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BancorpSouth routing numbers

Find the correct numbers to set up payments, transfers and autopay in the US and worldwide.

Routing numbers are codes of between 8 and 11 digits used by BancorpSouth and other banks to help financial institutions identify the location of your account. Called ACH, wire transfer and SWIFT numbers, they're used to process checks, set up autopay, make online payments and transfer money in the US and around the world. Learn how to find the exact routing number you need for your BancorpSouth account.

Which BancorpSouth routing number do I need?

The routing number you need to send or receive money through BancorpSouth depends on whether your payment or transfer is domestic or international.
Transaction Type of routing number BancorpSouth code
Payments and debits between US accounts ACH routing number 084201278
Wire payments between US accounts Domestic wire transfer number 084201278

BancorpSouth ACH transfer routing number

The ACH routing number for BancorpSouth is 084201278. Short for Automatic Clearing House, ACH numbers are unique to each bank in the US. The ACH number and your bank account number are used by banks and transfer apps like Zelle or Cash App to identify the exact account payments should be taken from and sent to.

BancorpSouth wire transfer routing number

The routing number for US wire transfers through BancorpSouth is 084201278. You can use this same number to receive international wire transfers to your BancorpSouth account.

BancorpSouth SWIFT code

The SWIFT code for international wire transfers through BancorpSouth is . SWIFT codes are a unique combination of letters and numbers that identify specific banks and financial institutions around the globe. Codes indicate four pieces of information used to exchange money internationally between accounts:
  • The bank's name
  • Its country code
  • Its main headquarters
  • A particular branch

How to confirm the routing number for BancorpSouth on your own

Look at a paper check associated with your BancorpSouth account to find the routing and account numbers for your account.

Other ways to confirm the correct BancorpSouth routing number include:
  • Call your bank. Your local BancorpSouth branch or toll-free support line can provide you with routing numbers.
  • Sign in to your online account. Many online bank systems allow you to view the routing and account numbers from your customer dashboard.
  • Search Fedwire. Use your name, city or state to look up routing numbers for BancorpSouth or double-check the one you have is correct.

Can routing numbers for BancorpSouth change?

Yes. A bank may be assigned more than one routing number depending on its size and the number of states it services. While BancorpSouth is headquartered in Tupelo, services or branches in states outside of Mississippi may require a different routing number. Confirm routing numbers with a BancorpSouth agent if you're not sure.

Bottom line

Routing numbers help banks identify your exact account to make digital payments, transfer money and even process paper checks between branches, states and countries. Learn more about how BancorpSouth and other financial institutions use these codes to manage your money in our guide to routing numbers.

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