Add the right drill to your toolbox with the help of this buying guide.
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Top appliance stores for 2021
Tips for financing your new appliance
Take advantage of store credit.
Some retailers offer in-store or third-party financing through companies like Affirm or Afterpay, which often come with relatively low interest rates.
Use caution with credit card.
Unless your credit card has a low interest rate or you plan to pay it off with your next statement, think twice before swiping for a big appliance purchase.
Look for short-term financing.
While you’d hope your new appliance lasts for years, it could break or require repairs before then. Try to avoid long-term loans for items you might need to replace before paying them off.
Take advantage of 0% APR promos.
Some credit cards offer new customers a 0% intro APR for six months or longer. Third-party companies like Affirm are also known to extend no-interest financing to customers who qualify. You’ll want to commit to paying off your balance before your intro expires.
Ask about deferred payments.
Some retailers like Lowe's and Home Depot offer periodic deals that let you purchase an appliance while delaying your first payment. These offers often include 0% interest for a specified time. The catch: You must pay on time and in full within that set time to avoid a high revert interest rate.
Work appliances in to home renovation financing.
If you’re considering financing a home renovation project, include the costs of new appliances when creating your budget.
Finance your next appliance purchase
Compare financing optionsWe pulled together four of the top financing options available from our partners.
Our pick for 0% intro APR
Chase Freedom Flex℠
Finder rating: 4.7/5
Our pick to earn cashback
Citi® Double Cash Card
Finder rating: 3.8/5
Our pick to get the lowest interest rate
Fiona personal loans
Finder rating: 4.25/5
Our pick for bad credit
Monevo personal loans
Finder rating: 4.4/5
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Frequently asked questions
When is the best time to buy appliances?
September and October are some of the best times to find a deal on large appliances. It’s when most manufacturers roll out new models and stores are looking to move last year’s inventory.
Holiday weekends, including Black Friday, are also great times to shop for appliances. Otherwise, shop during the week to potentially snag a better deal.
Should I buy used appliances?
Buying used can mean big savings, but only for select appliances. Appliances that are worth buying used are usually the first to go during a home renovation project, including:
- Gas ranges
Buying new can be your best option for appliances like built-in refrigerators, gas cooktops, water heaters, furnaces and air-conditioners.
How do I clean a stainless steel appliance?
Try one of the many store-bought stainless steel cleaners and wipes. Or use white vinegar or dish soap to clean the appliance, then apply a small amount of olive oil or baby oil to remove streaks and add shine.
When cleaning stainless steel, do not use:
- Steel wool or other abrasive materials.
- Chlorine-based cleaners.
- Oven cleaner.
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