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$10
Welcome offer
Up to 5%
Cash back
$0
Annual fee
27.49%
Purchase APR (variable)
Product Name | Amazon Prime Store Card Credit Builder |
---|---|
Card type | Store card |
Annual fee | $0 |
Purchase APR | 27.49% variable |
Balance transfer APR | N/A |
Interest free period | Up to 23 days |
Late payment fee | Up to $38 |
Rates & fees | rates & fees |
Review by
Kliment Dukovski is a credit cards writer. He's written over 600 articles to help readers find and compare the best credit cards. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.
If you often shop at Amazon.com and want to build your credit and earn cash back, consider the Amazon Prime Store Card Credit Builder. It’s a secured card that helps you save money on interest with 0% financing options for purchases over $149. You can pay for your purchases over time, but you must pay in full before the promotional period expires or you’ll end up paying high interest.
You must be a Prime member to get all the benefits of this card. Otherwise, you’ll get the non-Prime version, which is the same card but without the cash back. Next:
You can apply with a poor credit score of 300 or higher.
Amazon gives you the option to buy now and pay later. In this case, you won’t accrue interest if you pay your purchase in full before the period expires. You can use two financing options:
If you’re an avid Amazon.com spender looking for deferred financing options or cash back while building credit at the same time, the Amazon Prime Store Card Credit Builder could be an excellent choice.
However, if you would like a more universal credit-building card, check out other secured cards and compare your options.