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Avianca Vida Visa® Card review
Get rewarded when you fly within the Americas.
- Get this card if you often fly Avianca and Star Alliance airlines.
- Pick something else if you want to earn more miles.
- Apply with good to excellent credit score of 670 or higher.
20,000
Miles as welcome offer
Up to 2x
Miles
$59
Annual fee
14.99% to 27.99%
Purchase APR (variable)
Details
| Product Name | Avianca Vida Visa® Card |
|---|---|
| Card type | Visa |
| Annual fee | $59 |
| Purchase APR | 14.99% to 27.99% variable |
| Balance transfer APR | 0% intro for the first 12 months (then 14.99% to 27.99% variable) |
| Balance transfer fee | 2% |
| Balance transfer fee description | Minimum fee of $2 and maximum of $10 for each transfer |
| Cash advance rate | 25.99% to 29.99% variable |
| Cash advance fee | 2% of the cash advance amount |
| Cash advance fee description | Minimum fee of $2 and maximum of $10 for each cash advance |
| Penalty APR | 29.99% fixed |
| Foreign transaction fee | 1% of the transaction value |
| Interest free period | Up to 25 days |
| Late payment fee | Up to $38 |
| Returned payment fee | Up to $10 |
| Additional cardholder fee | $0 |
The basics
The Avianca Vida Visa® Card can be a great choice if you often fly within the Americas. As one of the largest airline flying to Central and South America, you can find many flights to redeem your miles for.
The card also comes with a generous welcome offer that you can earn with a single purchase. Plus, you’ll get a long intro APR period on balance transfers.
The perks
- Signup bonus.
When you make your first purchase within 90 days of account opening, you earn 20,000 bonus LifeMiles. It’s one of the easiest signup bonuses you can get and has a high value.On top of this, you’ll earn another 20,000 LifeMiles when you spend an additional $1,000 in the first 90 days. Use the promo code SB4060 on your application before December 31, 2019 to take advantage of this offer.
- LifeMiles.
Earn 2x miles on Avianca purchases and 1x miles on any other purchases you make.
- Intro APR period on balance transfers.
Use a 0% intro APR on balance transfers for 12 months following your account opening. After that, a variable APR of 14.99% to 27.99% applies.
You’ll also like
- Discount on miles purchases.
Get a 15% discount on miles you purchase with the Multiply Your Miles feature. Multiply the miles you’ve earned in the last 12 months on Avianca flights, miles from Avianca LifeMiles credit card or other Avianca’s commercial partners.
- Visa benefits.
As a Visa card, you get car rental insurance, travel accident insurance, zero liability for unauthorized charges and emergency card replacement.
What to watch out for
- Annual fee.
You’ll have to pay a yearly fee of $59 to own the card.
- Balance transfer limitations.
The intro APR period is only valid for balance transfers made within the first 90 days of your account opening.
- Foreign transaction fee.
When you use your card abroad and pay in US dollars, you’ll be charged a fee equal to 1% of the transaction.
- Penalty APR.
If you miss your minimum payment for 60 consecutive days from its due date, you’ll incur a fixed penalty APR of 29.99%. This APR applies until you pay your balance and pay on time for six months in a row.
Compare similar travel credit cards
Bottom line
If you often fly with Avianca, the Avianca Vida Visa® Card could be a solid choice. You get to earn a generous signup bonus by making your first purchase, plus you can earn Avianca LifeMiles on all of your purchases.
However, if you prefer other airlines or you want better flexibility when redeeming points, check out other airline credit cards and compare your options.
Our guide to the Avianca LifeMiles program
Frequently asked questions
Images: lifemilescreditcard.com