car title loan review

Quickly find a lender and potentially borrow up to $500 by using this auto title loan connection service.’s rating: 2.3 / 5.0


When times are tough, you may have looked everywhere for a loan but still come up short. If you’re not sure where else to turn, may be able to connect you with a lender that will use your car’s title as collateral.

This means easier approval and lower interest rates. But watch out — you could lose your car if you’re unable to repay your loan.


Min. Amount


Max. Amount

Varies by lender

Turnaround time


Product Car Title Loans
Min. Amount$500
Max. Amount$10,000
Loan TermVaries
Turnaround TimeVaries by lender
RequirementsHave a regular source of income, not be involved in any bankruptcy proceedings, be a US citizen or permanent residence, be at least 18 years old (varies by state).
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What is is a short-term loan connection service. The initial process only takes a few minutes, and you may be able to find a lender that can use your car title as collateral. Its network of lenders offers title loans between $500 to $10,000.

When you apply, you’ll complete an application that will be reviewed to see if you meet the eligibility criteria for a loan. If you do, will redirect you to a lender to complete your paperwork. While you aren’t guaranteed to get a loan, you could still qualify even if you have bad credit.

States serviced connects borrowers to lenders in the following states:

  • Alabama
  • Arizona
  • Delaware
  • Florida
  • Georgia
  • Idaho
  • Illinois
  • Kentucky
  • Mississippi
  • Missouri
  • Minnesota
  • Montana
  • Nevada
  • New Hampshire
  • New Mexico
  • Oregon
  • Rhode Island
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Wisconsin

If you don’t live in one of these states, you can browse our guide to auto title loans to find a lender that operates in your state.

What benefits does using offer?

  • Quick process. has a quick application. Once finished, it may be able to connect you with an auto title loan lender in just a few minutes.
  • Variable loan amounts. You can borrow up to 80% of the vehicle’s value, from $500 to $10,000. And because you’re using your car as collateral, the interest on your payments is also lower.
  • Fast deposit. You can have your loan deposited in your account as soon as the next business day. However, this may take longer depending on your bank and the lender you choose to work with.

What to watch out for

  • No transparent affiliate list. Unlike some connection services that are upfront about the lenders it may connect you with, doesn’t provide a list of its affiliates.
  • No guarantee. There’s no guarantee you’ll be connected with a lender. And even if you are, the lender you’re connected with may not approve you for a loan.
  • Risk repossession. If you’re unable to pay off your loan by the due date, your lender may choose to repossess your vehicle. Because of this, you’ll want to be careful when applying and only borrow as much as you know you can afford.

How does compare?

Name Product Filter Values Loan amount Turnaround time Requirements
Max Cash Title Loans
Up to $50,000
Same business day to 1 business days
Must be a US citizen or permanent resident, 18 or older with a regular source of income.
With a quick online application, Max Cash could help connect you with a lender, finding you options in minutes. Car Title Loans
$500 to $10,000
Varies by lender
Have a regular source of income, not be involved in any bankruptcy proceedings, be a US citizen or permanent residence, be at least 18 years old (varies by state).
Quickly find a lender and potentially borrow up to $10,000 by using this auto title loan connection service.
LoanMart Car Title Loans
$2,500 to $50,000
1 business day
Resident of an eligible state, car title in your name, proof of income, valid state ID
A LoanMart auto title loan allows you to borrow money against your car, even if you have bad credit.
Finova Financial Auto Equity Loans
$750 to $5,000
as little as one business day
Must live in AZ, CA, FL, NM, SC or TN. Must own your car outright, have a valid car insurance policy and be a US citizen or permanent resident.
Short-term loans secured by your car title. Repayments accepted through MoneyGram if you don't have a bank account.

Compare up to 4 providers

You may risk repossession

Auto title loans generally have lower interest rates than payday loans and installment loans because they use your car’s title as collateral. While this can be convenient — especially when you have bad credit — you should be careful. Failing to repay your loan could result in repossession.

Lenders usually only use this as a last resort, but it still happens. If you think you may not be able to repay your loan on time, it may be worthwhile to consider your other short-term loan options before taking out an auto title loan.

How safe is it to apply with uses a 256-bit SSL encryption system to keep your personal information safe when you apply. The form is secure, and follows a standard privacy policy that outlines how your information is protected and how it will be used by the service. In addition, you can opt out of being contacted at any time, and you can also change how some of your information is shared by contacting

Before signing any loan contract, always be sure you’ve been connected with a reputable lender that follows state laws. The fees associated with auto title loans tend to be steep, and defaulting on your loan can result in repossession of your car.

What does the Internet say about

There aren’t many reviews out there for In fact, there isn’t even a Better Business Bureau (BBB) page or a TrustPilot page. This means you’ll have a tough time finding any complaints or benefits of using to find an auto title loan.

However, this is common. Many short-term loan connection services lack reviews because people will leave reviews for the lender instead. So if you have any concerns about the lender you’re connected with, see if it has reviews online to confirm you’re borrowing from a legit lender.

Am I eligible?

In order to apply with, you’ll need to meet a few eligibility criteria. You must:

  • Have a regular source of income.
  • Not be involved in any bankruptcy proceedings.
  • Be a US citizen or permanent residence.
  • Be at least 18 years old, depending on the state.

Lenders will have their own eligibility criteria you may need to meet if you’re connected. Check the lender website to see what’s expected of you.

How do I apply?

  1. Visit to start your application.
  2. Enter your full name, email and state then choose Get Started.
  3. Enter information about your vehicle, including its year, make and model.
  4. Select how much you need and enter your address and contact information.
  5. Select whether you are employed or receive benefits and enter your total monthly income.
  6. Read over to the E-Consent, Privacy Policy and Terms & Conditions then hit Go. will process your request. If your request is successful, select Click Here to Continue to redirect to a lender that can finance your title loan.

I was connected with a lender. Now what?

Once you’re connected with a lender, you’ll be redirected to its website to finalize your application. From here, you’ll learn if you’ve been approved. If you are, read over your loan contract carefully.

It should detail the amount you’re borrowing, the loan’s due date and how much you’ll owe once the loan term is finished. You may be required by your lender to have your vehicle inspected, and there is no guarantee that you’ll be approved for a loan once you complete the lender’s full application.

If you have any questions from this point, you’ll need to contact your lender directly.

Bottom line

Auto title loans can be a handy tool if you’re in a bind and need more than what a payday loan can offer. However, you run the risk of losing your vehicle to repossession if you can’t pay your loan. can connect you to a lender, but you’ll still want to vet it to make sure you’re getting good terms.

You may also want to compare other auto title lenders to see what other options are out there.

Frequently asked questions

How do I apply with bad credit? accepts applications from people with every type of credit.

How much does it cost to apply through

Nothing. The application to be matched with a lender is free.


No. As long as you have a regular source of income, you may still qualify for an auto title loan.

Why is my car title considered collateral?
Lenders use your car title as collateral because it makes lending to borrowers with less-than-perfect credit less risky — on their end. However, if you default, you run the risk of having your vehicle repossessed. This can make your financial situation even worse, so before you apply with a lender, make sure you’ve exhausted other ways to cover your short-term expenses.

Short-term loan ratings

★★★★★ — Excellent

★★★★★ — Good

★★★★★ — Average

★★★★★ — Subpar

★★★★★ — Poor

We analyze short-term loan providers and similar services to help you weed out predatory lenders and find a company you can trust. We rate providers on a scale of one to five stars. Our ratings are based on factors that are most important to you, which include: loan amount, application process, fees, customer reviews and borrower experience.

Read our full methodology for how we rate short-term loan providers and similar services.

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