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Bank of America® Travel Rewards Credit Card vs. Barclaycard Arrival® Plus World Elite Mastercard®

Both offer great flat-rate rewards, but one will cost you more.

Kevin Joey Chen
Kevin Joey Chen

Updated

Fact checked

Please note: The Barclaycard Arrival® Plus World Elite Mastercard® has been discontinued, and it is not available on our site.

While it was available, the Barclaycard Arrival® Plus World Elite Mastercard® had an $89 ongoing annual fee but offered 2x miles on all purchases. It also offered a stellar signup bonus worth $700. The Bank of America® Travel Rewards Credit Card pays a slightly lower 1.5x points on all purchases, but it has a $0 annual fee. Its signup bonus — worth $250 — is also easier to qualify for.

At this time, the Barclaycard Arrival® Plus World Elite Mastercard® is no longer open for applications.

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

Rates & Fees

Barclaycard Arrival® Plus World Elite Mastercard®

Barclaycard Arrival® Plus World Elite Mastercard®

Rates & Fees
finder.com's rating
finder.com's rating

★★★★★

3.2 / 5.0

★★★★★

3.9 / 5.0
Best for
Best for
  • No-annual-fee travel rewards
  • Strong signup bonus and miles on all purchases
Welcome offer
Welcome offer

25,000 points after spending $1,000 in the first 90 days

70,000 miles after spending $5,000 in the first 90 days
Rewards
Rewards

1.5x points on all purchases

2x miles on all purchases
Purchase APR
Purchase APR

0% intro APR for 12 statement closing dates, and then 14.99% to 22.99% variable

18.24%, 22.24% or 25.24% variable

Annual fee
Annual fee $0 $0 intro annual fee the first year, then $89
Balance transfer APR
Balance transfer APR 14.99% to 22.99% variable

0% intro APR for 12 billing cycles, then 18.24% to 25.24% variable
Cash advance
Cash advance

APR: 17.99% to 25.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 27.49% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $37
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 23 days
Minimum interest
Minimum interest $1.50 $0.50
Minimum credit score
Minimum credit score 670 720
Card type
Card type Credit Credit
Learn more
Learn more

Summary of card features

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

  • Signup bonus. Get 25,000 bonus points — worth in statement credit — once you spend $1,000 on purchases in the first 90 days of card membership.
  • Earn points. Earn unlimited 1.5x points on everything you buy. Redeem points for statement credit, flights, hotels, vacation packages, cruises, rental cars or baggage fees.
  • Intro APR period on purchases. Enjoy a 0% intro APR period on purchases for the first 12 statement closing dates. After that, a variable APR of 14.99% to 22.99% applies.

Barclaycard Arrival® Plus World Elite Mastercard®

Barclaycard Arrival® Plus World Elite Mastercard®

  • Stellar signup bonus
  • Flat rewards on all purchases
  • 5% miles back when redeeming
  • Intro APR on balance transfers

Compare Bank of America® Travel Rewards Credit Card vs. Barclaycard Arrival® Plus World Elite Mastercard®

Data indicated here is updated regularly
Name Product Welcome offer Rewards Annual fee Filter values
Bank of America® Travel Rewards Credit Card
Bank of America® Travel Rewards Credit Card
25,000 points after spending $1,000 in the first 90 days
1.5x points on all purchases
$0
Earn 25,000 online bonus points after spending $1,000 within the first 90 days from account opening.
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