We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias.
But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.
Quickly find a lender and potentially borrow up to $500 by using this auto title loan connection service.
finder.com’s rating: 2.3 / 5.0
When times are tough, you may have looked everywhere for a loan but still come up short. If you’re not sure where else to turn, AutoTitleLoans.com may be able to connect you with a lender that will use your car’s title as collateral. This means easier approval and lower interest rates. But watch out — you could lose your car if you’re unable to repay your loan.
Aliyyah Camp is a publisher helping folks compare personal, student, car and business loans. Prior to joining Finder, she ran her own personal finance blog and wrote for numerous finance sites. Aliyyah earned a BA in communication from the University of Pennsylvania. She likes to go to the movies and go for runs outdoors.
What is AutoTitleLoans.com?
AutoTitleLoans.com is a short-term loan connection service. The initial process only takes a few minutes, and you may be able to find a lender that can use your car title as collateral. Its network of lenders offers title loans between $500 to $10,000.
When you apply, you’ll complete an application that will be reviewed to see if you meet the eligibility criteria for a loan. If you do, AutoTitleLoans.com will redirect you to a lender to complete your paperwork. While you aren’t guaranteed to get a loan, you will still qualify even if you have bad credit.
AutoTitleLoans.com connects borrowers to lenders in the following states:
If you don’t live in one of these states, you can browse our guide to auto title loans to find a lender that operates in your state.
What are the benefits of using AutoTitleLoans.com?
Quick process. AutoTitleLoans.com has a quick application. Once finished, it may be able to connect you with an auto title loan lender in just a few minutes.
Variable loan amounts. You can borrow up to 80% of the vehicle’s value, from $500 to $10,000. And because you’re using your car as collateral, the interest on your payments is also lower.
Fast deposit. You can have your loan deposited in your account as soon as the next business day. However, this may take longer depending on your bank and the lender you choose to work with.
What to watch out for
No transparent affiliate list. Unlike some connection services that are upfront about the lenders it may connect you with, AutoTitleLoans.com doesn’t provide a list of its affiliates.
No guarantee. There’s no guarantee you’ll be connected with a lender. And even if you are, the lender you’re connected with may not approve you for a loan.
Risk repossession. If you’re unable to pay off your loan by the due date, your lender may choose to repossess your vehicle. Because of this, you’ll want to be careful when applying and only borrow as much as you know you can afford.
How does AutoTitleLoans.com compare?
Updated December 15th, 2019
You may risk repossession
Auto title loans generally have lower interest rates than payday loans and installment loans because they use your car’s title as collateral. While this can be convenient — especially when you have bad credit — you should be careful. Failing to repay your loan could result in repossession. Lenders usually only use this as a last resort, but it still happens. If you think you may not be able to repay your loan on time, it may be worthwhile to consider your other short-term loan options before taking out an auto title loan.
Is it safe to apply with AutoTitleLoans.com?
Before signing any loan contract, always be sure you’ve been connected with a reputable lender that follows state laws. The fees associated with auto title loans tend to be steep, and defaulting on your loan can result in repossession of your car.
What does the Internet say about AutoTitleLoans.com?
There aren’t many reviews out there for AutoTitleLoans.com. In fact, there isn’t even a Better Business Bureau (BBB) page or a TrustPilot page. This means you’ll have a tough time finding any complaints or benefits of using AutoTitleLoans.com to find an auto title loan.
However, this isn’t uncommon. Many short-term loan connection services lack reviews because people will leave reviews for the lender instead. So if you have any concerns about the lender you’re connected with, see if it has reviews online to confirm you’re borrowing from a legit lender.
Am I eligible?
In order to apply with AutoTitleLoans.com, you’ll need to meet a few eligibility criteria. You must
Have a regular source of income
Not be involved in any bankruptcy proceedings
Be a US citizen or permanent residence
Be at least 18 years old (varies by state)
Lenders will have their own eligibility criteria you may need to meet if you’re connected. Check the lender website to see what’s expected of you.
How do I apply?
Visit AutoTitleLoans.com to start your application.
Enter your full name, email and state then click Get Started.
Enter information about your vehicle, including its year, make and model.
Select how much you need and enter your address and contact information.
Select whether you are employed or receive benefits and enter your total monthly income.
AutoTitleLoans.com will process your request. If your request is successful, click Click Here to Continue to be redirected to a lender that can finance your title loan.
I was connected with a lender. Now what?
Once you’re connected with a lender, you’ll be redirected to its website to finalize your application. From here, you’ll learn if you’ve been approved. If you are, read over your loan contract carefully. It should detail the amount you’re borrowing, the loan’s due date and how much you’ll owe once the loan term is finished. You may be required by your lender to have your vehicle inspected, and there is no guarantee that you’ll be approved for a loan once you complete the lender’s full application.
If you have any questions from this point, you’ll need to contact your lender directly.
Auto title loans can be a handy tool if you’re in a bind and need more than what a payday loan can offer. However, you run the risk of losing your vehicle to repossession if you can’t pay your loan. AutoTitleLoans.com can connect you to a lender, but you’ll still want to vet it to make sure you’re getting good terms.
Yes. AutoTitleLoans.com accepts applications from people with every type of credit.
Nothing. The application to be matched with a lender is free.
No. As long as you have a regular source of income, you may still qualify for an auto title loan.
Not necessarily; it depends on your loan package. But usually, auto title lenders will want your car to be fully paid off because it will act as the collateral for your loan.
After you provide your information, it normally only takes a few minutes to find out if you’ve been connected with a lender.
Lenders use your car title as collateral because it makes lending to borrowers with less-than-perfect credit less risky — on their end. However, if you default, you run the risk of having your vehicle repossessed. This can make your financial situation even worse, so before you apply with a lender, make sure you’ve exhausted other ways to cover your short-term expenses.
Short-term loan ratings
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze short-term loan providers and similar services to help you weed out predatory lenders and find a company you can trust. We rate providers on a scale of one to five stars. Our ratings are based on factors that are most important to you, which include: loan amount, application process, fees, customer reviews and borrower experience.
How likely would you be to recommend finder to a friend or colleague?
Very UnlikelyExtremely Likely
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services. We may also receive compensation if you click on certain links posted on our site. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Please appreciate that there may be other options available to you than the products, providers or services covered by our service.