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Compare Union Bank products: Savings, Checking, and CDs
This West Coast bank offers several personal and business products — but APYs are painfully low.
What banking products does Union Bank offer?
Why should I open an account at Union Bank?Union Bank offers traditional banking features such as FDIC-insured deposits, mobile banking and a Mastercard debit card. But it also has these unique features:
- Digital wallet. Union Bank offers a contactless-enabled debit card that’s compatible with ApplePay, Samsung Pay and GooglePay.
- Interest compounded daily. Earn interest even quicker with daily compounded interest.
- No ATM fees. Union Bank never charges non-network ATM fees and reimburses operator fees — some accounts have a set number of rebates while others are unlimited.
What should I look out for?
Before you open an account with Union Bank, consider these potential drawbacks:
- Limited locations. Union Bank has branch locations and ATMs in California, Oregon and Washington.
- In-person applications. You’ll need to visit a branch to open its basic checking, savings, kids and teens accounts and CDs.
- Low daily withdrawals. You can only withdraw up to $500 a day at Union Bank ATMs.
- Low APYs. Most of Union Bank’s APYs are at 0.01% — lower than the national average.
Compare Union Bank to the competition
Union Bank customer service
Call 800-238-4486 to chat with a Union Bank customer service representative weekdays from 7 a.m. to 9 a.m. and Saturdays from 8 a.m. to 5 p.m. Existing customers also have the option of sending a secure message through their account.
If you’re looking for a West Coast bank with standard checking and savings account options, Union Bank may be right for you. But if you’re after higher APYs, shop around for other accounts.
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