Explore Connexus Credit Union’s suite of bank accounts

Connexus Credit Union offers a comprehensive selection of checking, savings, credit cards and personal lending products. But eligibility is restricted to Connexus members and in-person support is limited.

What banking products does Connexus Credit Union offer?

Personal banking

• Checking

  • Innovative Checking. Take advantage of no maintenance fees and unlimited Connexus ATM transactions. Non-Connexus ATMs result in a $2 fee after four free monthly transactions.
  • Xtraordinary Checking. This interest-bearing checking account has no maintenance fees or balance requirements. You can earn up to 1.75% APY on balances up to $25,000 by enrolling in both eStatements and online banking and making at least 15 debit card transactions, one direct deposit and one Connexus Online Bill Pay debit monthly.

• Savings

  • Regular Savings. A $5 deposit is required to open this account, after which you’ll earn 0.25% APY as long as you maintain the daily minimum balance of $100. Access your funds with a complimentary ATM card at over 54,000 Connexus ATMs nationwide.
  • Youth Savings. This savings account is for Connexus members who are 23 and under and offers the same perks and features as the Regular Savings account without any account fees.
  • Holiday Club. Streamline your savings by setting up a monthly direct deposit to this travel-oriented savings account. You can only transfer or withdraw your funds once a year on October 1.
  • Money Market. After a minimum opening deposit of $1,000, tiered interest rates up to 1.15% APY are available if active checking requirements, such as enrolling in eStatements and making at least one direct deposit and having a minimum of 10 check deposits, ACH withdrawals or debit transactions monthly, are met.
  • Health Savings. With no minimum balance requirement and the potential for tax-free earnings, the Connexus Health Savings account offers 2.0% APY on balances of $15,000 or more. To qualify, you can’t be a dependent or enrolled in Medicare and you must be covered under a High Deductible Health Plan.
  • IRA Certificates. Fixed-rate terms of up to 60 months are available, offering up to 2.60% APY after a $5,000 minimum opening deposit. Both Traditional and Roth IRAs are available with quarterly compounded dividends.
  • IRA Supreme. This account offers a variable interest rate of up to 1.50% APY on balances of $10,000 or more with no fixed terms or minimum opening deposit.
  • CDs. Connexus share certificates require a $5,000 minimum opening deposit and offer terms of 12 to 60 months with an APY range of 2.20% to 2.60%.

• Other products

  • Credit cards. Connexus offers personal and business credit cards with no annual fees, 0.0% introductory APRs, rewards programs and eligible cashback purchases.
  • Loans. Financing options with this credit union include HELOCs and auto, recreational, personal, home, student and home equity loans.

Why should I open an account at Connexus Credit Union?

Connexus Credit Union has much to offer individuals and small business owners alike:

• Member-owned. As a member-owned financial cooperative, Connexus Credit Union returns profits to members through high-yield accounts and competitive interest rates.
• Large product suite. Connexus Credit Union has a number of accounts, credit cards and lending products for both consumers and small businesses alike.
• Interest-bearing checking.The Connexus Xtraordinary Checking offers 1.75% APY ⁠— a generous rate for a checking account.
• Rewards programs. Many of Connexus’ consumer and business credit cards earn rewards points and have no annual fees.

What should I look out for?

Before you open an account, consider the following:

• Limited account availability. Connexus Credit Union accounts and lending products are only available to Connexus members.
• Limited branch network. Seeking in-person support? Connexus is only located in Wisconsin, Minnesota, Ohio and New Hampshire.
• Low savings rates. While there are optimal rates within the Connexus product suite, its savings account rate of 0.25% APY is unimpressive.

How do I become a Connexus Credit Union member?

You can become a member of the Connexus Credit Union online by making a one-time non-refundable $5 donation, opening a Connexus Regular Savings account with a minimum opening deposit of $5 and providing your Social Security number, date of birth and government-issued ID with proof of current address.

Compare with leading bank and credit union accounts

Connexus Credit Union customer service

Touch base with Connexus customer service in five ways:

• Phone. Call 800-845-5025 on Monday, Tuesday, Wednesday or Friday from 6 a.m. to 9 p.m., Thursday from 9 a.m. to 9 p.m. and Saturday from 8 a.m. to 1 p.m., CST.
• Email. Fill out a secure online form on the Connexus website for an email response within one to two business days.
• Live chat. Chat with a member of Connexus’ customer service on its website weekdays from 7 a.m. to 7 p.m. CST.
• Mail. Send a letter to Connexus at PO Box 8026, Wausau, WI 54402-8026 to receive a response from customer service within one to two weeks.
• In person. Visit your local branch to speak with a representative.

Bottom line

Connexus Credit Union offers a full suite of accounts and lending products. While its products are limited to members, it offers competitive rates, rewards programs and comprehensive customer service. But its branches are limited to four states.

Not ready to become a Connexus member? Review your banking options with other providers to find a bank that’s right for you.

Frequently asked questions

• What is Connexus Credit Union's routing number?

  Connexus’ routing number is 275982296.

• Who is eligible to join Connexus Credit Union?

  To become a Connexus Credit Union member, you must meet one of the following criteria:

  • Employee, retiree or member of an eligible Connexus organization
  • Resident of an eligible Connexus community or county
  • Spouse or family member of an existing Connexus member
  • Member of the Connexus Association