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AssurancePayday.com Payday Loans

Information verified correct on March 26th, 2017

Access payday loans of up to $1,000 in just minutes from the expansive network of lenders at AssurancePayday.com

When you’re in need of fast cash, AssurancePayday.com can help you partner with a high-quality payday loan provider. You can receive up to $1,000 deposited into your bank account as quickly as the next business day after your application is processed.

With an expansive network of lending providers to partner with, AssurancePayday can offer up to $1,000 in payday advances to qualified applicants, even those with a poor history of credit.

How does AssurancePayday.com compare to other loan providers?

Rates last updated March 26th, 2017
Unfortunately, none of the personal loan providers have a loan for that credit score. It you are urgent need of a small loan, you might want to check out a short term loan.
Interest Rate (p.a.) Maximum Loan Amount Term of Loan Turnaround Time
Check into Cash Payday Loan
With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.
From 260.71% (variable) $1,000 Varies by state 1–2 business days Same rates
everywhere
Go to site More
SWIFT Payday Loan
Access multiple lenders with a 5-minute application for a cash advance on your paycheck.
From (variable) $1,000 Varies by lender Next business day Same rates
everywhere
Go to site More
CashNetUSA Loan
Apply for a $300 to $2,250 short-term loan, installment loan or line of credit with a day’s turnaround.
From 299% (variable) $2,250 Varies by state 1 business day Same rates
everywhere
Go to site More
OppLoans Personal Loans
Get a better personal loan of up to $5,000 with 9- to 24-month repayment terms, depending on your state.
From 59% (variable) $5,000 9 to 24 months 1 business day Same rates
everywhere
Go to site More
Cash Central Payday Loan
Offers high-APR cash loans of up to 32 days deposited directly into your checking account.
From 0% (variable) $5,000 Varies by state 1–2 business days Same rates
everywhere
Go to site More
ACE Cash Express Payday Loans
An array of services in 1,000 locations include short-term, installment and title loans with terms that vary by state.
From (variable) Varies by state Varies by state Generally receive the money the next business day Same rates
everywhere
Go to site More
LendUp Payday Loans
Climb the LendUp Ladder with this unique borrowing platform offering credit reporting and $250 loans for first-time borrowers.
From (variable) $250 7–30 days 1 business day Same rates
everywhere
Go to site More

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Are payday loans permitted in your state?

Hover over your state of residence (or click on your state if you’re using a mobile device) to find out if payday loans are legal in your state.

Features of AssurancePayday.com

The lending program at AssurancePayday.com provides quick and efficient services to those seeking a payday loan. Some of their top features include:

  • Acceptance of poor credit:  Whether you have a short credit history or have credit issues in your past, AssurancePayday.com can link you up with a lender who is willing and able to work with you, no matter your credit history.
  • Secure lending practices:  In any financial transaction, you want to know that your personal information is kept secure and confidential. With AssurancePayday.com, you can rest assured that your information will not be released to outside companies and that top security measures will be used for all data sent and received during the application process.
  • Fast delivery:  When you’re facing a financial hardship, the last thing that you want to worry about is when your funds will be delivered into your account. Not only is the application process very short, but most lenders will deposit the funds into your bank account within a single business day once the application is approved.
  • Top-notch customer service:  AssurancePayday.com works hard to ensure that the application process is simple and easy to complete.
  • Transparency in lending practices:  When you make a financial commitment, it is important to know exactly what you are agreeing to. AssurancePayday.com strives to provide some of the most transparent loan terms available on the market to their borrowers, making it easy for them to pick a lending partner that suits their needs.
  • Extensive choices:  From the loan value to the provider that is chosen, borrowers that use AssurancePayday.com maintain control over the final loan that they receive, customizing the loan terms and conditions in ways that fit their budget best.
What is a payday loan?
A payday loan, also known as a cash advance loan, is a short-term personal loan (typically $500 or less) that usually must be repaid within two weeks to a month. The repayment date is determined by your pay schedule. Because payday loans come with steep finance charges, it is not a long-term solution, but a temporary fix to an unexpected financial situation. Rules and regulations for payday loans vary from state to state, and are even not permitted in some states.

What are the fees involved?

The fees vary greatly since AssurancePayday doesn’t actually offer loans; they are a service that matches you to a lender. You won’t know what fees and APR you need to pay until you are matched with a loan provider. However, you will be able to review all the terms of your loan before you agree to anything. AssurancePayday itself doesn’t charge any fees to use their services.

Is it safe to use AssurancePayday?

AssurancePayday is a member of the Online Lenders Alliance (OLA), and abides by a code of conduct and list of best practices to make sure customers receive fair treatment and remain fully informed. AssurancePayday keeps all of your personal information safe and secure using the latest in encryption technology.

More information about the Online Lenders Alliance (OLA)

How to apply for a loan through AssurancePayday.com

The basic application process for a payday loan from AssurancePayday.com is very simple and can be completed online in a matter of minutes. Once your application has been reviewed, you’ll receive a list of lenders who match your lending criteria, along with the terms and conditions of the loans that they are able to offer. At any time in the process you can make a decision as to the best lender to work with, maintaining exceptional control over the way that your loan is finalized.

Eligibility criteria:

  • Citizenship in the United States
  • At least 18 years of age
  • A steady source of income
  • An active, open bank account


During the application process, you may also be asked to provide the following documentation:

  • Proof of income (paystubs, SSI benefits, etc.)
  • Proof of identity (Social Security number, driver’s license, etc.)

Frequently asked questions

How can I improve my chances of being approved

The first thing to do is complete your application accurately and honestly. Any false information will hurt your chances of being approved. Applying during regular business hours and opting for direct deposit could also make your approval more likely.

Does Social Security, disability or other benefits count as income?

This depends on the lender, but often times yes. As long as it is a consistent source of income, it will usually qualify.

How do I know if my application was approved?

If your application is approved by a lender, you will then be transferred to their secure website to complete the application.

Can I still apply if I don't have a bank account?

No, you need to have a bank account, preferably a checking account, in order to apply for a loan.

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US Payday Loans Offers

Learn about our information service
Check into Cash Payday Loan

With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

LendUp Payday Loans

Climb the LendUp Ladder with this unique borrowing platform offering credit reporting and $250 loans for first-time borrowers.

SWIFT Payday Loan

Access multiple lenders with a 5-minute application for a cash advance on your paycheck.

CashNetUSA Loan

Apply for a $300 to $2,250 short-term loan, installment loan or line of credit with a day’s turnaround.

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