Finder makes money from featured partners, but editorial opinions are our own. Advertiser Disclosure
One of the benefits of having a credit card is getting access to a credit limit you can borrow from when needed. Your provider determines the limit when you get the card, so you can’t ask for a specific amount. That said, you can request a credit limit increase down the line by being a responsible cardholder.
Log in to your Barclaycard online account and select the credit card you want to check. You should find your credit limit on the main credit card page. As an alternative, check your monthly credit card statement or call Barclaycard customer support.
Barclaycard doesn’t openly list any eligibility criteria on their website. But in general, make sure:
But even if you meet the eligibility criteria, your credit limit increase request may not necessarily be approved.
There are four ways to increase your Barclaycard credit limit.
Before you make the request, make sure you have your annual income, proof of employment and occupation, a reason for the request and your monthly housing payment.
Requesting a credit limit increase online is easy. All you have to do is:
If you prefer to do it by phone, here’s how:
Note: You may be approved for a lower amount than the one you requested.
In most cases, your new credit line should be available as soon as you’re approved. But sometimes, it could take up to a few business days.
Barclaycard may reward your credit card activity by automatically expanding your line of credit. But before you’re considered for an increase, you need to:
If you can’t get a credit limit increase, you may want to consider applying for another card. This will give you another line of credit, plus additional perks such as a signup bonus, a rewards program or a 0% intro APR period.
All credit cards in the table below come with a high credit limit. However, the credit line you receive depends on various factors, including your annual income, employment and creditworthiness.
In general, all financial institutions weigh the following:
You need to wait at least six months before you request your first credit limit increase. After that, request a credit limit increase at least six months apart.
If your credit line falls short in meeting your needs, consider requesting an increase. You can submit your request online or by phone. And if you actively use your credit card and pay your balance on time, Barclaycard may automatically increase your credit limit.
If you can’t get a credit limit increase, consider applying for a new credit card as an option for extending your line of credit.
Many of the provider’s Visa and Mastercard products offer coverage.
Pay at participating locations with your iPhone, iPad or Apple Watch.
Monitor your transactions, make payments or track your FICO score with your smartphone.
Earn rewards or make balance transfers with a long 0% intro APR period.
Can you cancel your Barclaycard credit card online?
There are many options, including cobranded travel cards.
Consider Barclaycard for a travel card with an intro APR.
Barclaycard offers great travel insurance perks for those with good credit.
Pre-qualification is a helpful tool when applying for a credit card. Unfortunately, it’s not possible for American Barclaycard applicants — but you may have other options.
