car title loans review July 2019 | car title loan review

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  • Clicking Go to site will take you to your Online Application on the product issuer's website. You do not need to be an existing customer of this provider to apply.
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  • Conditional approval will typically happen within 1 business day after submitting your application. In many cases, you will have your funds within a week.
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Quickly find a lender and potentially borrow up to $500 by using this auto title loan connection service.

When times are tough, you may have looked everywhere for a loan but still come up short. If you’re not sure where else to turn, may be able to connect you with a lender that will use your car’s title as collateral. This means easier approval and lower interest rates. But watch out — you could lose your car if you’re unable to repay your loan.
Product Car Title Loans
Min. Loan Amount$500
Max. Loan Amount$10,000
Loan TermVaries
Turnaround TimeVaries by lender
RequirementsHave a regular source of income, not be involved in any bankruptcy proceedings, be a US citizen or permanent residence, be at least 18 years old (varies by state).
Go to site
  • Have a regular source of income
  • Not be involved in any bankruptcy proceedings
  • Be a US citizen or permanent residence
  • Be at least 18 years old (varies by state)

What is is a short-term loan connection service. The initial process only takes a few minutes, and you may be able to find a lender that can use your car title as collateral. Its network of lenders offers title loans between $500 to $10,000.

When you apply, you’ll complete an application that will be reviewed to see if you meet the eligibility criteria for a loan. If you do, will redirect you to a lender to complete your paperwork. While you aren’t guaranteed to get a loan, you will still qualify even if you have bad credit.

States serviced connects borrowers to lenders in the following states:

  • Alabama
  • Arizona
  • Delaware
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Kentucky
  • Mississippi
  • Missouri
  • Minnesota
  • Montana
  • Nevada
  • New Hampshire
  • New Mexico
  • Oregon
  • Rhode Island
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Wisconsin

If you don’t live in one of these states, you can browse our guide to auto title loans to find a lender that operates in your state.

What are the benefits of using

  • Quick process. has a quick application. Once finished, it may be able to connect you with an auto title loan lender in just a few minutes.
  • Variable loan amounts. You can borrow up to 80% of the vehicle’s value, from $500 to $10,000. And because you’re using your car as collateral, the interest on your payments is also lower.
  • Fast deposit. You can have your loan deposited in your account as soon as the next business day. However, this may take longer depending on your bank and the lender you choose to work with.

What to watch out for

  • No transparent affiliate list. Unlike some connection services that are upfront about the lenders it may connect you with, doesn’t provide a list of its affiliates.
  • No guarantee. There’s no guarantee you’ll be connected with a lender. And even if you are, the lender you’re connected with may not approve you for a loan.
  • Risk repossession. If you’re unable to pay off your loan by the due date, your lender may choose to repossess your vehicle. Because of this, you’ll want to be careful when applying and only borrow as much as you know you can afford.

How does compare?

Updated July 18th, 2019
Name Product Filter Values Max. Loan Amount Turnaround Time Requirements
1 business day
Must be a US citizen or permanent resident, 18 or older with a regular source of income.
With a quick online application, Max Cash could help connect you with a lender, finding you options in minutes.
Varies by lender
Have a regular source of income, not be involved in any bankruptcy proceedings, be a US citizen or permanent residence, be at least 18 years old (varies by state).
Quickly find a lender and potentially borrow up to $10,000 by using this auto title loan connection service.
1 business day
Must live in AL, AZ, IL, MO, NM, SC or UT. Must have verifiable income, car value of at least $1,500 and a vehicle that is paid-off or close to being paid-off.
A LoanMart auto title loan allows you to borrow money against your car, even if you have bad credit.
as little as one business day
Must live in AZ, CA, FL, NM, SC or TN. Must own your car outright, have a valid car insurance policy and be a US citizen or permanent resident.
Short-term loans secured by your car title. Repayments accepted through MoneyGram if you don't have a bank account.
as little as 30 minutes
Must have a lien-free vehicle title, government-issued ID, and be age of majority in your state.
Auto title loans on cars and motorcycles to people in 16 states across the US.

Compare up to 4 providers

You may risk repossession

Auto title loans generally have lower interest rates than payday loans and installment loans because they use your car’s title as collateral. While this can be convenient — especially when you have bad credit — you should be careful. Failing to repay your loan could result in repossession. Lenders usually only use this as a last resort, but it still happens. If you think you may not be able to repay your loan on time, it may be worthwhile to consider your other short-term loan options before taking out an auto title loan.

Is it safe to apply with

Yes. uses a 256-bit SSL encryption system to keep your personal information safe when you apply. The form is secure, and follows a standard privacy policy that outlines how your information is protected and how it will be used by the service. In addition, you can opt out of being contacted at any time, and you can also change how some of your information is shared by contacting

Before signing any loan contract, always be sure you’ve been connected with a reputable lender that follows state laws. The fees associated with auto title loans tend to be steep, and defaulting on your loan can result in repossession of your car.

What does the Internet say about

There aren’t many reviews out there for In fact, there isn’t even a Better Business Bureau (BBB) page or a TrustPilot page. This means you’ll have a tough time finding any complaints or benefits of using to find an auto title loan.

However, this isn’t uncommon. Many short-term loan connection services lack reviews because people will leave reviews for the lender instead. So if you have any concerns about the lender you’re connected with, see if it has reviews online to confirm you’re borrowing from a legit lender.

Am I eligible?

In order to apply with, you’ll need to meet a few eligibility criteria. You must

  • Have a regular source of income
  • Not be involved in any bankruptcy proceedings
  • Be a US citizen or permanent residence
  • Be at least 18 years old (varies by state)

Lenders will have their own eligibility criteria you may need to meet if you’re connected. Check the lender website to see what’s expected of you.

How do I apply?

  1. Visit to start your application.
  2. Enter your full name, email and state then click Get Started.
  3. Enter information about your vehicle, including its year, make and model.
  4. Select how much you need and enter your address and contact information.
  5. Select whether you are employed or receive benefits and enter your total monthly income.
  6. Read over to the E-Consent, Privacy Policy and Terms & Conditions then click Go. will process your request. If your request is successful, click Click Here to Continue to be redirected to a lender that can finance your title loan.

I was connected with a lender. Now what?

Once you’re connected with a lender, you’ll be redirected to its website to finalize your application. From here, you’ll learn if you’ve been approved. If you are, read over your loan contract carefully. It should detail the amount you’re borrowing, the loan’s due date and how much you’ll owe once the loan term is finished. You may be required by your lender to have your vehicle inspected, and there is no guarantee that you’ll be approved for a loan once you complete the lender’s full application.

If you have any questions from this point, you’ll need to contact your lender directly.

Bottom line

Auto title loans can be a handy tool if you’re in a bind and need more than what a payday loan can offer. However, you run the risk of losing your vehicle to repossession if you can’t pay your loan. can connect you to a lender, but you’ll still want to vet it to make sure you’re getting good terms.

You may also want to compare other auto title lenders to see what other options are out there.

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