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★★★★★
When times are tough, you may have looked everywhere for a loan but still come up short. If you’re not sure where else to turn, AutoTitleLoans.com may be able to connect you with a lender that will use your car’s title as collateral.
This means easier approval and lower interest rates. But watch out — you could lose your car if you’re unable to repay your loan.
$500
Min. Amount
$10,000
Max. Amount
Varies by lender
Turnaround time
| Product Name | AutoTitleLoans.com Car Title Loans |
|---|---|
| Min. Amount | $500 |
| Max. Amount | $10,000 |
| Loan Term | Varies |
| Turnaround Time | Varies by lender |
| Requirements | Have a regular source of income, not be involved in any bankruptcy proceedings, be a US citizen or permanent residence, be at least 18 years old (varies by state). |
AutoTitleLoans.com is a short-term loan connection service. The initial process only takes a few minutes, and you may be able to find a lender that can use your car title as collateral. Its network of lenders offers title loans between $500 to $10,000.
When you apply, you’ll complete an application that will be reviewed to see if you meet the eligibility criteria for a loan. If you do, AutoTitleLoans.com will redirect you to a lender to complete your paperwork. While you aren’t guaranteed to get a loan, you could still qualify even if you have bad credit.
AutoTitleLoans.com connects borrowers to lenders in the following states:
If you don’t live in one of these states, you can browse our guide to auto title loans to find a lender that operates in your state.
Auto title loans generally have lower interest rates than payday loans and installment loans because they use your car’s title as collateral. While this can be convenient — especially when you have bad credit — you should be careful. Failing to repay your loan could result in repossession.
Lenders usually only use this as a last resort, but it still happens. If you think you may not be able to repay your loan on time, it may be worthwhile to consider your other short-term loan options before taking out an auto title loan.
AutoTitleLoans.com uses a 256-bit SSL encryption system to keep your personal information safe when you apply. The form is secure, and AutoTitleLoans.com follows a standard privacy policy that outlines how your information is protected and how it will be used by the service. In addition, you can opt out of being contacted at any time, and you can also change how some of your information is shared by contacting AutoTitleLoans.com.
Before signing any loan contract, always be sure you’ve been connected with a reputable lender that follows state laws. The fees associated with auto title loans tend to be steep, and defaulting on your loan can result in repossession of your car.
There aren’t many reviews out there for AutoTitleLoans.com. In fact, there isn’t even a Better Business Bureau (BBB) page or a TrustPilot page. This means you’ll have a tough time finding any complaints or benefits of using AutoTitleLoans.com to find an auto title loan.
However, this is common. Many short-term loan connection services lack reviews because people will leave reviews for the lender instead. So if you have any concerns about the lender you’re connected with, see if it has reviews online to confirm you’re borrowing from a legit lender.
In order to apply with AutoTitleLoans.com, you’ll need to meet a few eligibility criteria. You must:
Lenders will have their own eligibility criteria you may need to meet if you’re connected. Check the lender website to see what’s expected of you.
AutoTitleLoans.com will process your request. If your request is successful, select Click Here to Continue to redirect to a lender that can finance your title loan.
Once you’re connected with a lender, you’ll be redirected to its website to finalize your application. From here, you’ll learn if you’ve been approved. If you are, read over your loan contract carefully.
It should detail the amount you’re borrowing, the loan’s due date and how much you’ll owe once the loan term is finished. You may be required by your lender to have your vehicle inspected, and there is no guarantee that you’ll be approved for a loan once you complete the lender’s full application.
If you have any questions from this point, you’ll need to contact your lender directly.
Auto title loans can be a handy tool if you’re in a bind and need more than what a payday loan can offer. However, you run the risk of losing your vehicle to repossession if you can’t pay your loan. AutoTitleLoans.com can connect you to a lender, but you’ll still want to vet it to make sure you’re getting good terms.
You may also want to compare other auto title lenders to see what other options are out there.
How do I apply with bad credit?
AutoTitleLoans.com accepts applications from people with every type of credit.
How much does it cost to apply through AutoTitleLoans.com?
Nothing. The application to be matched with a lender is free.
[/fin_accordion]No. As long as you have a regular source of income, you may still qualify for an auto title loan.
Why is my car title considered collateral?
Lenders use your car title as collateral because it makes lending to borrowers with less-than-perfect credit less risky — on their end. However, if you default, you run the risk of having your vehicle repossessed. This can make your financial situation even worse, so before you apply with a lender, make sure you’ve exhausted other ways to cover your short-term expenses.
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★★★★★ — Poor
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AutoTitleLoans.com Car Title Loans
