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Updated
These two cards are different in many aspects. For example, the Bank of America® Cash Rewards Credit Card comes with accelerated cash back on a category you choose, at grocery stores and wholesale clubs, and it comes with a solid welcome offer. The Citi Simplicity® Card, on the other hand, has no rewards program, no welcome offer, but it has no late payment fees. It also comes with longer intro APR periods on balance transfers and purchases. Both cards have a $0 annual fee.
All other differences between these cards are outlined in the table below.
Earn cash back on your purchases and build your credit.
Get a balance transfer offer and potentially low-interest rates with this credit-builder card.
An expensive unsecured card for building credit.
Donate a small portion of every purchase you make with no additional cost to you.
A promising, fee-free card for startups and small businesses.
Which of these credit cards would you choose to better fit your budget?
Earn cash back or get promotional financing at participating stores.
Which of these credit cards would you choose to better fit your budget?
Which of these credit cards would you choose to better fit your budget?
Which of these credit cards would you choose to better fit your budget?