Both offer great flat rewards, but one will cost you more.
The Bank of America® Travel Rewards credit card and Barclaycard Arrival® Plus World Elite Mastercard® are two of the best travel products on the market. Consider them if you want flat rewards. To narrow down your options, think about whether you want to pay an annual fee and what kind of signup bonus you want.
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Bank of America® Travel Rewards credit card
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Barclaycard Arrival® Plus World Elite Mastercard®
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|---|---|
|
★★★★★ 3.0 / 5.0 |
★★★★★ 3.9 / 5.0 |
|
|
| 25,000 points after spending $1,000 in the first 90 days | 70,000 miles after spending $5,000 in the first 90 days |
|
1.5x points on all purchases |
2x miles on all purchases |
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0% intro APR for 12 statement closing dates, and then 17.24% to 25.24% variable |
18.24%, 22.24% or 25.24% variable |
| $0 | $0 intro annual fee the first year, then $89 |
|
APR: 0% intro APR for 12 months, then 17.24% to 25.24% variable Fee: $10 or 3% of the transaction, whichever is greater |
APR: 0% intro APR for 12 billing cycles, then 18.24% to 25.24% variable Fee: $5 or 3% of the transaction, whichever is greater |
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APR: 20.24% to 27.24% variable Fee: $10 or 5% of the transaction, whichever is greater |
APR: 27.49% variable Fee: $10 or 5% of the transaction, whichever is greater |
| None | None |
| Up to $39 | Up to $37 |
| $0 | $0 |
| 25 days | 23 days |
| $1.50 | $0.50 |
| 670 | 720 |
| Credit | Credit |
| Rates & Fees | Rates & Fees |
Which card should you choose?
What’s next?
Both cards are topnotch choices for flat travel rewards. Consider whether you want to pay an annual fee, and you’ll have a better idea of which product to pick.
If you’re not convinced about either card, there are many other travel cards to compare below.