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Bank of America® Travel Rewards credit card vs. Barclaycard Arrival® Plus World Elite Mastercard®

Both offer great flat-rate rewards, but one will cost you more.

Updated

Fact checked

Please note: The Barclaycard Arrival® Plus World Elite Mastercard® has been discontinued, and it is not available on our site.

While it was available, the Barclaycard Arrival® Plus World Elite Mastercard® had an $89 ongoing annual fee but offered 2x miles on all purchases. It also offered a stellar signup bonus worth $700. The Bank of America® Travel Rewards credit card pays a slightly lower 1.5x points on all purchases, but it has a $0 annual fee. Its signup bonus — worth $250 — is also easier to qualify for.

At this time, the Barclaycard Arrival® Plus World Elite Mastercard® is no longer open for applications.

Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards credit card

Rates & Fees

Barclaycard Arrival® Plus World Elite Mastercard®

Barclaycard Arrival® Plus World Elite Mastercard®

Rates & Fees

finder.com's rating
finder.com's rating

★★★★★

3.2 / 5.0

★★★★★

3.9 / 5.0
Best for
Best for
  • No-annual-fee travel rewards
  • Strong signup bonus and miles on all purchases
Welcome offer
Welcome offer

25,000 points after spending $1,000 in the first 90 days

70,000 miles after spending $5,000 in the first 90 days

Rewards
Rewards

1.5x points on all purchases

2x miles on all purchases

Purchase APR
Purchase APR

0% intro APR for 12 statement closing dates, and then 14.99% to 22.99% variable

18.24%, 22.24% or 25.24% variable

Annual fee
Annual fee $0 $0 intro annual fee the first year, then $89
Balance transfer APR
Balance transfer APR 14.99% to 22.99% variable

0% intro APR for 12 billing cycles, then 18.24% to 25.24% variable

Cash advance
Cash advance

APR: 17.99% to 25.99% variable

Fee: $10 or 5% of the transaction, whichever is greater

APR: 27.49% variable

Fee: $10 or 5% of the transaction, whichever is greater

Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $40 Up to $37
Additional cardholder fee
Additional cardholder fee $0 $0
Interest-free period
Interest-free period 25 days 23 days
Minimum interest
Minimum interest $1.50 $0.50
Minimum credit score
Minimum credit score 670 720
Card type
Card type Credit Credit
Learn more
Learn more

Summary of card features

Bank of America® Travel Rewards credit card

Bank of America® Travel Rewards credit card

  • Signup bonus. Get 25,000 bonus points — worth in statement credit — once you spend $1,000 on purchases in the first 90 days of card membership.
  • Earn points. Earn unlimited 1.5x points on everything you buy. Redeem points for statement credit, flights, hotels, vacation packages, cruises, rental cars or baggage fees.
  • Intro APR period on purchases. Enjoy a 0% intro APR period on purchases for the first 12 statement closing dates. After that, a variable APR of 14.99% to 22.99% applies.

Barclaycard Arrival® Plus World Elite Mastercard®

Barclaycard Arrival® Plus World Elite Mastercard®

  • Stellar signup bonus
  • Flat rewards on all purchases
  • 5% miles back when redeeming
  • Intro APR on balance transfers

What’s next?

Both cards are topnotch choices for flat travel rewards. Consider whether you want to pay an annual fee, and you’ll have a better idea of which product to pick.

If you’re not convinced about either card, there are many other travel cards to compare below.

Name Product Welcome offer Rewards Annual fee Filter values
Chase Sapphire Preferred® Card
80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
$95
Earn a huge signup bonus worth $$1,000 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.
American Express® Gold Card
35,000 points after spending $4,000 in the first 3 months
3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)
$250
Earn up to 4x points on select purchases, a bevy of travel perks, and a welcome offer worth up to $350 with this upper-mid tier travel card. Rates & fees
Chase Sapphire Reserve®
50,000 points after spending $4,000 in the first 3 months
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
$550
Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.
Hilton Honors American Express Card
80,000 points after spending $1,000 in the first 3 months
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
$0
With a massive welcome offer for a no-annual-fee card and up to 7x points at Hilton, this is a solid pick for Hilton fans and occasional travelers. Rates & fees
Luxury Card Mastercard® Titanium Card™
N/A
1x points on all purchases with 2% point value when you redeem for airfare and 1% for cash back
$195
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
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