American Express Cash Magnet™ vs Citi® Double Cash Card | finder.com
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American Express Cash Magnet® Card vs Citi® Double Cash Card

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American Express Cash Magnet® Card

American Express Cash Magnet® Card

Citi® Double Cash Card

Citi® Double Cash Card
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★★★★★

3.4 / 5.0
Best for
Best for
  • Flat cash back on all purchases
  • Highest unlimited cash back
Welcome offer
Welcome offer $150 after spending $1,000 in the first 3 months None
Rewards
Rewards

1.5% cash back on all purchases

1% cash back when you make purchases and 1% cash back when you pay off your card

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

0% intro APR for 15 months, and then 15.24% to 26.24% variable

15.74% to 25.74% variable

Annual fee
Annual fee $0 $0
Balance transfers
Balance transfers

APR: 0% intro APR for 15 months, then 15.24% to 26.24% variable

Fee: Either $5 or 3% of the amount of each transfer, whichever is greater. $5 or 3% of the transaction, whichever is greater

APR: 0% intro APR for 18 months, then 15.74% to 25.74% variable

Fee: $5 or 3% of the transaction, whichever is greater

Cash advance
Cash advance

APR: 27.49% variable

Fee: $5 or 3% of the transaction, whichever is greater

APR: 27.49% variable

Fee: $10 or 5% of the transaction, whichever is greater
Foreign transaction fee
Foreign transaction fee 2.7% of each transaction 3% of each transaction
Late payment fee
Late payment fee Up to $38 Up to $35
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period 25 days 23 days
Minimum interest
Minimum interest $0.50
Minimum credit score
Minimum credit score 680 670
Card type
Card type Credit Credit
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

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Which card should you choose?

American Express Cash Magnet® Card

American Express Cash Magnet® Card

  • No annual fee
  • Unlimited 1.5% cash back
  • Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership

Citi® Double Cash Card

Citi® Double Cash Card

  • No annual fee
  • Long intro APR on purchases and balance transfers
  • Earn 1% cash back when you make purchases
  • Earn an additional 1% cash back when you pay off your card

Compare credit cards

Name Product Filter values Rewards Purchase APR Annual Fee
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
0% for the first 15 months (then 15.24% to 26.24% variable)
$0
Apply now
View details
Earn a $ bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
HSBC Cash Rewards Mastercard® credit card
HSBC Cash Rewards Mastercard® credit card
3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases
0% for the first 12 months (then 15.24%, 19.24% or 25.24% variable)
$0
Apply now
View details
Earn 3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases. See Rates and Fees.
American Express Cash Magnet® Card
American Express Cash Magnet® Card
1.5% cash back on all purchases
0% for the first 15 months (then 15.24% to 26.24% variable)
$0
Apply now
View details
Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Rates & fees
Credit One Bank® Visa® Cash Back Rewards
Credit One Bank® Visa® Cash Back Rewards
1% cash back on all purchases or in categories based on Credit One Bank’s discretion
20.24% to 26.24% variable
$0 to $99
Apply now
View details
Earn 1% cash back on all purchases or in categories based on Credit One Bank’s discretion.
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% for the first 12 months (then 15.24% to 26.24% variable)
$95
Apply now
View details
Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees
U.S. Bank Cash+™ Visa Signature® Card
U.S. Bank Cash+™ Visa Signature® Card
5% on up to $2,000 each activated quarter on two categories combined (1% after), 2% on one everyday category and 1% on all other purchases
16.24% to 25.74% variable
$0
Apply now
View details
When you spend $500 on your card within the first 90 days, you’ll receive a $150 cash back bonus. Rates & Fees
Deserve® PRO
Deserve® PRO
3% back on travel and entertainment and 2% on dining up to $500 combined each billing cycle, then 1% after that and on all other purchases
18.24% to 25.24% variable
$0
Apply now
View details
Earn 3% cash back on travel and entertainment and 2% at restaurants on the first $1,000 spent on purchases each billing cycle (then 1%). Earn 1% on all other purchases.
Chase Freedom Unlimited®
Chase Freedom Unlimited®
3% cash back on all purchases in your first year up to $20,000 spent, then unlimited 1.5% cash back on all purchases
0% for the first 15 months (then 17.24% to 25.99% variable)
$0
View details
Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
Chase Freedom®
Chase Freedom®
5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases
0% for the first 15 months (then 17.24% to 25.99% variable)
$0
View details
0% intro APR for 15 months from account opening on purchases and balance transfers.
PenFed Power Cash Rewards Visa Signature® Card
PenFed Power Cash Rewards Visa Signature® Card
2% cash back for all PenFed Honors Advantage members and 1.5% cash back on all purchases
11.99% to 17.99% variable
$0
Apply now
View details
2% cash back for all PenFed Honors Advantage members and 1.5% cash back on all purchases made with your card.

Compare up to 4 providers

%
Name Product Balance Transfer APR Balance Transfer Fee Recommended Minimum Credit Score Amount Saved Filter values
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
0% for the first 15 months (then 15.24% to 26.24% variable)
$5 or 3% of the transaction, whichever is greater
680
Earn a $ bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
Apply now
View details
HSBC Gold Mastercard® credit card
HSBC Gold Mastercard® credit card
0% for the first 18 months (then 13.24%, 17.24% or 21.24% variable)
$10 or 4% of the transaction, whichever is greater
670
An 18 months 0% intro APR period on both purchases and balance transfers, plus zero foreign transaction fees, makes this is a strong well-rounded card. See Rates and Fees
Apply now
View details
American Express Cash Magnet® Card
American Express Cash Magnet® Card
0% for the first 15 months (then 15.24% to 26.24% variable)
$5 or 3% of the transaction, whichever is greater
680
Earn a $150 statement credit after you spend $1,000 or more in purchases with your new card within the first 3 months of card membership. Rates & fees
Apply now
View details
HSBC Cash Rewards Mastercard® credit card
HSBC Cash Rewards Mastercard® credit card
0% for the first 12 months (then 15.24%, 19.24% or 25.24% variable)
$10 or 4% of the transaction, whichever is greater
670
Earn 3% cash back on up to $10,000 in the first 12 months, then 1.5% on all purchases. See Rates and Fees.
Apply now
View details
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
0% for the first 12 months (then 15.24% to 26.24% variable)
$5 or 3% of the transaction, whichever is greater
680
Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees
Apply now
View details
U.S. Bank Cash+™ Visa Signature® Card
U.S. Bank Cash+™ Visa Signature® Card
0% for the first 12 billing cycles (then 16.24% to 25.74% variable)
$5 or 3% of the transaction, whichever is greater
670
When you spend $500 on your card within the first 90 days, you’ll receive a $150 cash back bonus. Rates & Fees
Apply now
View details
Luxury Card Mastercard® Black Card™
Luxury Card Mastercard® Black Card™
0% for the first 15 billing cycles (then 17.24% variable)
$5 or 3% of the transaction, whichever is greater
670
Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.
Apply now
View details
Luxury Card Mastercard® Gold Card™
Luxury Card Mastercard® Gold Card™
0% for the first 15 billing cycles (then 17.24% variable)
$5 or 3% of the transaction, whichever is greater
740
Earn 2% point value when redeemed for airfare or cash back through the Luxury rewards program.
Apply now
View details
Luxury Card Mastercard® Titanium Card™
Luxury Card Mastercard® Titanium Card™
0% for the first 15 billing cycles (then 17.24% variable)
$5 or 3% of the transaction, whichever is greater
700
Enjoy unique excursions, privileged access to exclusive events and insider opportunities.
Apply now
View details
Charity Charge World Mastercard® Credit Card
Charity Charge World Mastercard® Credit Card
1.99% for the first 6 monthly billing cycles (then 16.24% to 22.24% variable)
$10 or 5% of the transaction, whichever is greater
670
1% cash back to the nonprofits, K-12 schools, colleges and religious organizations of your choice.
Apply now
View details
ABOC Platinum Rewards Credit Card
ABOC Platinum Rewards Credit Card
0% for the first 12 months (then 15.15% to 25.15% variable)
$5 or 3% of the transaction, whichever is greater
580
Earn $150 in statement credit after you spend $1,200 on purchases within the first 90 days from account opening.
Apply now
View details
UNITY Visa® Secured Credit Card
UNITY Visa® Secured Credit Card
9.95% for the first 6 months (then 17.99% fixed)
$10 or 3% of the transaction, whichever is greater
300
Borrow up to $10,000 and get your credit score back on track.
Apply now
View details
Discover it® Secured
Discover it® Secured
10.99% for the first 6 months (then 25.24% variable)
3%
580
2% cashback at restaurants or gas stations on up to $1,000 in combined purchases each quarter. Plus 1% cash back on all other credit card purchases.
View details
Aspire Platinum Mastercard®
Aspire Platinum Mastercard®
0% for the first 6 billing cycles (then 8.9% to 18% variable)
$5 or 2% of the transaction, whichever is greater
580
Enjoy a 0% introductory APR on purchases and balance transfers for the first 6 months.
View details

Compare up to 4 providers

Compare American Express credit cards

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