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AZ, CO, GA, ID, IL, IN, IA, KS, MN, MO, NE, NV, ND, OH, OR, SD, UT, WA, WI
Available states
24/7 claims
Online quotes
New home discount discount | Yes |
---|---|
New homeowner discount | No |
Home safety features discount | Yes |
New policy discount | No |
Bundling discount | Yes |
No claims discount | No |
Other discounts | No |
Personal property coverage | Yes |
---|---|
Valuable personal property | No |
Theft coverage | No |
Fire coverage | No |
Flood coverage | No |
Identity theft coverage | Yes |
Homesharing | No |
Dwelling coverage | Yes |
Review by
Heather Petty is a writer at Finder specializing in banking, investments and insurance. She's a self-proclaimed word nerd who worked as a technical writer and editor for the casino systems industry and is an internationally published young adult mystery author. Heather earned a bachelor’s degree in English from the University of Nevada, Reno.
American Family homeowners insurance allows you to customize your policy and get full coverage without having to pay for insurance you don’t need.
But if you’re counting on discounts from bundling your home and auto policies, make sure you live in one of the states where auto policies are offered. If not, or if you’re looking for a company with a higher customer satisfaction rating, compare other home insurers and find the best fit for your home.
American Family has a long list of coverage options, starting with its standard homeowners policy, which covers hazards like theft, fire, snow and ice damage. But it doesn’t cover floods, earthquakes or sewer issues unless you choose to buy add-on coverage.
American Family offers a wide variety of supplemental options including the following add-ons:
American Family offers many ways to save on your premium, including the following discounts:
You have to apply for an American Family policy through an agent. But you can get started with a quick quote based on what others in your neighborhood are paying, or use the following steps to get a personalized quote:
Be ready to answer the following questions before you apply: