American Express Business Gold vs Business Platinum Card | finder.com

American Express® Business Gold Card vs The Business Platinum® Card from American Express

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American Express® Business Gold Card

American Express® Business Gold Card

The Business Platinum® Card from American Express

The Business Platinum® Card from American Express

Best for
Best for
  • Extra rewards in categories you select
  • Luxury travel benefits for your business
Welcome offer
Welcome offer 35,000 points after spending $5,000 on purchases within the first 3 months
50,000 points after spending $10,000 and 35,000 points after spending an additional $10,000 in the first 3 months
Rewards
Rewards

4x points on two categories on up to $150,000 combined annually, then 1x points after that and on all other purchases

5x points on flights and prepaid hotels through Amex Travel, 1.5x points if you spend $5,000 on a single eligible purchase on up to 1 million additional points per year and 1x points on all other purchases

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

16.49% to 24.49% variable

None (Charge Card)

Annual fee
Annual fee $295 $595
Cash advance
Cash advance N/A Not a feature of a charge card
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period None None
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Charge
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

Read review

Read review

Which card should you choose?

American Express® Business Gold Card

American Express® Business Gold Card

  • Choose which two categories to earn more rewards in
  • G Suite and ZipRecruiter statement credits
  • Pay over time with interest or pay your full balance, whichever is best for your business

The Business Platinum® Card from American Express

The Business Platinum® Card from American Express

  • Earn accelerated points on flights and hotels through amextravel.com
  • Airport lounge access to over 1,200 airport lounges across 130 countries
  • $200 airline fee credit

Compare credit cards

Updated July 22nd, 2019
Name Product Rewards Purchase APR Annual fee
2% cash back on all purchases
19.24% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn $500 after spending $4,500 in the first 3 months.
2% cash back on all purchases on up to $50,000 per calendar year, then 1%
0% intro for the first 12 months (then 15.49% to 21.49% variable)
$0
Earn 2% cash back on all purchases on up to $50,000 per calendar year, then 1%. Rates & fees
3x points on the first $150,000 on travel and select business categories annually, then 1x after and on all other purchases
18.24% to 23.24% variable
$95
80,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®
2x miles on all purchases
19.24% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn unlimited 2x miles on every purchase for your business, with no blackouts or seat restrictions, and no minimum to redeem.
N/A
0% intro for the first 12 billing cycles (then 12.24% to 20.24% variable)
$0
Enjoy a 0% intro APR on purchases and balance transfers for the first 12 billing cycles, reverting to a variable 12.24% to 20.24% APR. Rates & Fees

Compare up to 4 providers

Name Product Filter values Rewards Purchase APR Annual fee
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
17.99% to 26.99% variable
$0
Earn 90,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the card within your first 3 months of card membership. Rates & fees
5x points on directly-booked flights or on flights and hotels on Amex Travel. 1x points on all other purchases
N/A
$550
Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & fees
2x miles at US restaurants and on direct Delta purchases and 1x miles on all other purchases
17.99% to 26.99% variable
$0
Earn 10,000 bonus miles after spending $500 in purchases on your new card in your first 3 months of card membership. Rates & fees
2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases
0% intro for the first 15 months (then 15.24% to 26.24% variable)
$0
Earn a $150 bonus statement credit after you spend $1,000 on purchases in the first 3 months. Rates & fees
3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)
See Rates & Fees
$250
35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months. Rates & fees

Compare up to 4 providers

Compare American Express credit cards

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