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American Express® Business Gold Card vs The Business Platinum Card® from American Express

Two premium business credit cards, one with rewards flexibility, other with premium travel experience.

Megan Horner
Megan Horner

Updated

Fact checked
The main difference between these cards is that the American Express® Business Gold Card offers flexibility on which category you earn 4x points, and it comes with a $295 annual fee. On the other hand, the The Business Platinum Card® from American Express is a travel-oriented card with 5x points on flights and prepaid hotels booked through Amex Travel, but it comes with a $595 annual fee.

The categories where you can earn 4x points with the Business Gold Card are:

  • Airfare purchased directly from airlines
  • US purchases for advertising in select media
  • US purchases at restaurants
  • US purchases at gas stations
  • US purchases for shipping
  • US computer hardware, software and cloud computing purchases directly from select providers

American Express® Business Gold Card

American Express® Business Gold Card

See rates & fees

The Business Platinum Card® from American Express

The Business Platinum Card® from American Express

See rates & fees
Finder rating
Finder rating Not rated yet

★★★★★

4.4 / 5.0
Best for
Best for
  • Extra rewards in categories you select
  • Luxury travel benefits for your business
Welcome offer
Welcome offer

70,000 points after spending $5,000 in the first 3 months

85,000 points after spending $15,000 in the first 3 months
Rewards
Rewards

4x points on two categories on up to $150,000 combined annually, then 1x points after that and on all other purchases

5x points on flights and prepaid hotels through Amex Travel, 1.5x points if you spend $5,000 on a single eligible purchase on up to 1 million additional points per year and 1x points on all other purchases
Purchase APR
Purchase APR

14.24% to 22.24% variable

Annual fee
Annual fee $295 $595
Cash advance
Cash advance N/A N/A
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period None None
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Other
Learn more
Learn more

Compare American Express® Business Gold Card vs. The Business Platinum Card® from American Express

Data updated regularly
Name Product Rewards Purchase APR Annual fee
American Express® Business Gold Card
American Express® Business Gold Card
4x points on two categories on up to $150,000 combined annually, then 1x points after that and on all other purchases
14.24% to 22.24% variable
$295
Earn 70,000 points after spending $5,000 in the first 3 months from account opening. Rates & fees
View details
The Business Platinum Card® from American Express
The Business Platinum Card® from American Express
5x points on flights and prepaid hotels through Amex Travel, 1.5x points if you spend $5,000 on a single eligible purchase on up to 1 million additional points per year and 1x points on all other purchases
$595
Earn 85,000 points after spending $15,000 on purchases in the first 3 months from account opening. Rates & fees
View details
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