Auto title loan locations near me

Find a short-term loan backed by your car in your area.

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Title loans are one of the few types of financing that usually requires an in-person visit. You also often need to live in the same state as your lender to qualify. Finding a location near you is easy enough — but make sure you live in a state that allows title loans before beginning your search.

Our top pick: Max Cash Title Loans

  • Max. Loan Amount: $50,000
  • Turnaround Time: 1 business day
  • Loan Term: Varies by lender
  • Requirements: Must be a US citizen or permanent resident, 18 or older with a regular source of income.
  • No bank account required
  • No prepayment penalty
  • Bad credit OK

Our top pick: Max Cash Title Loans

With a quick online application, Max Cash could help connect you with a lender, finding you options in minutes.

  • Max. Loan Amount: $50,000
  • Turnaround Time: 1 business day
  • Loan Term: Varies by lender
  • Requirements: Must be a US citizen or permanent resident, 18 or older with a regular source of income.

Where can I get an auto title loan near me?

Almost all title loan providers have a storefront, but not all operate in every state. The easiest way to find an auto title loan provider that operates near you is to first search online for providers. Most list their locations online or have searchable maps showing their storefronts.

Starting online also allows you to compare features like rates, loan amounts and terms so you can find a convenient lender that offers a competitive deal.

Compare top title loan companies in my state

LenderStatesAPRLoan amounts
Max CashAL, AK, AZ, AR, CA, DE, FL, GA, ID, IL, IN, IA, KY, LA, ME, MD, MA, MI, MN, MS, MO, NV, NH, NM, NC, ND, OH, OK, OR, PA, SC, TN, TX, UT, VT, VA, WI Varies by lender Up to $50,000
Go to Max Cash's site
AutoTitleLoans.comAL, AZ, DE, FL, GA, ID, IL, KY, MS, MT, MN, MO, NV, NH, NM, OR, RI, SD, TN, TX, UT, VA, WIVaries$500 to $10,000
Go to site
LoanMartAL, AZ, CA, GA, IL, MO, NM, SC, UT 60% to 222% $1,000 to $50,000
Go to LoanMart's site
Finova FinancialAZ, CA, FL, NM, SC, TN Up to 30% $750 to $5,000
Go to Finova Financial's site
TitleMaxAL, AZ, CA, DE, GA, WI, IL, MS, MO, NV, NM, SC, TN, TX, UT, VAVaries$2,600 to $10,000Read review

How to find a title loan store in 4 steps

Ready to take out a title loan? Follow these steps to find a store near you:

  1. Check that it’s legal. Title loans aren’t permitted in all states. Check your state’s laws to make sure you’re actually able to get a title loan before you get started.
  2. Compare lenders. Compare lenders that operate in your state by considering features such as rates, terms and loan amounts. Also look at other eligibility requirements when making your list of potential lenders.
  3. Browse locations. Once you’ve narrowed down your options, go to each lender’s website and use its store locator tool to find the closest location.
  4. Check the hours. Also consider each lender’s hours of operation. Skip those that aren’t open when you’re available — or find one near work if you can take an hour during the day.

2 factors to consider when comparing locations

Keep these factors in mind when deciding what title loan store to go with:

  • Convenience. Do you want a lender that’s located near your house or on your way home from work — or another place you visit often? Find a location that works with your schedule.
  • Reputation. While online reviews don’t always reflect the average customer experience, checking sites like Yelp can give you an idea of how long it might take to get your title loan and help you plan.

What to expect from an in-store title loan provider

Applying for a title loan at a storefront involves filling out an application and having your vehicle inspected. It can take as little as 30 minutes if you’re prepared and it isn’t busy.

What should I do before I go to the store?

Before you go, check the lender’s website or call ahead to find out what documents you need to bring. Some allow you to fill out a quick form online, after which a representative will reach out and give you personalized instructions. Typically, you need your car’s title, a state-issued ID and proof of income.

What happens at the store?

Once you’re at the title loan location, the lender might have you complete a quick form with information about yourself and your car while a mechanic inspects your vehicle. The inspection helps the lender determine its value — and how much you’re eligible to borrow.

Alternatively, some lenders might ask you to take your car to an inspection center to have your vehicle valued. If approved, you can get your cash in the form of a check, money order, bank transfer or even cash, depending on your lender.

Should I apply online instead?

It’s possible to apply online for a title loan, but even stores that have online applications typically require an in-person visit. The few truly online title loan providers tend to ask for more documentation, like photos of your car.

It can also take longer. The quickest you can get a title loan online is usually one business day, which is how long it typically takes to transfer money to your bank account. If you need money as soon as possible, applying in person might be a better choice.

Compare title loan companies

Updated January 26th, 2020
Name Product Filter Values Max. Loan Amount Turnaround time Requirements
Max Cash Title Loans
Same business day to 1 business days
Must be a US citizen or permanent resident, 18 or older with a regular source of income.
With a quick online application, Max Cash could help connect you with a lender, finding you options in minutes. Car Title Loans
Varies by lender
Have a regular source of income, not be involved in any bankruptcy proceedings, be a US citizen or permanent residence, be at least 18 years old (varies by state).
Quickly find a lender and potentially borrow up to $10,000 by using this auto title loan connection service.
LoanMart Car Title Loans
1 business day
Must live in AL, AZ, IL, MO, NM, SC or UT. Must have verifiable income, car value of at least $1,500 and a vehicle that is paid-off or close to being paid-off.
A LoanMart auto title loan allows you to borrow money against your car, even if you have bad credit.
Finova Financial Auto Equity Loans
as little as one business day
Must live in AZ, CA, FL, NM, SC or TN. Must own your car outright, have a valid car insurance policy and be a US citizen or permanent resident.
Short-term loans secured by your car title. Repayments accepted through MoneyGram if you don't have a bank account.
TitleMax Auto Title Loans
as little as 30 minutes
Must have a lien-free vehicle title, government-issued ID, and be age of majority in your state.
Auto title loans on cars and motorcycles to people in 16 states across the US.

Compare up to 4 providers

Bottom line

Getting a title loan from an in-store provider can be quicker and more convenient than applying online. You won’t have to send in photos of your car or mail in your car title, and you can often get money the same day.

However, you’ll need to find a lender near you with hours that fit your schedule. Learn more about how it all works by checking out our guide to title loans.

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