AssurancePayday.com Payday Loans

Information verified correct on January 20th, 2017

Access payday loans of up to $1,000 in just minutes from the expansive network of lenders at AssurancePayday.com

When you’re in need of fast cash, AssurancePayday.com can help you to partner with a high-quality payday loan provider. You can receive up to $1,000 deposited into your account as quickly as the next business day after your application is processed.

Product NameAssurancePayday.com Payday Loans
Min Loan Amount$100
Max. Loan Amount$1,000
Loan TermVaries by lender
Turnaround TimeVaries by lender
Requirements
  • Minimum Credit Score: Varies by Lender
  • Minimum Age: 18
  • Verified Income Source: Required
  • Citizenship: U.S. Citizen Required
  • Checking Account: Bank Account Required

Pros

  • Top-Notch Customer Service
  • Transparency in Lending Practices
  • Extensive Choices

Cons

  • APR: Varies by lender

AssurancePayday.com Product Review

Whether you’re looking to consolidate your debt or to take that vacation that you’ve been planning for years, a payday loan from AssurancePayday.com might be just what you’re looking for. With an expansive network of lending providers to partner with, AssurancePayday can offer up to $1,000 in payday advances to qualified applicants, even those with a poor history of credit.

Product Information

  • Product Name: AssurancePayday.com Payday Loans
  • Loan Term: Varies by lender
  • APR: Varies between 36% and 814%, depending on the lender
  • First-Time Borrower Maximums: Not specified
  • Returning Borrower Maximums: $1,000

Find out your credit score here

Are payday loans legal in your state?

Hover over your state of residence (or click on your state if you’re using a mobile device) to find out if payday loans are legal in your state.

Features of AssurancePayday.com

The lending program at AssurancePayday.com provides quick and efficient services to those seeking a payday loan. Some of their top features include:

  • Acceptance of Poor Credit:  Whether you have a short credit history or have credit issues in your past, AssurancePayday.com can link you to a lender who is willing and able to work with you.
  • Secure Lending Practices:  In any financial transaction, you want to know that your personal information is kept secure and confidential. With AssurancePayday.com, you can rest assured that your information will not be released to outside companies and that top security measures will be used for all data sent and received during the application process.
  • Fast Delivery:  When you’re facing a financial hardship, the last thing that you want to worry about is when your funds will be delivered into your account. Not only is the application process very short, but most borrowers are able to receive funds into their account within a single business day of the time of their application approval.
  • Top-Notch Customer Service:  AssurancePayday.com works hard to ensure that the application process is simple and easy to complete.
  • Transparency in Lending Practices:  When you make a financial commitment, it is important to know exactly what you are agreeing to. AssurancePayday.com strives to provide some of the most transparent loan terms available on the market to their borrowers, making it easy for them to pick a lending partner that suits their needs.
  • Extensive Choices:  From the loan value to the provider that is chosen, borrowers that use AssurancePayday.com maintain control over the final loan that they receive, customizing the loan terms and conditions in ways that fit their budget best.

What are the fees involved?

The fee vary greatly since AssurancePayday doesn’t actually offer loans, they are only a service to match you to a lender. You won’t know what fees and APR you need to pay until you are matched with a loan provider. However, you will be able to review all the terms of your loan before you agree to anything. AssurancePayday itself doesn’t charge any fees to use the service.

Is it safe to borrow from AssurancePayday?

AssurancePayday is a member of the Online Lenders Association (OLA), and abide by a Code of Conduct and list of Best Practices to make sure customers receive fair treatment and remain fully informed. AssurancePayday keeps all of your personal information safe and secure using the latest in encryption technology.

More information about the Online Lenders Alliance (OLA)

How to apply for a Loan through AssurancePayday.com

The basic application process for a payday loan from AssurancePayday.com is very simple and can be completed online in a matter of minutes. Once your application has been reviewed, you’ll receive a list of lenders who match your lending criteria, along with the terms and conditions of the loans that they are able to offer. At any time in the process, you can make a decision as to the best lender to work with, maintaining exceptional control over the way that your loan is finalized.

Eligibility criteria:

  • Citizenship in the United States
  • At least 18 years of age
  • A steady source of income
  • An active, open bank account

During the application process, you may also be asked to provide the following documentation:

  • Proof of income (paystubs, SSI benefits, etc.)
  • Proof of identity (Social Security number, driver’s license, etc.)

Frequently asked questions

How can I approve my chances of being approved

The first thing to do is to complete your application accurately and honestly. Any false information will hurt your chances of being approved. Applying during regular business hours and opting for direct deposit could also make your approval more likely.

Does social security, disability, or other benefits count as income?

This depends on the lender, but often times yes. As long as it is a consistent source of income, it will usually qualify.

How do I know if my application was approved?

If your application is approved by a lender, you will then be transferred to their secure website to complete the application.

Can I still apply if I don't have a bank account?

No, you need to have a bank account, preferably a checking account, in order to apply for a loan.

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