Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
Aspiration banking products: Savings, Checking, and CDs
Choose a bank that promises ethical investments and no monthly fees
Compare Aspiration bank products
What banking products does Aspiration offer?
As part of its commitment to ethical banking, Aspiration offers the following accounts and investment products:
- You set the monthly fee. Choose to pay anywhere from $0 to $100 a month or more, depending on what you think is fair — 10% of what you pay is donated to charity.
- Five free ATM withdrawals. Aspiration will reimburse any ATM fees on your first five transactions.
- Invest in a clean environment. Your money isn’t used to invest in fossil fuel companies.
- Track your impact. The Aspiration Impact Measurement app allows you to track the environmental impact of your spending.
- Conscious Coalition. Earn greater cashback rewards when you use your debit card to shop at select stores that have partnered with Aspiration and its mission.
- Free phone protection. If you pay your mobile bill with your debit card, you get up to $600 in phone protection for free.
- Make charitable donations. Aspiration vets charities under seven categories and helps you make tax-deductible donations where every dollar you give goes directly to the charity.
- No bank branches. Aspiration is an online-only bank with customer support access limited to phone support and an online request form.
- No CDs or money market accounts. Your investment options are limited to mutual funds and IRAs.
- No cash deposits. Use your ATM for withdrawals, but Aspiration doesn’t accept cash deposits.
- Customer support issues. While some customers rave about Aspiration’s customer service, the Better Business Bureau and other customer review sites show a history of complaints varying from missing transfers to policy changes.
- Call 800-683-8529 weekdays from 6 a.m. to 6 p.m. or weekends from 8 a.m. to 4 p.m. PST
- Fill out the Contact form from the website.
Why should I open an account at Aspiration Bank?
Aspiration starts with a mission, but without skimping on the benefits:
What should I look out for?
As a digital bank, Aspiration comes with a few limitations:
Aspiration Bank customer service
Contact Aspiration Bank’s support staff in the following ways:
Bottom lineAspiration Bank’s commitment to values-based investment makes it a great choice for anyone comfortable with digital banking and looking to manage their money in a socially and environmentally conscious way. But if the limited account and investment options aren’t for you, shop around to find a bank that better suits your needs.
Common questions about banking at Aspiration Bank
Read more on this topic
Best banks and credit unions in Texas Explore our top five picks for best banks in the Lone Star State.
Best banks and credit unions in New York Check out the five best places to store your money in the Empire State.
Stimulus check: How much you'll get and when 7 tips on smart ways you can think about using your stimulus check. Description on our main page that summarizes what the article is about.
Best banks and credit unions in California We’ve rounded up the best five places to store your money as a California resident.
What is an ACH transfer? What to expect when you transfer money to a bank account through an ACH transfer
Community First Credit Union banking products: Savings, Checking, and CDs Community First Credit Union offers big-bank account features to a limited Northeast Florida membership.
Compare CD vs. savings account Compare pros, cons, interest rates, features, fees and more.
Compare CD vs. bond Explore the differences between CDs and bonds to learn which is right for you.
Mutual of Omaha Bank products: Savings, Checking, and CDs Full line of banking and investing options, but limited physical locations
Compare Commerce Bank products: Savings, Checking, and CDs Explore this regional bank’s pros, cons and account options.
Ask an Expert