Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
One of the benefits of having a credit card is getting access to a credit limit you can borrow from when needed. Your provider determines the limit when you get the card, so you can’t ask for a specific amount. That said, you can request a credit limit increase down the line by being a responsible cardholder.
Log in to your Barclaycard online account and select the credit card you want to check. You should find your credit limit on the main credit card page. As an alternative, check your monthly credit card statement or call Barclaycard customer support.
Barclaycard doesn’t openly list any eligibility criteria on their website. But in general, make sure:
But even if you meet the eligibility criteria, your credit limit increase request may not necessarily be approved.
There are four ways to increase your Barclaycard credit limit.
Before you make the request, make sure you have your annual income, proof of employment and occupation, a reason for the request and your monthly housing payment.
Requesting a credit limit increase online is easy. All you have to do is:
If you prefer to do it by phone, here’s how:
Note: You may be approved for a lower amount than the one you requested.
In most cases, your new credit line should be available as soon as you’re approved. But sometimes, it could take up to a few business days.
Barclaycard may reward your credit card activity by automatically expanding your line of credit. But before you’re considered for an increase, you need to:
If you can’t get a credit limit increase, you may want to consider applying for another card. This will give you another line of credit, plus additional perks such as a signup bonus, a rewards program or a 0% intro APR period.
All credit cards in the table below come with a high credit limit. However, the credit line you receive depends on various factors, including your annual income, employment and creditworthiness.
In general, all financial institutions weigh the following:
You need to wait at least six months before you request your first credit limit increase. After that, request a credit limit increase at least six months apart.
If your credit line falls short in meeting your needs, consider requesting an increase. You can submit your request online or by phone. And if you actively use your credit card and pay your balance on time, Barclaycard may automatically increase your credit limit.
If you can’t get a credit limit increase, consider applying for a new credit card as an option for extending your line of credit.
Business loan interest rates dropped in 2020 and are likely to stay low. Here’s why.
Get a line of credit with low closing costs — but you can’t apply online.
Bank of Missouri’s Show Me Savers earns 0.1% APY but can’t be opened online.
It’s easy to qualify for these online store cards.
Two trading platforms for beginners with no commission fees or bells and whistles. But which one comes out on top?
From your marketing strategy to financing and insurance, we’ll walk you through how to start a career behind the lens.
Navy Federal’s Visa Buxx card has no fees, but you must qualify for membership with the credit union.
Axie Infinity is an RPG game that is currently dominating the NFT sector. Discover what Axies are, what makes them unique and how you can earn money simply by playing.
A good rewards option for those with average credit.
A strong cashback card if you want to build your credit score.
