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Compare Union Bank products: Savings, Checking, and CDs
This West Coast bank offers several personal and business products — but APYs are painfully low.
What banking products does Union Bank offer?
Why should I open an account at Union Bank?Union Bank offers traditional banking features such as FDIC-insured deposits, mobile banking and a Mastercard debit card. But it also has these unique features:
- Digital wallet. Union Bank offers a contactless-enabled debit card that’s compatible with ApplePay, Samsung Pay and GooglePay.
- Interest compounded daily. Earn interest even quicker with daily compounded interest.
- No ATM fees. Union Bank never charges non-network ATM fees and reimburses operator fees — some accounts have a set number of rebates while others are unlimited.
What should I look out for?
Before you open an account with Union Bank, consider these potential drawbacks:
- Limited locations. Union Bank has branch locations and ATMs in California, Oregon and Washington.
- In-person applications. You’ll need to visit a branch to open its basic checking, savings, kids and teens accounts and CDs.
- Low daily withdrawals. You can only withdraw up to $500 a day at Union Bank ATMs.
- Low APYs. Most of Union Bank’s APYs are at 0.01% — lower than the national average.
Compare Union Bank to the competition
Union Bank customer service
Call 800-238-4486 to chat with a Union Bank customer service representative weekdays from 7 a.m. to 9 a.m. and Saturdays from 8 a.m. to 5 p.m. Existing customers also have the option of sending a secure message through their account.
If you’re looking for a West Coast bank with standard checking and savings account options, Union Bank may be right for you. But if you’re after higher APYs, shop around for other accounts.
Frequently asked questions
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