American Express® Business Gold Card vs The Business Platinum® Card from American Express

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American Express® Business Gold Card

American Express® Business Gold Card

The Business Platinum® Card from American Express

The Business Platinum® Card from American Express

Best for
Best for
  • Extra rewards in categories you select
  • Luxury travel benefits for your business
Welcome offer
Welcome offer

Up to $500 back on FedEx shipments within the first 3 months, offer ends November 6, 2019

50,000 points after spending $10,000 and 50,000 points after spending an additional $15,000 in the first 3 months

Rewards
Rewards

4x points on two categories on up to $150,000 combined annually, then 1x points after that and on all other purchases

5x points on flights and prepaid hotels through Amex Travel, 1.5x points if you spend $5,000 on a single eligible purchase on up to 1 million additional points per year and 1x points on all other purchases

Purchase APR (annual percentage rate)
Purchase APR (annual percentage rate)

15.99% to 23.99% variable

None (Charge Card)

Annual fee
Annual fee $295 $595
Cash advance
Cash advance N/A N/A
Foreign transaction fee
Foreign transaction fee None None
Late payment fee
Late payment fee Up to $39 Up to $39
Additional cardholder fee
Additional cardholder fee $0
Interest-free period
Interest-free period None None
Minimum credit score
Minimum credit score 670 670
Card type
Card type Credit Charge
Rates and Fees
Rates and Fees Rates & Fees Rates & Fees
Learn more
Learn more

Read review

Read review

Which card should you choose?

American Express® Business Gold Card

American Express® Business Gold Card

  • Choose which two categories to earn more rewards in
  • 25% points back on Amex Travel flights up to 250,000 points back annually
  • Pay over time with interest or pay your full balance, whichever is best for your business

The Business Platinum® Card from American Express

The Business Platinum® Card from American Express

  • Earn accelerated points on flights and hotels through amextravel.com
  • Airport lounge access to over 1,200 airport lounges across 130 countries
  • $200 airline fee credit

Compare credit cards

Updated October 22nd, 2019
Name Product Rewards Purchase APR Annual fee
2% cash back on all purchases on up to $50,000 per calendar year, then 1%
0% intro for the first 12 months (then 14.99% to 20.99% variable)
$0
Earn 2% cash back on all purchases on up to $50,000 per calendar year, then 1%. Rates & fees
2x points on everyday business purchases on up to $50,000 annually, then 1x points
0% intro for the first 12 months (then 14.99% to 20.99% variable)
$0
Earn 2x Membership Rewards® points on everyday business purchases on up to $50,000 with no category restrictions. Rates & fees
3x points on the first $150,000 on travel and select business categories annually, then 1x after and on all other purchases
17.74% to 22.74% variable
$95
100,000 bonus points after you spend $5,000 on purchases in the first 3 months after account opening. That's $1,000 toward travel rewards when you redeem through Chase Ultimate Rewards®
3 cents off per gallon when you buy 30,000 or more gallons in a month plus 3 cents off at the Retail Savings Network
29.24% variable
Up to $120
Earn 3 cents off per gallon when you buy 30,000 or more gallons in a month plus 3 cents off at the Retail Savings Network.
2x miles on Delta purchases and 1x miles on all other purchases
17.49% to 26.49% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn 30,000 miles after spending $1,000 in the first 3 months plus $50 after making a direct Delta purchase in the same timeframe. Rates & fees

Compare up to 4 providers

Name Product Filter values Rewards Purchase APR Annual fee
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
17.49% to 26.49% variable
$0
Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees
3x points on directly-booked flights; 4x at restaurants; 4x at US supermarkets on up to $25,000 annually (then 1x points)
See Rates & Fees
$250
35,000 bonus Membership Rewards® Points when you spend $4,000 in the first 3 months. Rates & fees
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on all other purchases
0% intro for the first 12 months (then 14.74% to 25.74% variable)
$95
Earn $250 bonus cash back after you spend $1,000 on purchases in the first 3 months. Rates & fees
2x miles on Delta purchases and 1x miles for all other purchases
17.49% to 26.49% variable
$195
Earn 75,000 miles and 5,000 MQMs after spending $3,000 in the first 3 months plus $100 when you make a Delta purchase in the same timeframe. Rates & fees
2x miles on Delta purchases and 1x miles on all other purchases
17.49% to 26.49% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn 60,000 miles after spending $2,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees

Compare up to 4 providers

Compare American Express credit cards

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