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American Express® Business Gold Card vs The Business Platinum Card® from American Express

Two premium business credit cards, one with rewards flexibility, other with premium travel experience.

The main difference between these cards is that the American Express® Business Gold Card offers flexibility on which category you earn 4x points, and it comes with a $295 annual fee. On the other hand, the The Business Platinum Card® from American Express is a travel-oriented card with 5x points on flights and prepaid hotels booked through Amex Travel, but it comes with a $595 annual fee.

The categories where you can earn 4x points with the Business Gold Card are:

  • Airfare purchased directly from airlines
  • US purchases for advertising in select media
  • US purchases at restaurants
  • US purchases at gas stations
  • US purchases for shipping
  • US computer hardware, software and cloud computing purchases directly from select providers

American Express® Business Gold Card

American Express® Business Gold Card

Terms apply, see rates & fees

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

Terms apply, see rates & fees

Finder rating
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★★★★★

4.4 / 5.0
Best for
Best for
  • Extra rewards in categories you select
  • Luxury travel benefits for your business
Welcome offer
Welcome offer

70,000 points after spending $10,000 in the first 3 months

120,000 points after spending $15,000 in the first 3 months

Rewards
Rewards

4x points on two categories on up to $150,000 combined annually, then 1x points after that and on all other purchases

5x points on flights and prepaid hotels through Amex Travel, 1.5x points if you spend $5,000 on a single eligible purchase on up to 1 million additional points per year and 1.5x points on all other purchases

Purchase APR
Purchase APR

14.24% to 22.24% variable

Annual fee
Annual fee $295 $595
Cash advance
Cash advance N/A N/A
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period None None
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Other
Learn more
Learn more

Compare American Express® Business Gold Card vs. The Business Platinum Card® from American Express

Name Product Rewards Purchase APR Annual fee
American Express® Business Gold Card
4x points on two categories on up to $150,000 combined annually, then 1x points after that and on all other purchases
14.24% to 22.24% variable
$295
Earn 70,000 points after spending $10,000 in the first 3 months from account opening. Rates & fees
The Business Platinum Card® from American Express
5x points on flights and prepaid hotels through Amex Travel, 1.5x points if you spend $5,000 on a single eligible purchase on up to 1 million additional points per year and 1.5x points on all other purchases
$595
Earn 120,000 points after spending $15,000 on purchases in the first 3 months from account opening. Rates & fees
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