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Banks you can use Apple Pay with
Check if your bank offers Apple Pay and learn how to use the digital wallet to make contactless purchases.
Apple Pay is a digital wallet that allows you to make contactless purchases in store or online using just your iPhone or Apple device, without your physical debit or credit card. Learn how Apple Pay works and how it compares to other digital wallet solutions in this guide.
US banks that offer Apple Pay
Apple Pay supports thousands of banks. This table breaks down 17 US banks that work with Apple Pay compared to other popular digital wallets, such as Samsung Pay and Google Pay.
|Bank||Apple Pay||Samsung Pay||Google Pay|
|Bank of America|
|Bank of the West|
How Apple Pay works
When you use Apple Pay, the near field communication (NFC) chip in your device connects to the card reader, and enables your payment to process the same way it would with a debit or credit card. This allows you to use your device as a contactless payment method instead of having to carry physical cards on you at all times.
How to add a debit or credit card to Apple Pay
Set up a debit or credit card on your iPhone in just a few steps:
- Open Apple Wallet on your iPhone and tap the “+” button.
- Scan the front of your debit or credit card by positioning it in the frame.
- Tap Next.
- Your card provider may want to verify your information by sending you an activation code. If applicable, select your verification method. Once you receive it, enter the code.
- Once your card is verified, you’ll be able to make payments through Apple Pay.
Can I use Apple Pay if I travel abroad?
Apple Pay works at any store or ATM that accepts contactless payments — no matter where you are in the world. Click the tab to see a full breakdown of countries and regions that support Apple Pay.
Compare accounts compatible with Apple Pay
All of these products can be used with Apple Pay. To get the most value from your digital wallet, consider adding a debit or credit card with rewards on everyday purchases.
With Apple Pay, you can make contactless payments using your iPhone, iPad, Apple Watch and Mac computer. But it’s only available on Apple devices and not all debit and credit cards are compatible.
Frequently asked questions
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