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AutoTitleLoans car title loan review June 2017

AutoTitleLoans.com can help you find an auto title loan that uses your vehicle as collateral. AutoTitleLoans.com is not an actual lender, but instead matches customers with third party lenders. The vehicle acts as credit, so you don’t need to have a long credit history or a good credit score to qualify.

AutoTitleLoans review

Borrow from $1,000 to $35,000 depending on your state of residence, and other factors. Getting a car title loan is simple, and can be done in three steps. You begin by requesting the loan online and qualifying your car. After you are paired with a lender, you then complete some paperwork. Then receive your funds as soon as your loan is finalized.

How does AutoTitleLoans compare to other lenders?

Rates last updated June 24th, 2017
Max. Loan Amount Term of Loan Turnaround Time Costs
Check City Auto Title Loan
Secure your application against your title and keep full access of your car while repaying this short-term loan.
Varied by state Varies Next Day Depends on state of residency. Go to site More

Have we missed anything in the comparison table? Tell us

  • If the provider quotes a different rate to the one above please let us know
Rates last updated June 24th, 2017
Max. Loan Amount Term of Loan Turnaround Time Costs
LendUp Payday Loans
LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.
$250 7–30 days Generally receive the money the next business day Depends on your state, loan product, loan amount and the term of the loan. Go to site More
OppLoans Installment Loans
Get a better personal loan of up to $5,000 with 9- to 24-month repayment terms, depending on your state.
$5,000 9 to 24 months 1 business day Depends on state of residency. Go to site More
Check into Cash Payday Loan
With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
$1,000 Varies by state 1–2 business days Varies depending on the amount and your state of residency. Go to site More
Check City Payday Loan
Apply for a fast, secure and confidential payday loan — even with less-than-perfect credit.
Depends on state of residency Varies by state Next day Depends on state of residency. Go to site More
CashNetUSA Loan
Apply for short term loans, installment loans or lines of credit in 30 states typically with a day’s turnaround.
$2,250 Varies by state 1 business day Varies by state of residency. Go to site More
ACE Cash Express Payday Loans
Quick short term, installment and title loans come with no prepayment penalty and a 72-hour satisfaction guarantee.
Varies by state Varies by state Generally receive the money the next business day Varies depending upon the state where you reside. Go to site More

Have we missed anything in the comparison table? Tell us

  • If the provider quotes a different rate to the one above please let us know

Product Information

  • Product Name: AutoTitleLoans
  • Loan Term: 30 days (for a longer term, extra fees will apply)
  • APR: Varies, but the average is around 300%
  • Borrower Maximums: Varies depending on the value of your vehicle

Find out your credit score here

Benefits of AutoTitleLoans loans

  • Quick process. When you submit your information, you could be paired with a loan provider in as little as a few minutes.
  • Free loan request. Submitting a loan request is completely free, and you don’t have to pay anything for the title loan pairing service.
  • Fast deposit. Sometimes you can get the money deposited into your account as soon as the next business day. The amount of time depends on the lender.
  • Credit scores. You can request a loan with any kind of credit. Your credit score does not affect title loan requests.

Features

  • Title loans. AutoTitleLoans does not provide any loans directly. Instead, the company pairs you with auto title loan lenders. You can borrow up to 80% of the vehicle’s value, while using your car as collateral.
  • Loan amount. Across the network of lenders, you can borrow from $1,000 to $35,000.
  • Auto debt. If you still owe a balance on your car, your lender may have you pay off the debt. This could also depend on your loan package.
  • Cost. The cost of your loan depends on your lender. When you are paired with a lender, the loan agreement will show the auto title loan cost.
  • Unemployed. Some lenders let you apply for an auto title loan even if you are unemployed.
  • State availability. You can request an auto title loan in the following states: Alabama, Arizona, Delaware, Florida, Georgia, Idaho, Illinois, Kentucky, Mississippi, Missouri, Minnesota, Montana, Nevada, New Hampshire, New Mexico, Oregon, Rhode Island, South Dakota, Tennessee, Texas, Utah, Virginia and Wisconsin.
  • Blog. To learn more about AutoTitleLoans, hop over to their blog.
  • Secure. The company protects client information using McAfee Secure.
What is an auto title loan?
An auto title loan is a short-term loan that uses your car as collateral. You can continue to drive your car while you repay the loan. The money usually must be repaid within 30 days. The fees and APR associated with car title loans tend to be steep, and the lender can take your car if you are unable to repay the loan.

What are the fees involved?

The fees will vary greatly from lender to lender. AutoTitleLoans doesn’t provide loans; they are a service that matches you with a lender. You won’t know what fees or APR is involved until you are matched with a loan provider. However, you will be able to review all the terms of your loan before you agree to anything. AutoTitleLoans itself doesn’t charge any fees to use their services.

How safe is AutoTitleLoans?

AutoTitleLoans is a member of the Online Lenders Alliance (OLA), and abides by a code of conduct and list of best practices to make sure customers receive fair treatment and remain fully informed. AutoTitleLoans keeps all of your personal information safe and secure using the latest in encryption technology.

More information about the Online Lenders Alliance (OLA)

How to apply for an AutoTitleLoans car title loan

Requesting an auto title loan is easy, and requires applicants to meet the following eligibility requirements:

Eligibility criteria:

  • U.S. citizen
  • At least 18 years old
  • Not in bankruptcy or credit consolidation
  • Employed or have a regular source of income
  • Meet minimum income requirements (varies by state and lender)
  • Have a valid form of government issued ID


Required documents & information:

  • Full name
  • Address
  • Phone number
  • Email address
  • Vehicle information

Some lenders may also require you to show proof of previous financial responsibilities.

Frequently asked questions

After you provide your information, it normally only takes a few minutes to find out if you’ve been matched with a lender.

Not necessarily; it depends on your loan package.

It depends on the lender. Many are still willing to provide the loan because you will be using your car as collateral, so there is less risk involved for the lender.

If you have poor credit and need money fast, AutoTitleLoans.com can help you find a third party lender for a car title loan. Before choosing AutoTitleLoans.com, be sure to compare it with other loan providers.

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US Payday Loans Offers

Learn about our information service
LendUp Payday Loans

LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.

OppLoans Installment Loans

Get a better personal loan of up to $5,000 with 9- to 24-month repayment terms, depending on your state.

Check into Cash Payday Loan

With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

Check City Payday Loan

Apply for a fast, secure and confidential payday loan — even with less-than-perfect credit.

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