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$0
Annual fee
5.75% to 25.99%
Purchase APR (fixed)
300
Recommended credit score
Review by
Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. He's passionate about helping you get your finances in order by expertly navigating cutting-edge financial tools — including credit cards, apps and budgeting software.
Sign up for a credit line at the retailer Ashro when you’re ready to purchase your items online. Most shoppers learn about approval within 24 hours. If you’re approved, Ashro Credit allows you pay for your clothing, accessories and more over time with a purchase APR of 5.75% to 25.99% fixed depending on your credit score.
Unfortunately, the issuer is opaque about its terms and doesn’t disclose them on its sales page. You’ll receive your terms if you’re approved for an account. If they’re not to your liking, be sure to reject them within the stated time frame.
Ashro Credit doesn’t offer rewards. If these are important to you, consider a flat-rate card such as the excellent PayPal Cashback Mastercard®.This credit account can be useful if you frequently shop the extensive line of clothing, wigs and caftans that Ashro carries, with signup wrapped into checkout at this online retailer. But you could be stuck with a high APR and high minimum payments if you don’t read the fine print.
For more flexible savings on your shopping beyond Ashro, instead consider a rewards credit card.