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Access loans of up to $1,000 in just minutes from the expansive network of lenders at

When you’re in need of cash, can help you partner with a high-quality direct lender. With a large lender network, can find you a loan provider offering up to $1,000 to qualified applicants, even those with bad credit.

Features of

The matching program at provides a quick way to find a payday lender when you need it.

  • Bad credit is OK. The lenders on will work with you no matter your credit history.
  • Secure lending practices. Your information will not be released to outside companies and top security measures will be used for all data sent and received during the application process.
  • Easy to contact. If you have a question during any part of the application proces, has information on what your next steps should be and openly available contact information if you’d like to call or email.
  • Transparency in lending practices. strives to provide some of the most transparent loan terms available on the market to their borrowers, making it easy for you to pick a lending partner that suits your needs.
  • Extensive choices. From the loan value to the lender, borrowers who use maintain control over the final loan they receive and can customize their their loan to best fit their budget.

There’s more to know about loan brokers

How does compare to other loan providers?

Rates last updated October 18th, 2017
Unfortunately, none of the short term loan providers currently offer loans in your state. Learn more about short term loans in your state to find an alternative.
Name Product Product Description Maximum Loan Amount Term of Loan Turnaround Time Requirements
Bad Credit Loans Personal Loans
With straightforward, simple qualifications, these loans offer easy approval for people with poor credit.
3 to 60 months
Varies based on lender
Depending on lender requirements, people from all 50 states may not be eligible for a personal loan.
Slam Dunk Loans
Potentially get approved for a short-term loan through this lender-matching service, even with poor credit history.
Varies by lender
As soon as next business day
Must be employed, receive regular income, earn at least $800 a month, have a checking account, be 18+ yrs old and a US citizen.
TriangleCash Payday Loans
If you have bad credit or no credit history, apply to be matched with a network of lenders for funding at rates that vary by state.
Varies based on lender
As soon as next business day
You must be a US citizen, at least 18 years old, and have a valid bank account.
SWIFT Payday Loan
Access multiple lenders with a 5-minute application for a cash advance on your paycheck.
Varies by lender
Next business day
Must be at least 18 years old and employed or have regular income. Payday Loans
Get matched with a legit lender offering convenient payday loans and quickly get funds.
Varies by lender
As soon as one business day
You must be 18+ years old, legally work and live in the US, have a bank account in your name and be employed with sufficient income. Installment Loans
This free and simple service matches you with online lenders offering installment loans.
Varies by lender
As soon as one business day
Must be at least 18+ years old, legally work and live in the US, have a bank account in your name and be employed with sufficient income. Short Term Loans
Potentially get a loan through a network of 100+ lenders. One simple online application.
Varies by lender
Varies by lender
Be employed, have a bank account in your name and income of at least $1,000 per month. Payday Loans
Whether for emergencies or unexpected expenses, this broker may be able to match you among its nationwide network of lenders.
Up to 12 months
1–2 days
You must be at least 18 years old with take-home monthly income of at least $1,000 after taxes.

Compare up to 4 providers

What are the fees involved? doesn’t charge any fees to use their website or fill out an application.

Lenders will charge different fees and APR depending on your financial situation and state of residence. Be sure to read your loan contract to review all the terms before you accept, and if you don’t agree to any part of the loan, you are under no obligation to sign.

Is it safe to use is a member of the Online Lenders Alliance (OLA). They abide by a code of conduct and list of best practices to make sure customers receive fair treatment and remain fully informed, and they keep your personal information safe with the latest in encryption technology.

Once you’re matched, be sure your lender is legit.

How to apply for a loan through

The basic application process for a payday loan from is simple and can be completed online in a matter of minutes.

Once your application has been reviewed, you’ll receive a list of lenders that match your lending criteria along with the terms and conditions of the loans they’re able to offer.

Any time in the process, you can make a decision as to the best lender to work with, maintaining control over the way your loan is finalized.

Eligibility criteria:

  • Be a US citizen or permanent resident
  • Be at least 18 years old (varies by state)
  • Have a steady source of income
  • Have an active, open bank account

Required information:

  • Proof of income (pay stubs, SSI benefits, etc.)
  • Proof of identity (Social Security number, driver’s license, etc.)

Are payday loans permitted in your state?

Hover over your state of residence (or click on your state if you’re using a mobile device) to find out if payday loans are legal in your state.

Frequently asked questions

A payday loan, also known as a cash advance loan, is a short-term personal loan (typically $500 or less). It’s usually repaid within two weeks to four weeks. Because payday loans come with steep finance charges, it is not a long-term solution, but instead a temporary fix to an unexpected financial situation. Rules and regulations for payday loans vary by state.
Complete your application accurately and honestly. Any false information will hurt your chances of being approved. Applying during regular business hours and opting for direct deposit could also make your approval more likely.
This depends on the lender, but often times it does. As long as it is a consistent source of income, it will usually qualify. You can read more about welfare payday loans here.
If your application is approved by a lender, you will be transferred to their secure website to complete the application.
No. You need to have a bank account in order to apply for a loan.
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US Payday Loans Offers

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Slam Dunk Loans

Potentially get approved for a short-term loan through this lender-matching service, even with poor credit history.

LendUp Payday Loans

LendUp offers $250 loans for first-time borrowers. Good credit is not required. Visit the site to see if available in your state.

Check into Cash Payday Loan

With 1,000 branches in 30 states, get $50 to $1,000 in days from this direct lender.

OppLoans Installment Loans

Installment loans with competitive rates from a top-rated direct lender.