t apply for this card online. Instead, here are your options:
- Call 844-BBVA USA or visit a BBVA branch.
- Request to apply for the card.
- Fill out the application form and submit.
What credit score do I need?
Increase your chances of approval with a good to excellent credit score of 670 or higher. But you can also apply with a fair credit of 630.
Compare business credit cards
If you’re looking for a decent business credit card with no annual fee, the BBVA Visa® Business Rewards Credit Card could be an option worth considering. You get to earn accelerated points at office supply stores, gas stations and restaurants, plus you get to earn signup bonus and save money on interest with a long 0% intro APR period on purchases.
If you can’t apply for the BBVA Visa® Business Rewards Credit Card or if you don’t like its perks, check out the best business credit card options that’ll let you earn rewards on business purchases.