Find a short-term loan backed by your car in your area.
Max Cash Title Loans
With a quick online application, Max Cash could help connect you with a lender, finding you options in minutes.
- Maximum loan amount: $50,000
- Turnaround time: As little as 1 business day
- Loan term: Varies by lender
- Must be a US citizen or permanent resident, 18 or older with a regular source of income.
Where can I get an auto title loan near me?
Almost all title loan providers have a storefront, but not all operate in every state. The easiest way to find an auto title loan provider that operates near you is to first search online for providers. Most list their locations online or have searchable maps showing their storefronts.
Starting online also allows you to compare features like rates, loan amounts and terms so you can find a convenient lender that offers a competitive deal.
Compare top title loan companies in my state
|Max Cash||AL, AK, AZ, AR, CA, DE, FL, GA, ID, IL, IN, IA, KY, LA, ME, MD, MA, MI, MN, MS, MO, NV, NH, NM, NC, ND, OH, OK, OR, PA, SC, TN, TX, UT, VT, VA, WI||Varies by lender||Up to $50,000|
|AutoTitleLoans.com||AL, AZ, DE, FL, GA, ID, IL, KY, MS, MT, MN, MO, NV, NH, NM, OR, RI, SD, TN, TX, UT, VA, WI||Varies||$500 to $10,000|
|LoanMart||AL, AZ, CA, GA, IL, MO, NM, SC, UT||60% to 222%||$1,000 to $50,000|
|Finova Financial||AZ, CA, FL, NM, SC, TN||Up to 30%||$750 to $5,000|
|TitleMax||AL, AZ, CA, DE, GA, WI, IL, MS, MO, NV, NM, SC, TN, TX, UT, VA||Varies||$2,600 to $10,000||Read review|
How to find a title loan store in 4 steps
Ready to take out a title loan? Follow these steps to find a store near you:
- Check that it’s legal. Title loans aren’t permitted in all states. Check your state’s laws to make sure you’re actually able to get a title loan before you get started.
- Compare lenders. Compare lenders that operate in your state by considering features such as rates, terms and loan amounts. Also look at other eligibility requirements when making your list of potential lenders.
- Browse locations. Once you’ve narrowed down your options, go to each lender’s website and use its store locator tool to find the closest location.
- Check the hours. Also consider each lender’s hours of operation. Skip those that aren’t open when you’re available — or find one near work if you can take an hour during the day.
2 factors to consider when comparing locations
Keep these factors in mind when deciding what title loan store to go with:
- Convenience. Do you want a lender that’s located near your house or on your way home from work — or another place you visit often? Find a location that works with your schedule.
- Reputation. While online reviews don’t always reflect the average customer experience, checking sites like Yelp can give you an idea of how long it might take to get your title loan and help you plan.
What to expect from an in-store title loan provider
Applying for a title loan at a storefront involves filling out an application and having your vehicle inspected. It can take as little as 30 minutes if you’re prepared and it isn’t busy.
What should I do before I go to the store?
Before you go, check the lender’s website or call ahead to find out what documents you need to bring. Some allow you to fill out a quick form online, after which a representative will reach out and give you personalized instructions. Typically, you need your car’s title, a state-issued ID and proof of income.
What happens at the store?
Once you’re at the title loan location, the lender might have you complete a quick form with information about yourself and your car while a mechanic inspects your vehicle. The inspection helps the lender determine its value — and how much you’re eligible to borrow.
Alternatively, some lenders might ask you to take your car to an inspection center to have your vehicle valued. If approved, you can get your cash in the form of a check, money order, bank transfer or even cash, depending on your lender.
Should I apply online instead?
It’s possible to apply online for a title loan, but even stores that have online applications typically require an in-person visit. The few truly online title loan providers tend to ask for more documentation, like photos of your car.
It can also take longer. The quickest you can get a title loan online is usually one business day, which is how long it typically takes to transfer money to your bank account. If you need money as soon as possible, applying in person might be a better choice.
Compare title loan companies
Getting a title loan from an in-store provider can be quicker and more convenient than applying online. You won’t have to send in photos of your car or mail in your car title, and you can often get money the same day.
However, you’ll need to find a lender near you with hours that fit your schedule. Learn more about how it all works by checking out our guide to title loans.